{"uin":"IRDAN150CP0001V01201617","name":"Liberty Safe Container Insurance","url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617","insurer":{"slug":"liberty-general-insurance","name":"Liberty General Insurance Limited","url":"https://indiainsurances.com/insurer/liberty-general-insurance"},"line":"general","category":"other-general","category_name":"Other general insurance","irdai_type":null,"kind":"product","status":"active","approved_on":"2016-10-07","withdrawn_on":null,"summary":"Liberty Safe Container Insurance covers containers during transit, with Section I compulsory and the remaining sections optional for storage, demurrage, extra expenses, third party liability and terrorism. Claim notice is required within three (03) days under the policy wording and claims are settled within 30 days from receipt of necessary documents.","analysis":{"state":"machine","analysed_at":"2026-10-20 02:40:27.196478+00","note":"First pass: one AI reading; every stated fact carries a verbatim quote found in the cited clause, but it has not been reviewed. Check the clause before relying on it."},"facts":[{"key":"plan_variants","label":"Plans and variants","section":"Overview","meaning":"The named plans inside this product (not cover types or payout options). Facts can differ between them.","status":"quote-verified","value":["All Risk Option","Named Peril Option"],"display":"All Risk Option; Named Peril Option","note":null,"quote":"This insurance covers All Risk of Total loss or Damage (effective or constructive) of the Container owned or delivered to the Insured in a loan for use, rent or leasing to be used as a load unit in the different modes of transportation, as a consequence of any external, visible and physical means including Accident, Overturning, Collision, Fire or Explosion to the carrying conveyance during its transportation, such vessel or craft being stranded, grounded, sunk or capsized, collision or contact of such vessel or craft with any external object other than water load or unload of its contents, and those caused by foreign objects coming from external elements different from its contents. (Applicable for All Risk Option)\nTotal Loss or Damage (effective or constructive) of the Container owned or delivered to the Insured in a loan for use, rent or leasing to be used as a load unit in the different modes of transportation, as a consequence of Accident, Overturning, Collision, Fire or Explosion to the carrying conveyance during its transportation, such vessel or craft being stranded, grounded, sunk or capsized, collision or contact of such vessel or craft with any external object other than water load or unload of its contents, and those caused by foreign objects coming from external elements different from its contents. (Applicable for Named Peril Option)","sources":[{"clause":"Section I(a)","heading":null,"page":2,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-section-i-a"}],"law":[]},{"key":"policy_term","label":"Policy term","section":"Eligibility","meaning":"How long one policy runs before it ends or must be renewed.","status":"quote-verified","value":"Insurance is provided under an annual/Open policy agreement. An annual policy is based on the estimated value of all shipments.","display":"annual/Open policy agreement","note":null,"quote":"Insurance Solution provided under an annual/Open policy agreement. An Annual policy is based on the value of estimated value of all shipments","sources":[{"clause":null,"heading":"SALIENT FEATURES","page":1,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11634#c-salient-features"}],"law":[]},{"key":"claim_intimation","label":"Claim intimation deadline","section":"Claims","meaning":"How soon you must tell the insurer about a claim or hospitalisation.","status":"conflicting","value":"The policy wording requires notice to the Company within three (03) days after the insured knows or should have known of a covered fact.","display":"Within three (03) days after the date the insured knows or should have known it","note":"Prospectus says: 'Assured must give immediate notice of such Loss or Damage to the Insurer for appointing Surveyor / Claims representative to carry out survey of the affected goods.'","quote":"It is necessary that the Insured sends notice to the Company when he is aware of a fact covered in this Policy, within three (03) days after the date he knows or should have known it, and the Company may deduct for the indemnity, the value of Damages caused by this failure to comply.","sources":[{"clause":"4.20","heading":"MANDATORY LOSS NOTICE","page":10,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-4-20"},{"clause":null,"heading":"CLAIMS","page":3,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11634#c-claims"}],"law":[{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 20, 21","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_documents","label":"Claim documents","section":"Claims","meaning":"Documents the insurer asks for when you claim.","status":"quote-verified","value":["Loan for use, rent or leasing contract","theft report and its ratification before the competent authority","Report of the deposit inspector","For Third Party liability coverage, the Insured or their party shall demonstrate the Damage and the amount.","Prior claim filed before those responsible for the Loss","Record on film / photography of the Container that was Damaged.","Support and calculation by the shipping agent, Container depositary of the time of Involuntary Delay.","Support and calculation by the shipping agent of Container depositary of the Extraordinary Cleaning."],"display":"Written claim with loan/rent/leasing contract, theft report where applicable, deposit inspector report, third-party liability proof, prior claim against responsible parties, film/photography, delay support/calculation and extraordinary cleaning support/calculation","note":null,"quote":"The claim filed by the Insured shall be in writing, accompanied by the documents listed below, and of any other legal or contractual means that allows the Insured or beneficiary to prove the Loss, and the amount of the Damage, in addition to those required to exercise the subrogation right:\na) Loan for use, rent or leasing contract indicating the status and condition of the Container, attaching thereto copy of the Container receipt or delivery report by terminals (airports, tax free zones, piers, port companies, and land terminals)\nb) When theft is the cause of Loss or Damage, together with the claim it is necessary to present the theft report and its ratification before the competent authority.\nc) Report of the deposit inspector on: Total Loss, Partial Loss, Involuntary Delays, or Extraordinary Cleaning caused to the Container in accordance with the criteria agreed with the owner under rules IICL, CIC, W/W/C, W indicating the value of repair, year of construction of the Container, Extraordinary Cleaning or time delayed.\nd) For Third Party liability coverage, the Insured or their party shall demonstrate the Damage and the amount.\ne) Prior claim filed before those responsible for the Loss, within the terms prescribed in the transport contract and in the law.\nf) Record on film / photography of the Container that was Damaged.\ng) Support and calculation by the shipping agent, Container depositary of the time of Involuntary Delay.\nh) Support and calculation by the shipping agent of Container depositary of the Extraordinary Cleaning.","sources":[{"clause":"4.22","heading":"PAYMENT OF LOSS","page":10,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-4-22"}],"law":[{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 17","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 23","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_settlement_time","label":"Claim settlement time promised","section":"Claims","meaning":"How quickly the policy says a claim is decided or paid, and from when that is counted (intimation or last document).","status":"quote-verified","value":"The Company will settle the claim within 30 days from receipt of necessary documents required for assessing the claim. If it rejects the claim, it will do so within thirty days of the survey report or additional survey report.","display":"Settle within 30 days from receipt of necessary documents; reject within thirty days of the survey report or additional survey report","note":null,"quote":"The Company will settle the claim under this Policy within 30 days from the date of receipt of necessary documents required for assessing the claim. In the event that the Company decides to reject a claim made under this Policy, the Company shall do so within a period of thirty days of the survey report or the additional survey report, as the case may be, in accordance with the provisions of Protection of Policyholders’ Interest Regulations 2002.","sources":[{"clause":"4.22","heading":"PAYMENT OF LOSS","page":10,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-4-22"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64UM(4) to (6)","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 10","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 15","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 16","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(i), V.3(ii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 23","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 149","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"}]},{"key":"exclusions_main","label":"Main exclusions","section":"Exclusions","meaning":"What the policy does not pay for, in the policy's own words.","status":"quote-verified","value":["Merchandise/Cargo contained inside the insured Container under any coverage of this Policy.","Normal and usual cleaning and repair expenses for the Container and/or its thermal system","Voluntary delays in returning the Container or accepted by the Insured.","Losses or Damage attributable to willful misconduct or gross negligence of the Insured or his dependents.","The normal use or gradual deterioration, wear and tear, corrosion, rusting of the Container.","Damage caused due to lack of maintenance to the Container and its mechanisms.","Any repair performed under the usual maintenance service of the Container.","Mysterious, unexplained or discovered loss of the Container during the inventory by the shipping agent or custodian of Containers.","Loss or profit of any of the parties related to the transport contract, in export, import, domestic transit.","Losses or Damage to the Container as a result of insolvency or financial default of transporters/carrier.","Loss or Damage to the Container, third party liability or expenses caused or arising from and as a result of transporting dangerous, radioactive or contaminant merchandise","Consequential loss or legal liability of any kind except for coverage opted by the Insured and granted by the Company under Section V (Third Party Liability) hereinabove.","This Policy excludes Loss, Damage, cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in connection with any act of terrorism"],"display":"Cargo inside the container; normal cleaning/repair; voluntary delays; willful misconduct or gross negligence; wear and tear; lack of maintenance; usual maintenance repairs; mysterious inventory loss; loss of profit; insolvency or financial default of transporters/carrier; dangerous/radioactive/contaminant merchandise; consequential loss or legal liability except Section V; terrorism unless opted as an additional cover","note":"Terrorism exclusion does not apply if terrorism is opted as an Additional Cover on payment of additional premium.","quote":"3.2 Merchandise/Cargo contained inside the insured Container under any coverage of\nthis Policy. ... 3.3 Normal and usual cleaning and repair expenses for the Container and/or its\nthermal system charge to the Insured because the occupation and usual and normal use of the Container or its thermal system. ... Voluntary delays in returning the Container or accepted by the Insured. ... 3.5 Losses or Damage attributable to willful misconduct or gross negligence of the\nInsured or his dependents. ... 3.6 The normal use or gradual deterioration, wear and tear, corrosion, rusting of the\nContainer. ... Damage caused due to lack of maintenance to the Container and its mechanisms. ... Any repair performed under the usual maintenance service of the Container. ... 3.9 Mysterious, unexplained or discovered loss of the Container during the inventory\nby the shipping agent or custodian of Containers. ... Loss or profit of any of the parties related to the transport contract, in export, import, domestic transit. ... 3.11 Losses or Damage to the Container as a result of insolvency or financial default of\ntransporters/carrier. ... 3.14 Loss or Damage to the Container, third party liability or expenses caused or arising\nfrom and as a result of transporting dangerous, radioactive or contaminant merchandise, or merchandise originated in nuclear mounting, in the Insured object. ... Consequential loss or legal liability of any kind except for coverage opted by the Insured and granted by the Company under Section V (Third Party Liability) hereinabove. ... Terrorism Damage Exclusion Warranty (In case opted as an Additional Cover on\npayment of additional premium, this exclusion shall not apply) This Policy excludes Loss, Damage, cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in connection with any act of terrorism regardless of any other cause or event contributing concurrently or in any other sequence to the loss.","sources":[{"clause":"3.2","heading":"Merchandise/Cargo contained inside the insured Container under any coverage of","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-2"},{"clause":"3.3","heading":"Normal and usual cleaning and repair expenses for the Container and/or its","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-3"},{"clause":"3.4","heading":null,"page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-4"},{"clause":"3.5","heading":"Losses or Damage attributable to willful misconduct or gross negligence of the","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-5"},{"clause":"3.6","heading":"The normal use or gradual deterioration, wear and tear, corrosion, rusting of the","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-6"},{"clause":"3.7","heading":null,"page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-7"},{"clause":"3.8","heading":null,"page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-8"},{"clause":"3.9","heading":"Mysterious, unexplained or discovered loss of the Container during the inventory","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-9"},{"clause":"3.10","heading":null,"page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-10"},{"clause":"3.11","heading":"Losses or Damage to the Container as a result of insolvency or financial default of","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-11"},{"clause":"3.14","heading":"Loss or Damage to the Container, third party liability or expenses caused or arising","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-14"},{"clause":"3.18","heading":"Consequential loss or legal liability of any kind except for coverage opted by the","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-18"},{"clause":"3.19","heading":"Terrorism Damage Exclusion Warranty (In case opted as an Additional Cover on","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-19"}],"law":[{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 11","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 16","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"grievance","label":"Grievance route","section":"Claims","meaning":"Who to complain to first, as stated in the policy, before going to the Insurance Ombudsman.","status":"quote-verified","value":"First contact the Insurer at the specified address during normal business hours. If the grievance is not redressed by the Company within 15 days, the insured may approach the Insurance Ombudsman.","display":"Contact Insurer first; Ombudsman if not redressed within 15 days","note":null,"quote":"In case the Insured is aggrieved in any way, the Insured may contact Insurer at the specified address, during normal business hours. In case the Insured/Insured Person has not got his/her grievances redressed by the Company within 15 days, then he/she may approach the Insurance Ombudsman for the redressal of the same.","sources":[{"clause":"6","heading":"GRIEVANCES","page":15,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-6"}],"law":[{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 3","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 4","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 5","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(11)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(42)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 34","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 69","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Insurance Act, 1938","section":"Section 38","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 12","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 19","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 20","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 13","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 2","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(5), 5(6)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(9)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 25","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 26","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"IRDAI (Insurance Products) Regulations, 2024","section":"Schedule III, Para 11","url":"https://indiainsurances.com/law/irdai-products-regs-2024"},{"title":"Review of revision in premium rates under health insurance policies for senior citizens, 2025","section":"Para 3","url":"https://indiainsurances.com/law/irdai-senior-premium-2025"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 13","url":"https://indiainsurances.com/law/ombudsman-rules-2017"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 14","url":"https://indiainsurances.com/law/ombudsman-rules-2017"}]},{"key":"perils","label":"What is covered","section":"Cover","meaning":"The events or risks covered.","status":"quote-verified","value":["Transit Damage","Storage of Insured Container","Demurrage charges and/or late penalties","extra expenses reasonably incurred by the insured for the removal and disposal of debris","Third Party Liability","Terrorism coverage"],"display":"Transit damage is compulsory. Optional sections cover storage of insured container, demurrage charges, extra expenses for removal and disposal of debris, third party liability and terrorism.","note":"Coverage applies only to sections opted by the insured and mentioned in the Policy Schedule.","quote":"Section I is compulsory, remaining sections are optional. Coverage shall be provided under the contract for the sections opted by the Insured and mentioned in the Policy Schedule. ... TRANSIT DAMAGE ... Coverage under this section shall be as per perils named as under:\na) Fire (including Fire arising out of firefighting and rescue work)\nb) Lightning, Explosion/ Implosion,\nc) Aircraft damage and other aerial &/or space devices and/or articles dropped there from.\nd) Riot, Strike, Malicious Damage,\ne) Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood or Inundation, Earthquake, Volcanic eruption or other convulsions of nature.\nf) Impact Damage\ng) Subsidence and Landslide including Rock Slide\nh) Bursting and/or overflowing of Water tanks, Apparatus and Pipes, Missile testing operations, Bush Fire. ... Demurrage charges and/or late penalties assessed against the Insured for the late return of Container when they are retained by the Insured on Insurer’s instruction for inspection following a Loss/ Damage to the insured container. ... This insurance is extended to cover, in addition to any other amount recoverable under this insurance, extra expenses reasonably incurred by the insured for the removal and disposal of debris of the subject matter insured, or part thereof, by reason of Damage thereto caused by an insured risk ... Third Party Liability arising out of operations insured by this Policy against. ... This insurance is extended to cover Loss/ Damage during transit and storage due to Act/s of Terrorism defined in the Policy.","sources":[{"clause":"2","heading":"COVERAGE","page":2,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-2"},{"clause":"Section I","heading":"TRANSIT DAMAGE","page":2,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-section-i"},{"clause":"Section II","heading":"STORAGE OF INSURED CONTAINER","page":3,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-section-ii"},{"clause":"Section III","heading":"DEMURRAGE CHARGES","page":4,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-section-iii"},{"clause":"Section IV","heading":"EXTRA EXPENSES","page":4,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-section-iv"},{"clause":"Section V","heading":"THIRD PARTY LIABILITY","page":4,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-section-v"},{"clause":"Section VI","heading":"TERRORISM COVERAGE","page":4,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-section-vi"}],"law":[]},{"key":"deductible","label":"Deductible or excess","section":"Limits and co-pay","meaning":"Amount of each claim you bear.","status":"not-stated","value":null,"display":null,"note":"The wording only defines Excess/Deductible as the amount stated in the Schedule; no amount is provided in the extracted documents.","quote":null,"sources":[],"law":[]},{"key":"cancellation_refund","label":"Cancellation by you","section":"Renewal and rights","meaning":"What you get back if you cancel during the year.","status":"quote-verified","value":"Either party may cancel by serving 14 days’ advance notice. If the insured cancels, premium is refundable after adjusting Minimum and Deposit Premium; if Minimum and Deposit Premium is not applicable, return premium is mutually agreed but not more than 50% of the gross premium, and no refund applies if the cancellation request is post 8 months.","display":"14 days’ advance notice; refund after adjusting Minimum and Deposit Premium, or not more than 50% of gross premium; no refund if request is post 8 months","note":null,"quote":"This Policy shall remain in force until cancelled by either party by serving 14 days’ advance notice of cancellation. ... b) If cancellation is at the option of the Insured(s), premium shall be refundable after adjusting Minimum and Deposit Premium. (In case where Minimum and Deposit Premium is not applicable under the terms of this Policy, return of premium shall be mutually agreed but in no case shall refund be more than 50% of the gross premium. In case premium cancellation request is post 8 months no refund shall be applicable).","sources":[{"clause":"4.18","heading":"CANCELLATION","page":9,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-4-18"},{"clause":"4.18(b)","heading":null,"page":9,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-4-18-b"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64VB","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 8","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 6","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 5","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 17","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(3) to 20(5)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, III.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, IV.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, IV.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"territory","label":"Where it covers","section":"Overview","meaning":"Geographic area of cover: India only, worldwide, or listed countries. 'As stated in the schedule' is not an answer.","status":"not-stated","value":null,"display":null,"note":"The wording says each container is covered within the territorial limits specified in the Schedule, but the schedule territory is not provided.","quote":null,"sources":[],"law":[]},{"key":"subject_covered","label":"What is insured","section":"Cover","meaning":"The thing or risk this policy covers.","status":"quote-verified","value":"The policy insures containers owned by or delivered to the insured on loan for use, rent or leasing, to be used as a load unit in different modes of transportation. It excludes merchandise or cargo inside the insured container.","display":"Containers owned or delivered to the insured in a loan for use, rent or leasing, used as a load unit in different modes of transportation","note":null,"quote":"Container owned or delivered to the Insured in a loan for use, rent or leasing to be used as a load unit in the different modes of transportation ... 3.2 Merchandise/Cargo contained inside the insured Container under any coverage of\nthis Policy.","sources":[{"clause":"Section I(a)","heading":null,"page":2,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-section-i-a"},{"clause":"3.2","heading":"Merchandise/Cargo contained inside the insured Container under any coverage of","page":5,"url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650#c-3-2"}],"law":[]}],"documents":[{"kind":"wording","label":"Liberty Safe Container Insurance - Policy Wordings (UIN - IRDAN150CP0001V01201617)","pages":19,"fetched_at":"2026-10-17 19:51:50+00","source_url":"https://www.libertyinsurance.in/Docx/LIBERTYSAFE%20Conatainer%20Insurane%20-%20Policy%20Wordings.pdf","url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11650"},{"kind":"wording","label":"Liberty safe Container Insurance (IRDAI copy)","pages":20,"fetched_at":"2026-10-20 00:58:57+00","source_url":"https://irdai.gov.in/documents/37343/993134/82_GEN1126.pdf/2f4e9758-4daf-4dd5-bd2d-113abb0ffa47?version=1.1&t=1668767445574&download=true","url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/25275"},{"kind":"prospectus","label":"Liberty Safe Container Insurance - Prospectus (UIN - IRDAN150CP0001V01201617)","pages":9,"fetched_at":"2026-10-17 19:50:58+00","source_url":"https://www.libertyinsurance.in/Docx/3_IRDAN150CP0001V01201617_Liberty%20Safe%20Container.pdf","url":"https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617/document/11634"}],"versions":[{"uin":"IRDAN150P0001V01201617","version":null,"approved_on":null},{"uin":"IRDAN150CP0001V01201617","version":null,"approved_on":null}],"where_to_buy":[{"purpose":"buy","kind":"insurer","name":"Liberty General Insurance official website","url":"https://www.libertyinsurance.in/","note":"Buy directly from the insurer."},{"purpose":"buy","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."}],"claims_and_complaints":[{"purpose":"claim","kind":"insurer","name":"Claims assistance","url":"https://www.libertyinsurance.in/claims/claims-assistance.html","note":null},{"purpose":"claim","kind":"insurer","name":"Health claims","url":"https://www.libertyinsurance.in/claims/health-claims.html","note":null},{"purpose":"claim","kind":"insurer","name":"Motor claims","url":"https://www.libertyinsurance.in/claims/motor-claims.html","note":null},{"purpose":"claim","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"grievance","kind":"insurer","name":"Grievance redressal","url":"https://www.libertyinsurance.in/customer-support/grievance-redressal.html","note":null},{"purpose":"grievance","kind":"official","name":"Bima Bharosa (IRDAI grievance portal)","url":"https://bimabharosa.irdai.gov.in/","note":"Register and track a complaint against any insurer with IRDAI. Complain to the insurer first; escalate here if the reply is late or unsatisfactory."},{"purpose":"grievance","kind":"official","name":"e-Daakhil (consumer commission e-filing)","url":"https://edaakhil.nic.in/","note":"Not reachable from our crawler on 2026-10-19; use e-Jagriti if this link does not open."},{"purpose":"grievance","kind":"official","name":"e-Jagriti (consumer commission filing)","url":"https://e-jagriti.gov.in/","note":"Ministry of Consumer Affairs platform for consumer commission cases, a route for insurance disputes that the Ombudsman does not settle."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Ahmedabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Gujarat, Dadra & Nagar Haveli, Daman and Diu. Email: oio.ahmedabad@cioins.co.in. Phone: 079 - 25501201/02. Address: Office of the Insurance Ombudsman, Jeevan Prakash Building, 6th floor, Tilak Marg, Relief Road, AHMEDABAD – 380 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bengaluru","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Karnataka. Email: oio.bengaluru@cioins.co.in. Phone: 080 - 26652048 / 26652049. Address: Office of the Insurance Ombudsman, Jeevan Soudha Building,PID No. 57-27-N-19 Ground Floor, 19/19, 24th Main Road, JP Nagar, Ist Phase, Bengaluru – 560 078."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhopal","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Madhya Pradesh, Chhattisgarh. Email: oio.bhopal@cioins.co.in. Phone: 0755 - 2769201 / 2769202 / 2769203. Address: Office of the Insurance Ombudsman, 1st floor,\"Jeevan Shikha\", 60-B,Hoshangabad Road, Opp. Gayatri Mandir,Arera Hills Bhopal – 462 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhubaneswar","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Odisha. Email: oio.bhubaneswar@cioins.co.in. Phone: 0674 - 2596461 /2596455/2596429/2596003. Address: Office of the Insurance Ombudsman, 62, Forest park, Bhubaneswar – 751 009."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chandigarh","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Punjab, Haryana (excluding Gurugram, Faridabad, Sonepat and Bahadurgarh), Himachal Pradesh, Union Territories of Jammu & Kashmir,Ladakh & Chandigarh. Email: oio.chandigarh@cioins.co.in. Phone: 0172-2706468. Address: Office Of The Insurance Ombudsman, Jeevan Deep Building SCO 20-27, Ground Floor Sector- 17 A, Chandigarh – 160 017."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chennai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Tamil Nadu, PuducherryTown and Karaikal (which are part of Puducherry). Email: oio.chennai@cioins.co.in. Phone: 044 - 24333668 / 24333678. Address: Office of the Insurance Ombudsman, Fatima Akhtar Court, 4th Floor, 453, Anna Salai, Teynampet, CHENNAI – 600 018."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Delhi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Delhi & following Districts of Haryana - Gurugram, Faridabad, Sonepat & Bahadurgarh. Email: oio.delhi@cioins.co.in. Phone: 011 - 46013992/23213504/23232481. Address: Office of the Insurance Ombudsman, 2/2 A, Universal Insurance Building, Asaf Ali Road, New Delhi – 110 002."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Guwahati","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Assam, Meghalaya, Manipur, Mizoram, Arunachal Pradesh, Nagaland and Tripura. Email: oio.guwahati@cioins.co.in. Phone: 0361 - 2632204 / 2602205 / 2631307. Address: Office of the Insurance Ombudsman, Jeevan Nivesh, 5th Floor, Near Pan Bazar , S.S. Road, Guwahati – 781001(ASSAM)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Hyderabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Andhra Pradesh, Telangana, Yanam and part of Union Territory of Puducherry. Email: oio.hyderabad@cioins.co.in. Phone: 040 - 23312122 / 23376991 / 23376599 / 23328709 / 23325325. Address: Office of the Insurance Ombudsman, 6-2-46, 1st floor, \"Moin Court\", Lane Opp.Hyundai Showroom , A. C. Guards, Lakdi-Ka-Pool, Hyderabad - 500 004."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Jaipur","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Rajasthan. Email: oio.jaipur@cioins.co.in. Phone: 0141- 2740363. Address: Office of the Insurance Ombudsman, Jeevan Nidhi – II Bldg., Gr. Floor, Bhawani Singh Marg, Jaipur - 302 005."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kochi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Kerala, Lakshadweep, Mahe-a part of Union Territory of Puducherry. Email: oio.ernakulam@cioins.co.in. Phone: 0484 - 2358759. Address: Office of the Insurance Ombudsman, 10th Floor, Jeevan Prakash,LIC Building, Opp to Maharaja's College Ground,M.G.Road, Kochi - 682 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kolkata","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: West Bengal, Sikkim, Andaman & Nicobar Islands. Email: oio.kolkata@cioins.co.in. Phone: 033 - 22124339 / 22124341. Address: Office of the Insurance Ombudsman, Hindustan Bldg. Annexe, 7th Floor, 4, C.R. Avenue, KOLKATA - 700 072."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Lucknow","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Districts of Uttar Pradesh : Lalitpur, Jhansi, Mahoba, Hamirpur, Banda, Chitrakoot, Allahabad, Mirzapur, Sonbhabdra, Fatehpur, Pratapgarh, Jaunpur,Varanasi, Gazipur, Jalaun, Kanpur, Lucknow, Unnao, Sitapur, Lakhimpur, Bahraich, Barabanki, Raebareli, Sravasti, Gonda, Faizabad, Amethi, Kaushambi, Balrampur, Basti, Ambedkarnagar, Sultanpur, Maharajgang, Santkabirnagar, Azamgarh, Kushinagar, Gorkhpur, Deoria, Mau, Ghazipur, Chandauli, Ballia, Sidharathnagar. Email: oio.lucknow@cioins.co.in. Phone: 0522 - 4002082 / 3500613. Address: Office of the Insurance Ombudsman, 6th Floor, Jeevan Bhawan, Phase-II, Nawal Kishore Road, Hazratganj, Lucknow - 226 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Mumbai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: List of wards under Mumbai Metropolitan Region excluding wards in Mumbai – i.e M/E, M/W, N , S and T covered under Office of Insurance Ombudsman Thane and excluding areas of Navi Mumbai. Email: oio.mumbai@cioins.co.in. Phone: 022 - 69038800/27/29/31/32/33. Address: Office of the Insurance Ombudsman, 3rd Floor, Jeevan Seva Annexe, S. V. Road, Santacruz (W), Mumbai - 400 054."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Noida","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Uttarakhand and the following Districts of Uttar Pradesh: Agra, Aligarh, Bagpat, Bareilly, Bijnor, Budaun, Bulandshehar, Etah, Kannauj, Mainpuri, Mathura, Meerut, Moradabad, Muzaffarnagar, Oraiyya, Pilibhit, Etawah, Farrukhabad, Firozbad, Gautam Buddh nagar, Ghaziabad, Hardoi, Shahjahanpur, Hapur, Shamli, Rampur, Kashganj, Sambhal, Amroha, Hathras, Kanshiramnagar, Saharanpur. Email: oio.noida@cioins.co.in. Phone: 0120-4027589. Address: Office of the Insurance Ombudsman, Bhagwan Sahai Palace 4th Floor, Main Road, Naya Bans, Sector 15, Distt: Gautam Buddh Nagar, U.P-201301."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: offices and jurisdiction","url":"https://www.cioins.co.in/Ombudsman","note":"Addresses, phone numbers, e-mail and the states or districts each Ombudsman office covers."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Patna","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Bihar, Jharkhand. Email: oio.patna@cioins.co.in. Phone: 0612-2547068. Address: Office of the Insurance Ombudsman, 2nd Floor, Lalit Bhawan, Bailey Road, Patna 800 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Pune","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Goa and State of Maharashtra excluding areas of Navi Mumbai, Thane district,Palghar District, Raigad district & Mumbai Metropolitan Region. Email: oio.pune@cioins.co.in. Phone: 020-24471175. Address: Office of the Insurance Ombudsman, Jeevan Darshan Bldg., 3rd Floor, C.T.S. No.s. 195 to 198, N.C. Kelkar Road, Narayan Peth, Pune – 411 030."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: register a complaint online","url":"https://cioins.co.in/Complaint/Online","note":"Council for Insurance Ombudsmen. Free. For disputes with an insurer after its own grievance process; the office is chosen by where you live (see the offices list)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Thane","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Area of Navi Mumbai, Thane District, Raigad District, Palghar District and wards of Mumbai , M/East, M/West, N, S and T. Email: oio.thane@cioins.co.in. Phone: 022-20812868/69. Address: Office of the Insurance Ombudsman, Jeevan Chintamani Building, 2nd Floor,Near New RTO Office, Louis Wadi,Vasantrao Naik Mahamarg, Thane (West)- 400604."},{"purpose":"grievance","kind":"official","name":"National Consumer Helpline","url":"https://consumerhelpline.gov.in/public/","note":"Government consumer helpline; can take up a complaint before you go to a consumer commission."},{"purpose":"port","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"renew","kind":"insurer","name":"Car insurance renewal","url":"https://www.libertyinsurance.in/products/motor-insurance/car-insurance-renewal","note":null}],"notice":"Information, not advice. IndiaInsurances is not an insurer or an insurance intermediary, does not sell insurance and earns no commission. Policy terms change and your own policy schedule can differ: always confirm with the policy document and the insurer before you buy or claim.","cite_as":"Liberty Safe Container Insurance (UIN IRDAN150CP0001V01201617), IndiaInsurances, https://indiainsurances.com/policy/liberty-general-insurance/liberty-safe-container-insurance-irdan150cp0001v01201617"}