{"uin":"RELTIDP07001V010607","name":"IndusInd Inland Travel Care Policy","url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607","insurer":{"slug":"indusind-general-insurance","name":"IndusInd General Insurance Company Limited","url":"https://indiainsurances.com/insurer/indusind-general-insurance"},"line":"general","category":"travel","category_name":"Travel insurance","irdai_type":null,"kind":"product","status":"active","approved_on":null,"withdrawn_on":null,"summary":"IndusInd Inland Travel Care Policy is a travel insurance policy with plans for rail travel, individuals and families, corporates, and Jet Airways customers. It covers emergency medical expenses, personal accident, trip cancellation and interruption, checked-in baggage total loss and other travel contingencies, with entry age from 3 months to 80 years.","analysis":{"state":"machine","analysed_at":"2026-10-20 04:48:03.072251+00","note":"First pass: one AI reading; every stated fact carries a verbatim quote found in the cited clause, but it has not been reviewed. Check the clause before relying on it."},"facts":[{"key":"plan_variants","label":"Plans and variants","section":"Overview","meaning":"The named plans inside this product (not cover types or payout options). Facts can differ between them.","status":"quote-verified","value":["For Rail Travel-Standard plan","For Individuals/Families- Plan A,B,C, and D","For Corporates Plan E & Flexi Travel","For Jet Airways Customers – Plan F"],"display":"Rail Travel Standard plan; Individuals/Families Plan A, B, C and D; Corporates Plan E and Flexi Travel; Jet Airways Plan F","note":"Plan names are stated in the prospectus.","quote":"1. For Rail Travel-Standard plan ... 2. For Individuals/Families- Plan A,B,C, and D ... 3. For Corporates Plan E & Flexi Travel ... 4. For Jet Airways Customers – Plan F","sources":[{"clause":null,"heading":"OMBUDSMAN OFFICE","page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9591#c-ombudsman-office"}],"law":[]},{"key":"policy_term","label":"Policy term","section":"Eligibility","meaning":"How long one policy runs before it ends or must be renewed.","status":"quote-verified","value":"Short-term cover can be up to 91 days. Annual multi-trip cover is for 365 days, with each trip up to 30/45/60/90 days as opted, and the prospectus states the policy is not renewable.","display":"Short term up to 91 days; annual multi-trip 365 days with 30/45/60/90 days per trip; not renewable","note":"Policy wording defines policy period by the schedule; these term options are from the prospectus.","quote":"In case of short term, the number of days can be up to 91 appropriate cover and rates. days. In case of Annual Multi trip the policy for 365 days and The proposer can contact the agent / intermediary / any of our each and every trip can be up to 30/45/60/90 days as opted offices/website for a full version of the Policy document and\nby the Insured/Insured person. ... This policy is not renewable and also the facility of Insurance Ombudsman for resolution of the grievance. The\nmigration shall not be available.","sources":[{"clause":null,"heading":"OMBUDSMAN OFFICE","page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9591#c-ombudsman-office"},{"clause":null,"heading":"23. Overriding effect of Policy Schedule","page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9591#c-23-overriding-effect-of-policy-schedule"}],"law":[]},{"key":"claim_intimation","label":"Claim intimation deadline","section":"Claims","meaning":"How soon you must tell the insurer about a claim or hospitalisation.","status":"quote-verified","value":"The insured must immediately contact the Company's Help Line with necessary details. If assistance is not required, the Help Line must still be contacted as soon as possible before filing any claim; for other claims, prior intimation to the Helpline is required.","display":"Immediately contact the Help Line; as soon as possible if filing any claim; prior intimation for all other claims","note":null,"quote":"The Insured / Insured Person shall immediately contact the Help Line of the Company stating necessary details. The details of phone numbers and Help Line are given in the Schedule ... The Insured /Insured Person needs to contact the Help Line number as soon as possible and inform in case the Insured/ Insured Person is/will be filing any claim, even if assistance is not required. ... In case of all other claims, there shall be necessary prior intimation to the Helpline of the Company, stating the incident/loss.","sources":[{"clause":"14(a)","heading":null,"page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-a-7"},{"clause":"14(b)","heading":null,"page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-b-7"},{"clause":"14(h)","heading":null,"page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-h-2"}],"law":[{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 20, 21","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_documents","label":"Claim documents","section":"Claims","meaning":"Documents the insurer asks for when you claim.","status":"quote-verified","value":["original ticket / boarding pass indicating the travel dates, with completed claim form","original bills / vouchers / reports and discharge summary for medical claims","official death certificate and physician's statement for mortal remains or burial claims","Property Irregularity Report and airline compensation letter for total loss of checked-in baggage","proof of ownership for checked-in baggage items valued in excess of Rs 1,000/-","medical reports and doctors' statement or police report, plus bills/receipts, for trip delay","medical reports and doctors statement, termination letter or police report, plus bills/receipts, for trip cancellation and interruption","airline confirmation of scheduled and actual arrival time and reason for delay for missed connection","home burglary FIR, Panchnama, police investigation report, repair bills and owned-article invoices if required"],"display":"Claim form with travel proof; medical bills/reports; death or baggage documents where relevant; trip delay/cancellation/missed connection proofs; home burglary police and repair documents","note":"The policy may also ask for any other document(s) required to process the claim.","quote":"The original ticket / boarding pass indicating the travel dates must be submitted with every claim, along with the completed claim form. ... Original bills / vouchers / reports and discharge summary must be submitted along with all medical claims. ... an official death certificate and a physician's statement giving the cause of death needs to be submitted. ... a Property Irregularity Report or other report usually issued by the common carriers in the event of loss of checked-in baggage will need to be submitted with the claim form. A letter from the airline will also need to be submitted stating the compensation, if any received from them for the lost baggage. ... Adequate proof of ownership of items contained within checked-in baggage valued in excess of the Indian Rupee equivalent of Rs 1,000/- for loss/delay of checked-in baggage will need to be submitted. ... For claims under trip delay the following documents need to be furnished. Medical reports and doctors' statement or Police report confirming the incident causing the trip delay. All original bills / receipts of reasonable additional expenses incurred and/or proof of cancellation charges levied by the carriers shall be submitted ... For claims under trip cancellation and interruption the following documents need to be submitted. Medical reports and doctors statement if trip is cancelled or interrupted due to medical reasons. If due to employment, termination letter from t he company. If due to other events, police report confirming the incident shall be submitted. ... For claims under missed connection the following documents need to be submitted i.e. confirmation from the airline, mentioning the scheduled arrival time and the actual arrival time. The reason for delay in the flight also needs to be mentioned. ... Claim documents to be submitted in event of a claim benefit under home burglary insurance are\n• First Information Report from the Police\n• Panchnama\n• Investigation Report by the Police\n• Estimate and final bills of repairers\n• Invoices of owned articles, if required by the Company","sources":[{"clause":"14(a)","heading":null,"page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-a-9"},{"clause":"14(b)","heading":null,"page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-b-9"},{"clause":"14(d)","heading":null,"page":18,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-d-4"},{"clause":"14(d)(i)","heading":null,"page":18,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-d-i"}],"law":[{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 17","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 23","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_settlement_time","label":"Claim settlement time promised","section":"Claims","meaning":"How quickly the policy says a claim is decided or paid, and from when that is counted (intimation or last document).","status":"not-stated","value":null,"display":null,"note":null,"quote":null,"sources":[],"law":[{"title":"The Insurance Act, 1938","section":"Section 64UM(4) to (6)","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 10","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 15","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 16","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(i), V.3(ii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 23","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 149","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"}]},{"key":"exclusions_main","label":"Main exclusions","section":"Exclusions","meaning":"What the policy does not pay for, in the policy's own words.","status":"quote-verified","value":["events occurring before the commencement of the cover or otherwise outside of the period of insurance","expenses incurred for the treatment of pre-existing disease / conditions / illness / injury","treatment if that be the sole reason or one of the reasons for the insured/insured person's travel","traveling against the advice of a physician","receiving, or is on a waiting list to receive, specified medical treatment","terminal prognosis for a medical condition","taking part in a naval, military or air force operation","deductibles as specified in the schedule","illnesses or injury caused intentionally, by committing a crime, drunkenness, or addiction","mental disorder, anxiety, stress, depression, venereal disease, HIV related illness including AIDS","war and war like occurrence or invasion, acts of foreign enemies, hostilities, civil war, rebellion, insurrection, civil commotion","any act of terrorism","ionizing radiation or contamination by radioactivity and nuclear hazards","sporting activities involving professional or semi-professional sports persons unless declared and additional premium paid"],"display":"General exclusions include prior/outside-period events, pre-existing treatment, travel for treatment, medical advice restrictions, deductibles, intentional/criminal/drunkenness/addiction claims, mental/HIV conditions, war, terrorism, nuclear hazards and professional sports unless declared","note":null,"quote":"Any claim relating to events occurring before the commencement of the cover or otherwise outside of the period of insurance.\n2. Any claim relating to expenses incurred for the treatment of pre-existing disease / conditions / illness / injury. ... Treatment if that be the sole reason or one of the reasons for the insured/insured person's travel and temporary stay in his/ her current location. Any claim if the insured/insured person ... Is traveling against the advice of a physician; ... Is receiving, or is on a waiting list to receive, specified medical treatment declared in the physician's report or certificate; ... Has received terminal prognosis for a medical condition; ... Is taking part in a naval, military or air force operation\n5. Deductibles as specified in the schedule ... Has caused intentionally or by committing a crime or as a result of drunkenness or ... Addiction (drugs, alcohol)\n7. Any claim arising out of mental disorder, anxiety, stress, depression, venereal disease or any loss, directly or indirectly, attributable to HIV (Human Immunodeficiency Virus) and/or any HIV related illness including AIDS ... Illness and accidents that are results of war and war like occurrence or invasion, acts of foreign enemies, hostilities, civil war, rebellion, insurrection, civil commotion ... Any act of terrorism which means an act, including but not limited to the use of force or violence ... Lionizing radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel or ... The radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.\n11. Any claim arising out of sporting activities in so far as they involve the training or participation in competitions of professional or semi-professional sports persons, unless declared beforehand and necessary additional premium paid.","sources":[{"clause":null,"heading":"GENERAL EXCLUSIONS","page":15,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-general-exclusions"},{"clause":"14(a)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-a-3"},{"clause":"14(b)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-b-3"},{"clause":"14(c)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-c-2"},{"clause":"14(d)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-d"},{"clause":"14(a)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-a-4"},{"clause":"14(b)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-b-4"},{"clause":"14(a)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-a-5"},{"clause":"14(b)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-b-5"}],"law":[{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 11","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 16","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"grievance","label":"Grievance route","section":"Claims","meaning":"Who to complain to first, as stated in the policy, before going to the Insurance Ombudsman.","status":"quote-verified","value":"First complain to the Company through the website, email, telephone, post/courier to any branch or correspondence address. The correspondence address given is IndusInd General Insurance, Correspondence Unit, 301-302, Corporate House RNT Marg, Opp. Jhabua Tower, Indore, Madhya Pradesh, India – 452001.","display":"Company grievance first: website, services@indusindinsurance.com, (022) 4890 3009, branch/correspondence address","note":null,"quote":"If the Policyholder has a grievance that the Policyholder wishes the Company to redress, the Policyholder may contact the Company with the details of his grievance through:\nWebsite: www.indusindinsurance.com E-mail: services@indusindinsurance.com Telephone: (022) 4890 3009 (Paid) Post/Courier: Any branch office, the correspondence address, during normal business hours. Write to us at (Correspondence Only): IndusInd General Insurance, Correspondence Unit, 301-302, Corporate House RNT Marg, Opp. Jhabua Tower, Indore, Madhya Pradesh, India – 452001.","sources":[{"clause":"27","heading":"Grievances","page":22,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-27"}],"law":[{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 3","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 4","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 5","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(11)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(42)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 34","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 69","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Insurance Act, 1938","section":"Section 38","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 12","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 19","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 20","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 13","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 2","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(5), 5(6)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(9)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 25","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 26","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"IRDAI (Insurance Products) Regulations, 2024","section":"Schedule III, Para 11","url":"https://indiainsurances.com/law/irdai-products-regs-2024"},{"title":"Review of revision in premium rates under health insurance policies for senior citizens, 2025","section":"Para 3","url":"https://indiainsurances.com/law/irdai-senior-premium-2025"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 13","url":"https://indiainsurances.com/law/ombudsman-rules-2017"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 14","url":"https://indiainsurances.com/law/ombudsman-rules-2017"}]},{"key":"perils","label":"What is covered","section":"Cover","meaning":"The events or risks covered.","status":"quote-verified","value":["PERSONAL ACCIDENT","EMERGENCY MEDICAL EXPENSES","EMERGENCY DENTAL EXPENSES","TOTAL LOSS OF CHECKED IN BAGGAGE","PERSONAL LIABILITY","TRIP DELAY","TRIP CANCELLATION AND INTERRUPTION","MISSED CONNECTIONS","HOME BURGLARY INSURANCE","BUSINESS EQUIPMENT COVER"],"display":"Personal accident, emergency medical and dental expenses, checked-in baggage total loss, personal liability, trip delay, trip cancellation/interruption, missed connections, home burglary and business equipment cover","note":"These are the main named covers cited from the policy wording; other smaller benefits are also listed in the wording.","quote":"BENEFIT 1 - PERSONAL ACCIDENT What it covers ... BENEFIT 2 - EMERGENCY MEDICAL EXPENSES ... BENEFIT 6 - EMERGENCY DENTAL EXPENSES What is covers ... BENEFIT 10 - TOTAL LOSS OF CHECKED IN BAGGAGE What it covers ... BENEFIT 11 - PERSONAL LIABILITY What it covers ... BENEFIT 14 – TRIP DELAY What it covers ... BENEFIT 15 – TRIP CANCELLATION AND INTERRUPTION What it covers ... BENEFIT 16 – MISSED CONNECTIONS What it covers ... BENEFIT 20 – HOME BURGLARY INSURANCE What it covers ... BENEFIT 23 – BUSINESS EQUIPMENT COVER What it covers","sources":[{"clause":null,"heading":"BENEFIT 1 - PERSONAL ACCIDENT What it covers","page":3,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-1-personal-accident-what-it-covers"},{"clause":null,"heading":"BENEFIT 2 - EMERGENCY MEDICAL EXPENSES","page":5,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-2-emergency-medical-expenses"},{"clause":null,"heading":"BENEFIT 6 - EMERGENCY DENTAL EXPENSES What is covers","page":7,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-6-emergency-dental-expenses-what-is-cove"},{"clause":null,"heading":"BENEFIT 10 - TOTAL LOSS OF CHECKED IN BAGGAGE What it covers","page":8,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-10-total-loss-of-checked-in-baggage-what"},{"clause":null,"heading":"BENEFIT 11 - PERSONAL LIABILITY What it covers","page":9,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-11-personal-liability-what-it-covers"},{"clause":null,"heading":"BENEFIT 14 – TRIP DELAY What it covers","page":10,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-14-trip-delay-what-it-covers"},{"clause":null,"heading":"BENEFIT 15 – TRIP CANCELLATION AND INTERRUPTION What it covers","page":11,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-15-trip-cancellation-and-interruption-wh"},{"clause":null,"heading":"BENEFIT 16 – MISSED CONNECTIONS What it covers","page":12,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-16-missed-connections-what-it-covers"},{"clause":null,"heading":"BENEFIT 20 – HOME BURGLARY INSURANCE What it covers","page":13,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-20-home-burglary-insurance-what-it-cover"},{"clause":null,"heading":"BENEFIT 23 – BUSINESS EQUIPMENT COVER What it covers","page":14,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-23-business-equipment-cover-what-it-cove"}],"law":[]},{"key":"cancellation_refund","label":"Cancellation by you","section":"Renewal and rights","meaning":"What you get back if you cancel during the year.","status":"quote-verified","value":"If there is no claim, cancellation by the insured is refunded on a pro-rata basis using the formula in the wording. If any claim has been admitted or lodged, there is no refund for the policy year in which the claim occurs; early termination is allowed only if the insured returns to the original place of residence before the policy end date.","display":"No claim: pro-rata refund; claim admitted or lodged: no refund for that policy year","note":null,"quote":"Termination of the policy at a date earlier than the end date can be done only if the insured/insured person returns back to his/her original place of residence earlier than the end date of the policy. Refund of premium for the days between the arrival date and the end date of the policy will be given after adjusting cancellation charges, if any. ... In case of no claim in the policy, In the event of cancellation by the insured the refund amount shall be on pro-rata basis ... Where any claim has been admitted or has been lodged by the person under the Policy, there shall be no refund of premium for the Policy Year in which the claim occurs.","sources":[{"clause":"14(h)","heading":null,"page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-h"},{"clause":null,"heading":"Cancellation","page":21,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-cancellation"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64VB","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 8","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 6","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 5","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 17","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(3) to 20(5)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, III.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, IV.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, IV.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"territory","label":"Where it covers","section":"Overview","meaning":"Geographic area of cover: India only, worldwide, or listed countries. 'As stated in the schedule' is not an answer.","status":"quote-verified","value":"The wording defines a trip as a journey out of the Republic of India and back, with details specified in the Schedule. It also says no claim is payable where the cause of action arises in India unless specifically provided in the Schedule.","display":"Trip defined as out of the Republic of India and back; India claims only if Schedule specifically provides","note":"The product name is Inland Travel Care, but the cited policy wording definition uses the words quoted here.","quote":"\"Trip\" means a journey, within the Policy Period, out of the Republic of India and back, the details of which are specified in the Schedule. ... No claim shall be payable under this Policy where the cause of action arises in India, unless otherwise specifically provided in the Schedule.","sources":[{"clause":null,"heading":"\"Trip\"","page":3,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-trip"},{"clause":"18","heading":"Cause of Action","page":21,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-18"}],"law":[]},{"key":"medical_cover","label":"Medical cover abroad","section":"Cover","meaning":"Emergency medical and hospital costs while travelling, and the limit.","status":"not-stated","value":null,"display":null,"note":null,"quote":null,"sources":[],"law":[]},{"key":"ped_cover","label":"Pre-existing conditions","section":"Cover","meaning":"Whether emergencies from existing conditions are covered.","status":"quote-verified","value":"Life-saving unforeseen emergency measures for hospitalisation arising out of a pre-existing disease are covered until the insured person becomes medically stable. Further medical costs to maintain that medically stable condition are borne by the insured person.","display":"Life-saving PED emergency measures covered until medically stable; further maintenance costs not covered","note":"The general exclusions otherwise exclude claims for treatment of pre-existing disease / conditions / illness / injury.","quote":"Life saving unforeseen emergency measure provided to the insured/insured person by the medical practitioner for hospitalisation arising out of a pre-existing disease. The treatment for these emergency measures would be paid till the Insured/Insured Person becomes medically stable. All further medical costs to maintain medically stable would have borne by the Insured/ Insured Person.","sources":[{"clause":"8","heading":null,"page":6,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-8"}],"law":[]},{"key":"trip_cancellation","label":"Trip cancellation and curtailment","section":"Cover","meaning":"Refund of non-refundable costs if you must cancel or cut short a trip.","status":"quote-verified","value":"Trip cancellation and interruption are covered up to the Sum Insured specified in the Schedule for listed reasons such as unforeseen illness, injury or death of a family member, employment termination or layoff, inclement weather, uninhabitable accommodation/destination, abduction, felonious assault and terrorist incident. The benefit reimburses forfeited, non-refundable prepaid payments and, for interruption, additional transportation expenses, capped at economy airfare by the most direct route less refunds.","display":"Covered up to Sum Insured for listed reasons; reimburses forfeited non-refundable prepaid payments and certain additional transport costs","note":null,"quote":"The Company shall compensate the Insured / Insured Person if a trip is canceled or interrupted due to any of the following reasons: ... Trip Cancellation Benefits: The Company will pay this benefit up to Sum Insured as specified in the Schedule for trips that are canceled before the scheduled departure date due to any of the reasons mentioned above. The Company will reimburse for the forfeited, non-refundable prepaid payments, made prior to the Insured/Insured Person's departure date. Trip Interruption Benefits: The Company will pay this benefit up to Sum Insured as spec ified in the Schedule for trips that have been interrupted, due to any of the reasons mentioned above. The Company will reimburse for the forfeited, non-refundable prepaid payments, made prior to the Insured/Insured Person's departure date and additional transportation expenses incurred by the Insured/Insured Person. ... However, the benefits above, will not exceed the cost of economy airfare by the most direct route, less any refunds paid or payable.","sources":[{"clause":null,"heading":"BENEFIT 15 – TRIP CANCELLATION AND INTERRUPTION What it covers","page":11,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-15-trip-cancellation-and-interruption-wh"}],"law":[]},{"key":"baggage","label":"Baggage loss and delay","section":"Cover","meaning":"Cover for checked baggage lost or delayed.","status":"quote-verified","value":"Total loss of checked-in baggage on a trip is covered up to the Sum Insured specified in the Schedule, with a deductible per separate claim as specified in the Schedule. The wording mentions documents for delay of checked-in baggage claims, but the provided wording does not set out a delayed-baggage benefit or limit.","display":"Total loss of checked-in baggage covered up to Sum Insured; delay mentioned in claim documents but benefit limit not stated","note":null,"quote":"The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip. The cover is limited to the travel destinations specified in the Proposal Form. All halts and via destinations included in this main travel ticket will be covered under this benefit. The compensation will be limited to the Sum Insured as specified in the Schedule. The deductible in respect of this benefit will be applicable for each separate claim, and shall be of an amount as specified in the Schedule. ... Original bills of emergency items purchased and the Property Irregularity Report or any such other report from the airline stating the date and time of arrival of delayed baggage needs to be submitted in case of delay of checked-in baggage claims.","sources":[{"clause":null,"heading":"BENEFIT 10 - TOTAL LOSS OF CHECKED IN BAGGAGE What it covers","page":8,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-benefit-10-total-loss-of-checked-in-baggage-what"},{"clause":"14(d)(i)","heading":null,"page":18,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-14-d-i"}],"law":[]},{"key":"passport_loss","label":"Passport loss","section":"Cover","meaning":"Costs of replacing a lost passport.","status":"not-stated","value":null,"display":null,"note":"The document-loss benefit in the wording covers driving license and/or travel tickets; the provided documents do not state cover for passport replacement costs.","quote":null,"sources":[],"law":[]},{"key":"deductible","label":"Deductible","section":"Limits and co-pay","meaning":"Amount you bear per claim.","status":"not-stated","value":null,"display":null,"note":"The wording points to the Schedule for deductible amounts and says the deductible is charged for each separate incident, but the amount is not printed in the provided documents.","quote":null,"sources":[],"law":[]},{"key":"max_trip_days","label":"Trip length","section":"Eligibility","meaning":"Longest trip covered, single or multi-trip.","status":"quote-verified","value":"The wording says the maximum number of travel days under a single trip, including all extensions and the policy period, is 365 days. The prospectus states short-term cover can be up to 91 days and annual multi-trip policies are for 365 days with each trip up to 30/45/60/90 days as opted.","display":"Single trip up to 365 days; annual multi-trip per-trip options 30/45/60/90 days; short term up to 91 days","note":"The 30/45/60/90 day annual multi-trip per-trip options and 91-day short-term limit are from the prospectus.","quote":"The maximum number of travel days under a single trip that may be insured, with all the extensions and policy period put together, under the policy, shall be 365 days. ... In case of short term, the number of days can be up to 91 appropriate cover and rates. days. In case of Annual Multi trip the policy for 365 days and The proposer can contact the agent / intermediary / any of our each and every trip can be up to 30/45/60/90 days as opted offices/website for a full version of the Policy document and\nby the Insured/Insured person.","sources":[{"clause":null,"heading":"GENERAL CONDITIONS","page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-general-conditions"},{"clause":null,"heading":"OMBUDSMAN OFFICE","page":17,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9591#c-ombudsman-office"}],"law":[]},{"key":"free_look","label":"Free-look period","section":"Renewal and rights","meaning":"Free-look, if the policy offers one (usually annual multi-trip policies only): days after you receive the policy in which you can return it for a refund.","status":"not-stated","value":null,"display":null,"note":null,"quote":null,"sources":[],"law":[{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 5","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 5","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(1), 20(2)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(3) to 20(5)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(6)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, II.8","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, III.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, III.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"eligibility_entry_age","label":"Entry age","section":"Eligibility","meaning":"The youngest and oldest age at which you can buy this policy.","status":"quote-verified","value":"Minimum age is 3 months and maximum age is 80 years.","display":"3 months to 80 years","note":null,"quote":"Minimum age of the Insured/Insured person shall be 3 months and maximum age shall be 80 years.","sources":[{"clause":null,"heading":"GENERAL CONDITIONS","page":16,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732#c-general-conditions"}],"law":[]}],"documents":[{"kind":"wording","label":"IndusInd Inland Travel Care Policy Wording","pages":24,"fetched_at":"2026-10-17 19:47:58+00","source_url":"https://www.indusindinsurance.com/downloads/indusind-inland-travel-care-policy-wording","url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9732"},{"kind":"wording","label":"Indusind Commercial Care Insurance Policy Commercial Policy Wording","pages":21,"fetched_at":"2026-10-17 19:51:44+00","source_url":"https://www.indusindinsurance.com/downloads/indusind-commercial-care-insurance-policy-commercial-policy-wording","url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9847"},{"kind":"prospectus","label":"IndusInd Inland Travel Care Policy","pages":20,"fetched_at":"2026-10-17 19:40:37+00","source_url":"https://www.indusindinsurance.com/downloads/indusind-inland-travel-care-policy","url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607/document/9591"}],"versions":[],"where_to_buy":[{"purpose":"buy","kind":"insurer","name":"IndusInd General Insurance official website","url":"https://www.indusindinsurance.com/","note":"Buy directly from the insurer."},{"purpose":"buy","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."}],"claims_and_complaints":[{"purpose":"claim","kind":"insurer","name":"Car insurance claim","url":"https://www.indusindinsurance.com/car-insurance-claim","note":null},{"purpose":"claim","kind":"insurer","name":"Health insurance claims","url":"https://www.indusindinsurance.com/health-insurance-claims","note":null},{"purpose":"claim","kind":"insurer","name":"Travel insurance claim","url":"https://www.indusindinsurance.com/travel-insurance-claim","note":null},{"purpose":"claim","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"grievance","kind":"insurer","name":"Grievance redressal","url":"https://www.indusindinsurance.com/about-us/grievance-redressal","note":null},{"purpose":"grievance","kind":"official","name":"Bima Bharosa (IRDAI grievance portal)","url":"https://bimabharosa.irdai.gov.in/","note":"Register and track a complaint against any insurer with IRDAI. Complain to the insurer first; escalate here if the reply is late or unsatisfactory."},{"purpose":"grievance","kind":"official","name":"e-Daakhil (consumer commission e-filing)","url":"https://edaakhil.nic.in/","note":"Not reachable from our crawler on 2026-10-19; use e-Jagriti if this link does not open."},{"purpose":"grievance","kind":"official","name":"e-Jagriti (consumer commission filing)","url":"https://e-jagriti.gov.in/","note":"Ministry of Consumer Affairs platform for consumer commission cases, a route for insurance disputes that the Ombudsman does not settle."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Ahmedabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Gujarat, Dadra & Nagar Haveli, Daman and Diu. Email: oio.ahmedabad@cioins.co.in. Phone: 079 - 25501201/02. Address: Office of the Insurance Ombudsman, Jeevan Prakash Building, 6th floor, Tilak Marg, Relief Road, AHMEDABAD – 380 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bengaluru","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Karnataka. Email: oio.bengaluru@cioins.co.in. Phone: 080 - 26652048 / 26652049. Address: Office of the Insurance Ombudsman, Jeevan Soudha Building,PID No. 57-27-N-19 Ground Floor, 19/19, 24th Main Road, JP Nagar, Ist Phase, Bengaluru – 560 078."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhopal","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Madhya Pradesh, Chhattisgarh. Email: oio.bhopal@cioins.co.in. Phone: 0755 - 2769201 / 2769202 / 2769203. Address: Office of the Insurance Ombudsman, 1st floor,\"Jeevan Shikha\", 60-B,Hoshangabad Road, Opp. Gayatri Mandir,Arera Hills Bhopal – 462 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhubaneswar","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Odisha. Email: oio.bhubaneswar@cioins.co.in. Phone: 0674 - 2596461 /2596455/2596429/2596003. Address: Office of the Insurance Ombudsman, 62, Forest park, Bhubaneswar – 751 009."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chandigarh","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Punjab, Haryana (excluding Gurugram, Faridabad, Sonepat and Bahadurgarh), Himachal Pradesh, Union Territories of Jammu & Kashmir,Ladakh & Chandigarh. Email: oio.chandigarh@cioins.co.in. Phone: 0172-2706468. Address: Office Of The Insurance Ombudsman, Jeevan Deep Building SCO 20-27, Ground Floor Sector- 17 A, Chandigarh – 160 017."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chennai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Tamil Nadu, PuducherryTown and Karaikal (which are part of Puducherry). Email: oio.chennai@cioins.co.in. Phone: 044 - 24333668 / 24333678. Address: Office of the Insurance Ombudsman, Fatima Akhtar Court, 4th Floor, 453, Anna Salai, Teynampet, CHENNAI – 600 018."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Delhi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Delhi & following Districts of Haryana - Gurugram, Faridabad, Sonepat & Bahadurgarh. Email: oio.delhi@cioins.co.in. Phone: 011 - 46013992/23213504/23232481. Address: Office of the Insurance Ombudsman, 2/2 A, Universal Insurance Building, Asaf Ali Road, New Delhi – 110 002."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Guwahati","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Assam, Meghalaya, Manipur, Mizoram, Arunachal Pradesh, Nagaland and Tripura. Email: oio.guwahati@cioins.co.in. Phone: 0361 - 2632204 / 2602205 / 2631307. Address: Office of the Insurance Ombudsman, Jeevan Nivesh, 5th Floor, Near Pan Bazar , S.S. Road, Guwahati – 781001(ASSAM)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Hyderabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Andhra Pradesh, Telangana, Yanam and part of Union Territory of Puducherry. Email: oio.hyderabad@cioins.co.in. Phone: 040 - 23312122 / 23376991 / 23376599 / 23328709 / 23325325. Address: Office of the Insurance Ombudsman, 6-2-46, 1st floor, \"Moin Court\", Lane Opp.Hyundai Showroom , A. C. Guards, Lakdi-Ka-Pool, Hyderabad - 500 004."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Jaipur","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Rajasthan. Email: oio.jaipur@cioins.co.in. Phone: 0141- 2740363. Address: Office of the Insurance Ombudsman, Jeevan Nidhi – II Bldg., Gr. Floor, Bhawani Singh Marg, Jaipur - 302 005."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kochi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Kerala, Lakshadweep, Mahe-a part of Union Territory of Puducherry. Email: oio.ernakulam@cioins.co.in. Phone: 0484 - 2358759. Address: Office of the Insurance Ombudsman, 10th Floor, Jeevan Prakash,LIC Building, Opp to Maharaja's College Ground,M.G.Road, Kochi - 682 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kolkata","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: West Bengal, Sikkim, Andaman & Nicobar Islands. Email: oio.kolkata@cioins.co.in. Phone: 033 - 22124339 / 22124341. Address: Office of the Insurance Ombudsman, Hindustan Bldg. Annexe, 7th Floor, 4, C.R. Avenue, KOLKATA - 700 072."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Lucknow","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Districts of Uttar Pradesh : Lalitpur, Jhansi, Mahoba, Hamirpur, Banda, Chitrakoot, Allahabad, Mirzapur, Sonbhabdra, Fatehpur, Pratapgarh, Jaunpur,Varanasi, Gazipur, Jalaun, Kanpur, Lucknow, Unnao, Sitapur, Lakhimpur, Bahraich, Barabanki, Raebareli, Sravasti, Gonda, Faizabad, Amethi, Kaushambi, Balrampur, Basti, Ambedkarnagar, Sultanpur, Maharajgang, Santkabirnagar, Azamgarh, Kushinagar, Gorkhpur, Deoria, Mau, Ghazipur, Chandauli, Ballia, Sidharathnagar. Email: oio.lucknow@cioins.co.in. Phone: 0522 - 4002082 / 3500613. Address: Office of the Insurance Ombudsman, 6th Floor, Jeevan Bhawan, Phase-II, Nawal Kishore Road, Hazratganj, Lucknow - 226 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Mumbai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: List of wards under Mumbai Metropolitan Region excluding wards in Mumbai – i.e M/E, M/W, N , S and T covered under Office of Insurance Ombudsman Thane and excluding areas of Navi Mumbai. Email: oio.mumbai@cioins.co.in. Phone: 022 - 69038800/27/29/31/32/33. Address: Office of the Insurance Ombudsman, 3rd Floor, Jeevan Seva Annexe, S. V. Road, Santacruz (W), Mumbai - 400 054."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Noida","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Uttarakhand and the following Districts of Uttar Pradesh: Agra, Aligarh, Bagpat, Bareilly, Bijnor, Budaun, Bulandshehar, Etah, Kannauj, Mainpuri, Mathura, Meerut, Moradabad, Muzaffarnagar, Oraiyya, Pilibhit, Etawah, Farrukhabad, Firozbad, Gautam Buddh nagar, Ghaziabad, Hardoi, Shahjahanpur, Hapur, Shamli, Rampur, Kashganj, Sambhal, Amroha, Hathras, Kanshiramnagar, Saharanpur. Email: oio.noida@cioins.co.in. Phone: 0120-4027589. Address: Office of the Insurance Ombudsman, Bhagwan Sahai Palace 4th Floor, Main Road, Naya Bans, Sector 15, Distt: Gautam Buddh Nagar, U.P-201301."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: offices and jurisdiction","url":"https://www.cioins.co.in/Ombudsman","note":"Addresses, phone numbers, e-mail and the states or districts each Ombudsman office covers."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Patna","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Bihar, Jharkhand. Email: oio.patna@cioins.co.in. Phone: 0612-2547068. Address: Office of the Insurance Ombudsman, 2nd Floor, Lalit Bhawan, Bailey Road, Patna 800 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Pune","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Goa and State of Maharashtra excluding areas of Navi Mumbai, Thane district,Palghar District, Raigad district & Mumbai Metropolitan Region. Email: oio.pune@cioins.co.in. Phone: 020-24471175. Address: Office of the Insurance Ombudsman, Jeevan Darshan Bldg., 3rd Floor, C.T.S. No.s. 195 to 198, N.C. Kelkar Road, Narayan Peth, Pune – 411 030."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: register a complaint online","url":"https://cioins.co.in/Complaint/Online","note":"Council for Insurance Ombudsmen. Free. For disputes with an insurer after its own grievance process; the office is chosen by where you live (see the offices list)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Thane","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Area of Navi Mumbai, Thane District, Raigad District, Palghar District and wards of Mumbai , M/East, M/West, N, S and T. Email: oio.thane@cioins.co.in. Phone: 022-20812868/69. Address: Office of the Insurance Ombudsman, Jeevan Chintamani Building, 2nd Floor,Near New RTO Office, Louis Wadi,Vasantrao Naik Mahamarg, Thane (West)- 400604."},{"purpose":"grievance","kind":"official","name":"National Consumer Helpline","url":"https://consumerhelpline.gov.in/public/","note":"Government consumer helpline; can take up a complaint before you go to a consumer commission."},{"purpose":"port","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"renew","kind":"insurer","name":"Renew car insurance","url":"https://www.indusindinsurance.com/car-insurance/renew-car-insurance","note":null},{"purpose":"renew","kind":"insurer","name":"Renew health insurance","url":"https://www.indusindinsurance.com/health-insurance/health-insurance-renewal","note":null}],"notice":"Information, not advice. IndiaInsurances is not an insurer or an insurance intermediary, does not sell insurance and earns no commission. Policy terms change and your own policy schedule can differ: always confirm with the policy document and the insurer before you buy or claim.","cite_as":"IndusInd Inland Travel Care Policy (UIN RELTIDP07001V010607), IndiaInsurances, https://indiainsurances.com/policy/indusind-general-insurance/indusind-inland-travel-care-policy-reltidp07001v010607"}