{"uin":"IRDAN132CPMS0002V01201011","name":"Event Insurance","url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011","insurer":{"slug":"generali-central-insurance","name":"Generali Central Insurance Company Limited","url":"https://indiainsurances.com/insurer/generali-central-insurance"},"line":"general","category":"other-general","category_name":"Other general insurance","irdai_type":null,"kind":"product","status":"active","approved_on":null,"withdrawn_on":null,"summary":"Event Insurance covers event cancellation, event property, public liability, personal accident death and disability, and cash in transit or safe sections. Claims must be intimated immediately, not later than 1 day for event cancellation and 3 days for other sections, and the wording says the insurance is non-cancellable with no return of premium.","analysis":{"state":"machine","analysed_at":"2026-10-20 03:48:59.792539+00","note":"First pass: one AI reading; every stated fact carries a verbatim quote found in the cited clause, but it has not been reviewed. Check the clause before relying on it."},"facts":[{"key":"plan_variants","label":"Plans and variants","section":"Overview","meaning":"The named plans inside this product (not cover types or payout options). Facts can differ between them.","status":"not-stated","value":null,"display":null,"note":null,"quote":null,"sources":[],"law":[]},{"key":"policy_term","label":"Policy term","section":"Eligibility","meaning":"How long one policy runs before it ends or must be renewed.","status":"not-stated","value":null,"display":null,"note":"The wording only points to the Schedule for the commencement date and expiry date.","quote":null,"sources":[],"law":[]},{"key":"claim_intimation","label":"Claim intimation deadline","section":"Claims","meaning":"How soon you must tell the insurer about a claim or hospitalisation.","status":"quote-verified","value":"Give notice immediately, not later than 3 days for other sections and within 1 day for the event cancellation section. Public liability notices must be within 7 days; cash in transit and safe notices and police complaint must be within 24 hours.","display":"Immediately; not later than 3 days for other sections and within 1 day for event cancellation. Public liability: within 7 days. Cash in transit/safe: within 24 hours.","note":"Different deadlines apply by section.","quote":"as a matter of urgency give notice to the person(s) designated in the Claims department of Generali Central Insurance Company Limited immediately not later then 3 days in case of other sections and within 1 day for event cancellation section confirm the facts in writing as soon as possible, with all information that is available, ... the Insured shall immediately and in any event within 7 days give the Company written notice, to the address specified in the Schedule for this purpose, ... immediately and in any event within 24 hours of the happening of any insured event giving rise to or likely to give rise to any claim under this Policy give written notice to the Company to the address shown in the Schedule ... immediately and in any event within 24 hours lodge a complaint with the police detailing the money lost","sources":[{"clause":"1.1","heading":null,"page":15,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-1-1"},{"clause":"3","heading":"PUBLIC LIABILITY","page":6,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-3-2"},{"clause":"7(b)","heading":null,"page":10,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-7-b"}],"law":[{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 20, 21","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_documents","label":"Claim documents","section":"Claims","meaning":"Documents the insurer asks for when you claim.","status":"quote-verified","value":["all information required","all documentation and records necessary to establish and assess indemnity hereunder","copies or extracts as may be required","any letter, writ or other document received in connection with any claim made under this Insurance","signed and sworn proof of loss","copy of that written complaint and the First Information Report","detailed written statement of the money lost and an estimate of the quantum of any claim"],"display":"All required information, documentation and records; letters or writs; signed and sworn proof of loss. For cash claims, written police complaint, FIR, and detailed money-loss statement.","note":"The FIR and detailed money-loss statement are stated under the Cash in Transit & Safe section.","quote":"all information required, ... all documentation and records necessary to establish and assess indemnity hereunder and copies or extracts as may be required; ... forward immediately to the Company or their representatives any letter, writ or other document received in connection with any claim made under this Insurance. ... As soon as is practicable render a signed and sworn proof of loss to the Company or their ... within the same period provide a copy of that written complaint and the First Information Report to the Company; ... within 14 days deliver to the Company a detailed written statement of the money lost and an estimate of the quantum of any claim along with all documentation required to support and substantiate the amount sought from the Company;","sources":[{"clause":"1.4.2","heading":null,"page":15,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-1-4-2"},{"clause":"1.4.3","heading":null,"page":15,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-1-4-3"},{"clause":"1.6","heading":null,"page":15,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-1-6"},{"clause":"3","heading":"As soon as is practicable render a signed and sworn proof of loss to the Company or their","page":15,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-3-3"},{"clause":"7(b)","heading":null,"page":10,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-7-b"}],"law":[{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 17","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 23","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_settlement_time","label":"Claim settlement time promised","section":"Claims","meaning":"How quickly the policy says a claim is decided or paid, and from when that is counted (intimation or last document).","status":"not-stated","value":null,"display":null,"note":null,"quote":null,"sources":[],"law":[{"title":"The Insurance Act, 1938","section":"Section 64UM(4) to (6)","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 10","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 15","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 16","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(i), V.3(ii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 23","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 149","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"}]},{"key":"exclusions_main","label":"Main exclusions","section":"Exclusions","meaning":"What the policy does not pay for, in the policy's own words.","status":"quote-verified","value":["non-appearance of any person or group(s) of persons","the Assured's lack of care, diligence or prudent behavior","any contractual dispute or breach by the Insured or any Participant","alterations or variance of Insured Event(s) without the prior written approval of the Company","adverse weather in respect of any Insured Event(s) in the open or under canvas or in temporary structures unless agreed by the Company in writing and stated in the Schedule","any Insured Event(s) in the open or under canvas or in a temporary structure unless agreed by the Company’s in writing and stated in the Schedule","expenses and Gross Revenue which have not been declared to and agreed by the Company","any reduction in attendance that is not specifically attributable to the necessary Cancellation, Abandonment, Postponement, Interruption, Curtailment or Relocation of the Insured Event(s)","any fraud, misrepresentation or concealment by the Assured","actual or threatened war, invasion, act of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power","ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel","withdrawal, insufficiency or lack of finance howsoever caused","lack of or inadequate attendance or insufficient interest prior to the date and time scheduled for any Insured Event","any communicable disease or threat or fear of communicable disease","any act of Terrorism and/ or the threat thereof"],"display":"Main exclusions include non-appearance, lack of care, contractual disputes, unapproved alterations, adverse weather/open-air events unless agreed, undeclared expenses or gross revenue, reduced attendance, fraud, war, nuclear/radioactivity, lack of finance, inadequate attendance, communicable disease, and terrorism.","note":null,"quote":"This Insurance does not cover any loss directly or indirectly arising out of, contributed to by, or resulting from:\n1. non-appearance of any person or group(s) of persons.\n2. the Assured's lack of care, diligence or prudent behavior, the result of which would increase the risk, and/ or likelihood of a loss, hereunder.\n3. any contractual dispute or breach by the Insured or any Participant.\n4. alterations or variance of Insured Event(s) without the prior written approval of the Company.\n5. adverse weather in respect of any Insured Event(s) in the open or under canvas or in temporary structures unless agreed by the Company in writing and stated in the Schedule.\n6. any Insured Event(s) in the open or under canvas or in a temporary structure unless agreed by the Company’s in writing and stated in the Schedule. ... 8. expenses and Gross Revenue which have not been declared to and agreed by the Company.\n9. any reduction in attendance that is not specifically attributable to the necessary Cancellation, Abandonment, Postponement, Interruption, Curtailment or Relocation of the Insured Event(s). ... 11. any fraud, misrepresentation or concealment by the Assured.\n12. actual or threatened war, invasion, act of foreign enemies, hostilities (whether war be declared or\nnot), civil war, rebellion, revolution, insurrection, military or usurped power. ... 16.1 ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel, ... 18.1 withdrawal, insufficiency or lack of finance howsoever caused, ... 19.2 lack of or inadequate attendance or insufficient interest prior to the date and time scheduled for any Insured Event.\n20. the actual or threatened malicious use of pathogenic or poisonous biological or chemical materials regardless of any other cause or event contributing, concurrently or in any other sequence, thereto.\n21. any communicable disease or threat or fear of communicable disease ... 24.1 any act of Terrorism and/ or the threat thereof (whether actual or perceived) regardless of any other cause or event contributing concurrently or in any other sequence to the loss.","sources":[{"clause":"Section VI","heading":"GENENRAL EXCLUSIONS","page":12,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-section-vi"},{"clause":"10.3","heading":null,"page":13,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-10-3"}],"law":[{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 11","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 16","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"grievance","label":"Grievance route","section":"Claims","meaning":"Who to complain to first, as stated in the policy, before going to the Insurance Ombudsman.","status":"quote-verified","value":"First contact the company through its website, toll-free numbers, email, courier to the Grievance Redressal Cell, or any company branch. If not satisfied with those methods, contact the grievance officer at gcigro@generalicentral.com or 7900197777 before approaching the Insurance Ombudsman.","display":"Company website/toll-free/email/courier/branch first; then grievance officer at gcigro@generalicentral.com or 7900197777.","note":null,"quote":"In case of any grievance the insured person may contact the company through\nWebsite: https://generalicentralinsurance.com Toll Free: 1800-220-233 / 1860-500-3333 / 022- 67837800 Email: gcicare@generalicentral.com\nCourier: Grievance Redressal Cell, Generali Central Insurance Company Limited Unit No. 301, 3rd Floor Part, Building No. 8, Mindspace IT/ITES SEZ, MIDC Industrial Area, Airavali, Navi Mumbai, Thane District – 400 708. ... Insured person may also approach the grievance cell at any of the company's branches with the details of grievance.\nlf lnsured person is not satisfied with the redressal of grievance through one of the above methods, insured person may contact the grievance officer at gcigro@generalicentral.com or call at: 7900197777","sources":[{"clause":null,"heading":"Redressal of Grievance","page":17,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-redressal-of-grievance"}],"law":[{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 3","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 4","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 5","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(11)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(42)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 34","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 69","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Insurance Act, 1938","section":"Section 38","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 12","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 19","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 20","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 13","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 2","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(5), 5(6)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(9)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 25","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 26","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"IRDAI (Insurance Products) Regulations, 2024","section":"Schedule III, Para 11","url":"https://indiainsurances.com/law/irdai-products-regs-2024"},{"title":"Review of revision in premium rates under health insurance policies for senior citizens, 2025","section":"Para 3","url":"https://indiainsurances.com/law/irdai-senior-premium-2025"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 13","url":"https://indiainsurances.com/law/ombudsman-rules-2017"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 14","url":"https://indiainsurances.com/law/ombudsman-rules-2017"}]},{"key":"perils","label":"What is covered","section":"Cover","meaning":"The events or risks covered.","status":"quote-verified","value":["Ascertained Net Loss should any Insured Event(s) be necessarily Cancelled due to Loss or Damage to the venue due to Fire & Allied Perils and Earthquake, Flood, Cyclone","Death of current Prime Minister, President of republic of India, Chief Minister of the state in which the event is being held","loss of or damage to the props, set, stage, equipments","Fire","Lightning","Explosion/Implosion","Aircraft Damage","Riot, Strike, Malicious Damage","Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation","Earthquake Fire & Shock","Burglary","third party civil claims arising out of Bodily Injury or Property Damage","PERSONAL ACCIDENT – DEATH & DISABILITY","loss In Transit of money","loss of Money from a Safe and/or Strong Room"],"display":"Event cancellation, props/set/stage/equipment loss or damage, public liability, personal accident death and disability, and cash in transit or safe.","note":"The policy is written in sections; not all listed covers or perils may apply unless selected in the Schedule.","quote":"This Insurance is to indemnify the Insured for their Ascertained Net Loss should any Insured Event(s) be necessarily Cancelled due to Loss or Damage to the venue due to Fire & Allied Perils and Earthquake, Flood, Cyclone. ... Death of current Prime Minister, President of republic of India, Chief Minister of the state in which the event is being held ... The Company agrees to indemnify the Insured against loss of or damage to the props, set, stage, equipments as declared in the insured production against the following coverages: ... Fire, excluding destruction or damage caused to the property insured by ... Lightning ... Explosion/Implosion, excluding loss, destruction of or damage ... Aircraft Damage: Loss, Destruction or damage caused by Aircraft, other aerial or space ... Riot, Strike, Malicious Damage: Loss of or visible physical damage or destruction by external violent means directly caused to the property insured ... Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation: Loss ... Earthquake Fire & Shock ... Burglary ... The Company will indemnify the Insured against its legal liability (including Defence Costs) to pay Damages for third party civil claims arising out of Bodily Injury or Property Damage ... PERSONAL ACCIDENT – DEATH & DISABILITY We shall indemnify the Assured to the Limit of the Sum Assured ... the loss In Transit of money whilst carried by the Insured or its Employee ... the loss of Money from a Safe and/or Strong Room in the premises mentioned in the Schedule caused by Burglary and/or Robbery and/or theft","sources":[{"clause":"1","heading":"EVENT CANCELLATION","page":2,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-1-2"},{"clause":"2","heading":"PROPS, SET, STAGE and EQUIPMENTS","page":3,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-2"},{"clause":"2.1","heading":"Fire, excluding destruction or damage caused to the property insured by","page":3,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-1"},{"clause":"2.2","heading":"Lightning","page":3,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-2-2"},{"clause":"2.3","heading":"Explosion/Implosion, excluding loss, destruction of or damage","page":3,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-3"},{"clause":"2.4","heading":"Aircraft Damage: Loss, Destruction or damage caused by Aircraft, other aerial or space","page":3,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-4"},{"clause":"2.5","heading":"Riot, Strike, Malicious Damage","page":3,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-5"},{"clause":"2.6","heading":"Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation: Loss","page":4,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-6"},{"clause":"2.12","heading":"Earthquake Fire & Shock","page":4,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-12"},{"clause":"2.13","heading":"Burglary","page":4,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-13"},{"clause":"3","heading":"PUBLIC LIABILITY","page":6,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-3-2"},{"clause":"7","heading":null,"page":6,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-7-2"},{"clause":"7(b)","heading":null,"page":10,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-7-b"}],"law":[]},{"key":"deductible","label":"Deductible or excess","section":"Limits and co-pay","meaning":"Amount of each claim you bear.","status":"not-stated","value":null,"display":null,"note":"The wording only says the insurance is subject to deductible(s) stated in the Schedule; no amount is printed in the wording.","quote":null,"sources":[],"law":[]},{"key":"cancellation_refund","label":"Cancellation by you","section":"Renewal and rights","meaning":"What you get back if you cancel during the year.","status":"quote-verified","value":"This Insurance is non-cancellable and there can be no return of premium.","display":"Non-cancellable; no return of premium.","note":null,"quote":"This Insurance is non-cancellable and there can be no return of premium","sources":[{"clause":"7","heading":"This Insurance is non-cancellable and there can be no return of premium","page":16,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-7-3"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64VB","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 8","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 6","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 5","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 17","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(3) to 20(5)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, III.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, IV.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, IV.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"territory","label":"Where it covers","section":"Overview","meaning":"Geographic area of cover: India only, worldwide, or listed countries. 'As stated in the schedule' is not an answer.","status":"not-stated","value":null,"display":null,"note":"The wording refers to the Venue or Schedule but does not print a geographic territory of cover.","quote":null,"sources":[],"law":[]},{"key":"subject_covered","label":"What is insured","section":"Cover","meaning":"The thing or risk this policy covers.","status":"quote-verified","value":"The policy covers event-related losses under sections for event cancellation, props/set/stage/equipment, public liability, personal accident death and disability, and cash in transit or safe.","display":"Event-related losses: cancellation, event property, public liability, personal accident death/disability, and cash in transit or safe.","note":null,"quote":"This Insurance is to indemnify the Insured for their Ascertained Net Loss should any Insured Event(s) be necessarily Cancelled ... The Company agrees to indemnify the Insured against loss of or damage to the props, set, stage, equipments ... The Company will indemnify the Insured against its legal liability (including Defence Costs) to pay Damages for third party civil claims ... PERSONAL ACCIDENT – DEATH & DISABILITY We shall indemnify the Assured to the Limit of the Sum Assured ... CASH IN TRANSIT & SAFE The Company will indemnify the Insured for","sources":[{"clause":"1","heading":"EVENT CANCELLATION","page":2,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-1-2"},{"clause":"2","heading":"PROPS, SET, STAGE and EQUIPMENTS","page":3,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-2-2"},{"clause":"3","heading":"PUBLIC LIABILITY","page":6,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-3-2"},{"clause":"7","heading":null,"page":6,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-7-2"},{"clause":"7(b)","heading":null,"page":10,"url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111#c-7-b"}],"law":[]}],"documents":[{"kind":"wording","label":"Event Insurance Policy Wordings","pages":19,"fetched_at":"2026-10-17 19:45:57+00","source_url":"https://www.generalicentralinsurance.com/downloads/commercial-insurance/event-insurance/policy-wording/event-insurance-commercial-policy-wordings.pdf","url":"https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011/document/6111"}],"versions":[],"where_to_buy":[{"purpose":"buy","kind":"insurer","name":"Generali Central Insurance official website","url":"https://www.generalicentralinsurance.com/","note":"Buy directly from the insurer."},{"purpose":"buy","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."}],"claims_and_complaints":[{"purpose":"claim","kind":"insurer","name":"Motor claim process","url":"https://www.generalicentralinsurance.com/motor-insurance/motor-claim-process","note":null},{"purpose":"claim","kind":"insurer","name":"Other claim process","url":"https://www.generalicentralinsurance.com/other-claim-process","note":null},{"purpose":"claim","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"grievance","kind":"insurer","name":"Grievance redressal","url":"https://www.generalicentralinsurance.com/customer-service/grievance-redressal","note":null},{"purpose":"grievance","kind":"official","name":"Bima Bharosa (IRDAI grievance portal)","url":"https://bimabharosa.irdai.gov.in/","note":"Register and track a complaint against any insurer with IRDAI. Complain to the insurer first; escalate here if the reply is late or unsatisfactory."},{"purpose":"grievance","kind":"official","name":"e-Daakhil (consumer commission e-filing)","url":"https://edaakhil.nic.in/","note":"Not reachable from our crawler on 2026-10-19; use e-Jagriti if this link does not open."},{"purpose":"grievance","kind":"official","name":"e-Jagriti (consumer commission filing)","url":"https://e-jagriti.gov.in/","note":"Ministry of Consumer Affairs platform for consumer commission cases, a route for insurance disputes that the Ombudsman does not settle."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Ahmedabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Gujarat, Dadra & Nagar Haveli, Daman and Diu. Email: oio.ahmedabad@cioins.co.in. Phone: 079 - 25501201/02. Address: Office of the Insurance Ombudsman, Jeevan Prakash Building, 6th floor, Tilak Marg, Relief Road, AHMEDABAD – 380 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bengaluru","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Karnataka. Email: oio.bengaluru@cioins.co.in. Phone: 080 - 26652048 / 26652049. Address: Office of the Insurance Ombudsman, Jeevan Soudha Building,PID No. 57-27-N-19 Ground Floor, 19/19, 24th Main Road, JP Nagar, Ist Phase, Bengaluru – 560 078."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhopal","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Madhya Pradesh, Chhattisgarh. Email: oio.bhopal@cioins.co.in. Phone: 0755 - 2769201 / 2769202 / 2769203. Address: Office of the Insurance Ombudsman, 1st floor,\"Jeevan Shikha\", 60-B,Hoshangabad Road, Opp. Gayatri Mandir,Arera Hills Bhopal – 462 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhubaneswar","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Odisha. Email: oio.bhubaneswar@cioins.co.in. Phone: 0674 - 2596461 /2596455/2596429/2596003. Address: Office of the Insurance Ombudsman, 62, Forest park, Bhubaneswar – 751 009."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chandigarh","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Punjab, Haryana (excluding Gurugram, Faridabad, Sonepat and Bahadurgarh), Himachal Pradesh, Union Territories of Jammu & Kashmir,Ladakh & Chandigarh. Email: oio.chandigarh@cioins.co.in. Phone: 0172-2706468. Address: Office Of The Insurance Ombudsman, Jeevan Deep Building SCO 20-27, Ground Floor Sector- 17 A, Chandigarh – 160 017."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chennai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Tamil Nadu, PuducherryTown and Karaikal (which are part of Puducherry). Email: oio.chennai@cioins.co.in. Phone: 044 - 24333668 / 24333678. Address: Office of the Insurance Ombudsman, Fatima Akhtar Court, 4th Floor, 453, Anna Salai, Teynampet, CHENNAI – 600 018."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Delhi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Delhi & following Districts of Haryana - Gurugram, Faridabad, Sonepat & Bahadurgarh. Email: oio.delhi@cioins.co.in. Phone: 011 - 46013992/23213504/23232481. Address: Office of the Insurance Ombudsman, 2/2 A, Universal Insurance Building, Asaf Ali Road, New Delhi – 110 002."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Guwahati","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Assam, Meghalaya, Manipur, Mizoram, Arunachal Pradesh, Nagaland and Tripura. Email: oio.guwahati@cioins.co.in. Phone: 0361 - 2632204 / 2602205 / 2631307. Address: Office of the Insurance Ombudsman, Jeevan Nivesh, 5th Floor, Near Pan Bazar , S.S. Road, Guwahati – 781001(ASSAM)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Hyderabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Andhra Pradesh, Telangana, Yanam and part of Union Territory of Puducherry. Email: oio.hyderabad@cioins.co.in. Phone: 040 - 23312122 / 23376991 / 23376599 / 23328709 / 23325325. Address: Office of the Insurance Ombudsman, 6-2-46, 1st floor, \"Moin Court\", Lane Opp.Hyundai Showroom , A. C. Guards, Lakdi-Ka-Pool, Hyderabad - 500 004."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Jaipur","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Rajasthan. Email: oio.jaipur@cioins.co.in. Phone: 0141- 2740363. Address: Office of the Insurance Ombudsman, Jeevan Nidhi – II Bldg., Gr. Floor, Bhawani Singh Marg, Jaipur - 302 005."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kochi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Kerala, Lakshadweep, Mahe-a part of Union Territory of Puducherry. Email: oio.ernakulam@cioins.co.in. Phone: 0484 - 2358759. Address: Office of the Insurance Ombudsman, 10th Floor, Jeevan Prakash,LIC Building, Opp to Maharaja's College Ground,M.G.Road, Kochi - 682 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kolkata","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: West Bengal, Sikkim, Andaman & Nicobar Islands. Email: oio.kolkata@cioins.co.in. Phone: 033 - 22124339 / 22124341. Address: Office of the Insurance Ombudsman, Hindustan Bldg. Annexe, 7th Floor, 4, C.R. Avenue, KOLKATA - 700 072."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Lucknow","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Districts of Uttar Pradesh : Lalitpur, Jhansi, Mahoba, Hamirpur, Banda, Chitrakoot, Allahabad, Mirzapur, Sonbhabdra, Fatehpur, Pratapgarh, Jaunpur,Varanasi, Gazipur, Jalaun, Kanpur, Lucknow, Unnao, Sitapur, Lakhimpur, Bahraich, Barabanki, Raebareli, Sravasti, Gonda, Faizabad, Amethi, Kaushambi, Balrampur, Basti, Ambedkarnagar, Sultanpur, Maharajgang, Santkabirnagar, Azamgarh, Kushinagar, Gorkhpur, Deoria, Mau, Ghazipur, Chandauli, Ballia, Sidharathnagar. Email: oio.lucknow@cioins.co.in. Phone: 0522 - 4002082 / 3500613. Address: Office of the Insurance Ombudsman, 6th Floor, Jeevan Bhawan, Phase-II, Nawal Kishore Road, Hazratganj, Lucknow - 226 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Mumbai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: List of wards under Mumbai Metropolitan Region excluding wards in Mumbai – i.e M/E, M/W, N , S and T covered under Office of Insurance Ombudsman Thane and excluding areas of Navi Mumbai. Email: oio.mumbai@cioins.co.in. Phone: 022 - 69038800/27/29/31/32/33. Address: Office of the Insurance Ombudsman, 3rd Floor, Jeevan Seva Annexe, S. V. Road, Santacruz (W), Mumbai - 400 054."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Noida","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Uttarakhand and the following Districts of Uttar Pradesh: Agra, Aligarh, Bagpat, Bareilly, Bijnor, Budaun, Bulandshehar, Etah, Kannauj, Mainpuri, Mathura, Meerut, Moradabad, Muzaffarnagar, Oraiyya, Pilibhit, Etawah, Farrukhabad, Firozbad, Gautam Buddh nagar, Ghaziabad, Hardoi, Shahjahanpur, Hapur, Shamli, Rampur, Kashganj, Sambhal, Amroha, Hathras, Kanshiramnagar, Saharanpur. Email: oio.noida@cioins.co.in. Phone: 0120-4027589. Address: Office of the Insurance Ombudsman, Bhagwan Sahai Palace 4th Floor, Main Road, Naya Bans, Sector 15, Distt: Gautam Buddh Nagar, U.P-201301."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: offices and jurisdiction","url":"https://www.cioins.co.in/Ombudsman","note":"Addresses, phone numbers, e-mail and the states or districts each Ombudsman office covers."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Patna","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Bihar, Jharkhand. Email: oio.patna@cioins.co.in. Phone: 0612-2547068. Address: Office of the Insurance Ombudsman, 2nd Floor, Lalit Bhawan, Bailey Road, Patna 800 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Pune","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Goa and State of Maharashtra excluding areas of Navi Mumbai, Thane district,Palghar District, Raigad district & Mumbai Metropolitan Region. Email: oio.pune@cioins.co.in. Phone: 020-24471175. Address: Office of the Insurance Ombudsman, Jeevan Darshan Bldg., 3rd Floor, C.T.S. No.s. 195 to 198, N.C. Kelkar Road, Narayan Peth, Pune – 411 030."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: register a complaint online","url":"https://cioins.co.in/Complaint/Online","note":"Council for Insurance Ombudsmen. Free. For disputes with an insurer after its own grievance process; the office is chosen by where you live (see the offices list)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Thane","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Area of Navi Mumbai, Thane District, Raigad District, Palghar District and wards of Mumbai , M/East, M/West, N, S and T. Email: oio.thane@cioins.co.in. Phone: 022-20812868/69. Address: Office of the Insurance Ombudsman, Jeevan Chintamani Building, 2nd Floor,Near New RTO Office, Louis Wadi,Vasantrao Naik Mahamarg, Thane (West)- 400604."},{"purpose":"grievance","kind":"official","name":"National Consumer Helpline","url":"https://consumerhelpline.gov.in/public/","note":"Government consumer helpline; can take up a complaint before you go to a consumer commission."},{"purpose":"port","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"renew","kind":"insurer","name":"Renewals","url":"https://www.generalicentralinsurance.com/renewals","note":null}],"notice":"Information, not advice. IndiaInsurances is not an insurer or an insurance intermediary, does not sell insurance and earns no commission. Policy terms change and your own policy schedule can differ: always confirm with the policy document and the insurer before you buy or claim.","cite_as":"Event Insurance (UIN IRDAN132CPMS0002V01201011), IndiaInsurances, https://indiainsurances.com/policy/generali-central-insurance/event-insurance-irdan132cpms0002v01201011"}