{"uin":"IRDAN113RPMS0033V01202425","name":"Motor Vehicle Warranty Policy","url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425","insurer":{"slug":"bajaj-general-insurance","name":"Bajaj General Insurance Limited","url":"https://indiainsurances.com/insurer/bajaj-general-insurance"},"line":"general","category":"motor-addon","category_name":"Motor add-ons","irdai_type":null,"kind":"product","status":"active","approved_on":null,"withdrawn_on":null,"summary":"Motor Vehicle Warranty Policy covers repair or replacement costs for breakdown or failure of mechanical or electrical parts arising out of manufacturing defect, with Plan A for new vehicles or equipment and Plan B for pre-owned vehicles or equipment. It covers insured events within India and excludes third-party liability, death or injury, theft and accident losses.","analysis":{"state":"machine","analysed_at":"2026-10-20 02:51:00.641775+00","note":"First pass: one AI reading; every stated fact carries a verbatim quote found in the cited clause, but it has not been reviewed. Check the clause before relying on it."},"facts":[{"key":"plan_variants","label":"Plans and variants","section":"Overview","meaning":"The named plans inside this product (not cover types or payout options). Facts can differ between them.","status":"quote-verified","value":["Plan A","Plan B"],"display":"Plan A and Plan B","note":null,"quote":"Plan A: This plan shall be available only for the New Vehicle/Equipment and for which this cover has been taken whilst the manufacturer’s warranty period is in force and the cover shall incept after the expiry of the Manufacturer Warranty Period ... Plan B: This plan shall be available for Pre-Owned Vehicle/Equipment purchased through the Company approved pre owned vehicle dealership.","sources":[{"clause":"2(i)(ii)","heading":null,"page":5,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-i-ii"}],"law":[]},{"key":"policy_term","label":"Policy term","section":"Eligibility","meaning":"How long one policy runs before it ends or must be renewed.","status":"quote-verified","value":"Group Policy Period is one year. Other policy periods run from the risk inception date and hour to midnight on the expiry date shown in the Policy Schedule, or completion of the specified kilometres or hours, whichever is earlier.","display":"Group policy: one year; otherwise to schedule expiry or specified kilometres/hours, whichever is earlier","note":"The exact non-group term is schedule-specific.","quote":"Group Policy Period means period of one year as mentioned in the respective Group Policy Schedule during which Certificate of Insurance will be issued to Insured Beneficiary/ies. ... Policy Period means the period commencing from the risk inception date and hour as shown in the Policy Schedule and terminating at midnight on the expiry date as shown in the Policy Schedule or the completion of the ______ Kilometers or Hours as specified in the Policy Schedule whichever is earlier.","sources":[{"clause":"2(h)","heading":"Accommodation Benefits","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-h"},{"clause":"2(i)(ii)","heading":null,"page":5,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-i-ii"}],"law":[]},{"key":"claim_intimation","label":"Claim intimation deadline","section":"Claims","meaning":"How soon you must tell the insurer about a claim or hospitalisation.","status":"quote-verified","value":"The insured must give written notice immediately and in any event within 3 days of an event giving rise to, or likely to give rise to, a claim.","display":"Immediately and in any event within 3 days","note":null,"quote":"the Insured shall immediately and in any event within 3 days give written notice of the same to the address shown in the Policy Schedule for this purpose, and in case of notification of an event likely to give rise to a claim to specify the grounds for such belief, and","sources":[{"clause":"2(a)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-a-4"}],"law":[{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 20, 21","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_documents","label":"Claim documents","section":"Claims","meaning":"Documents the insurer asks for when you claim.","status":"quote-verified","value":["completed claim form detailing the loss or damage that has occurred","an estimate of the quantum of any claim","all documentation required to support and substantiate the amount sought from the Company","all the information, assistance, records and documentation that they might reasonably require","books of accounts, receipts, documents relating to or containing entries relating to the loss"],"display":"Completed claim form, loss estimate, supporting documents, records, receipts and other information reasonably required","note":null,"quote":"the Insured shall within 7 days deliver to the Company its completed claim form detailing the loss or damage that has occurred and an estimate of the quantum of any claim along with all documentation required to support and substantiate the amount sought from the Company, and ... the Insured shall expeditiously provide the Company and its representatives and appointees with all the information, assistance, records and documentation that they might reasonably require, and ... produce all books of accounts, receipts, documents relating to or containing entries relating to the loss or such circumstance in his possession and furnish copies of or extracts from them as may be required by the Company","sources":[{"clause":"2(c)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-c-3"},{"clause":"2(d)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-d-2"},{"clause":"4","heading":"Right to Inspect","page":6,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-4"}],"law":[{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 17","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 23","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_settlement_time","label":"Claim settlement time promised","section":"Claims","meaning":"How quickly the policy says a claim is decided or paid, and from when that is counted (intimation or last document).","status":"not-stated","value":null,"display":null,"note":null,"quote":null,"sources":[],"law":[{"title":"The Insurance Act, 1938","section":"Section 64UM(4) to (6)","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 10","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 15","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 16","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(i), V.3(ii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 23","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 149","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"}]},{"key":"exclusions_main","label":"Main exclusions","section":"Exclusions","meaning":"What the policy does not pay for, in the policy's own words.","status":"quote-verified","value":["Any claim falling beyond the expiry date as shown in the Policy Schedule or the completion of the kilometers/ Hours as specified in the Policy Schedule whichever is earlier.","Deductible as applicable and mentioned in the Policy Schedule.","Any damage that results from neglect of the periodic maintenance as specified by manufacturer or not carried out at an authorized dealer/service center of the manufacturer.","Any damage that results from hard driving, race, rally.","Any damage that results from use of non-genuine parts, non-genuine oils, non-genuine coolants or accessories or other than those approved by the manufacturer.","Any claims for repair/replacement of parts covered under the Manufacturer’s Warranty Period.","Continued use of the Insured vehicle in spite of knowing that the defect exists, will make warranty void.","Theft of vehicle/equipments and/or parts or accessories.","Parts subjected to normal wear and tear, ageing , corrosion","All consumables including engine oils, gear oil, brake oil, power steering oil, coolant, AC gas oil, AC gas, grease, battery electrolyte, windshield washer fluid, radiator coolant","Consequential damage or loss whatsoever, any legal liability, death or injury to occupants, third party and damage to personal property and third-party property damages.","Caused through cyber risks, loss, damage, destruction, distortion, erasure, corruption or alteration of electronic data"],"display":"Expiry/kilometres limit, deductible, poor maintenance, racing, non-genuine parts or fluids, manufacturer warranty items, continued use after known defect, theft, wear and tear, consumables, consequential/third-party liability, and cyber risks","note":null,"quote":"Any claim falling beyond the expiry date as shown in the Policy Schedule or the completion of the kilometers/ Hours as specified in the Policy Schedule whichever is earlier. ... Deductible as applicable and mentioned in the Policy Schedule. ... Any damage that results from neglect of the periodic maintenance as specified by manufacturer or not carried out at an authorized dealer/service center of the manufacturer. ... Any damage that results from hard driving, race, rally. ... Any damage that results from use of non-genuine parts, non-genuine oils, non-genuine coolants or accessories or other than those approved by the manufacturer. ... Any claims for repair/replacement of parts covered under the Manufacturer’s Warranty Period. ... Continued use of the Insured vehicle in spite of knowing that the defect exists, will make warranty void. ... Theft of vehicle/equipments and/or parts or accessories. ... Parts subjected to normal wear and tear, ageing , corrosion ... All consumables including engine oils, gear oil, brake oil, power steering oil, coolant, AC gas oil, AC gas, grease, battery electrolyte, windshield washer fluid, radiator coolant ... Consequential damage or loss whatsoever, any legal liability, death or injury to occupants, third party and damage to personal property and third-party property damages. ... Caused through cyber risks, loss, damage, destruction, distortion, erasure, corruption or alteration of electronic data","sources":[{"clause":"16","heading":"Renewal Notice","page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-16"},{"clause":"17","heading":null,"page":8,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-17"},{"clause":"22","heading":null,"page":8,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-22"},{"clause":"23","heading":null,"page":8,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-23"},{"clause":"28","heading":null,"page":9,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-28"},{"clause":"32","heading":null,"page":9,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-32"}],"law":[{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 11","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 16","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"grievance","label":"Grievance route","section":"Claims","meaning":"Who to complain to first, as stated in the policy, before going to the Insurance Ombudsman.","status":"quote-verified","value":"First contact the Customer Experience Team through the website, toll-free number, email or postal address. If not satisfied, write to the Grievance Redressal Officer at ggro@bajajgeneral.com before escalating further.","display":"Level 1 Customer Experience Team; Level 2 Grievance Redressal Officer at ggro@bajajgeneral.com","note":null,"quote":"Level 1 In case you have any concern, you may please reach out to our Customer Experience Team through any of the following options:\n• Our Website www.bajajgeneralinsurance.com\n• Call us on our Toll free no 1800 209 5858\n• Mail us on careforyou@bajajgeneral.com\n• Write to Bajaj General Insurance Limited Bajaj Insurance House, Airport Road, Yerwada Pune- 411006\nLevel 2 In case you are not satisfied with the response given to you by our team, you may write to our Grievance Redressal Officer at ggro@bajajgeneral.com","sources":[{"clause":"37(e)","heading":null,"page":11,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-37-e"}],"law":[{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 3","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 4","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 5","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(11)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(42)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 34","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 69","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Insurance Act, 1938","section":"Section 38","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 12","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 19","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 20","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 13","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 2","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(5), 5(6)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(9)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 25","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 26","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"IRDAI (Insurance Products) Regulations, 2024","section":"Schedule III, Para 11","url":"https://indiainsurances.com/law/irdai-products-regs-2024"},{"title":"Review of revision in premium rates under health insurance policies for senior citizens, 2025","section":"Para 3","url":"https://indiainsurances.com/law/irdai-senior-premium-2025"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 13","url":"https://indiainsurances.com/law/ombudsman-rules-2017"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 14","url":"https://indiainsurances.com/law/ombudsman-rules-2017"}]},{"key":"perils","label":"What is covered","section":"Cover","meaning":"The events or risks covered.","status":"quote-verified","value":["Breakdown or failure of a mechanical or electrical part arising out of manufacturing defect","Breakdown or failure of a mechanical or electrical part of a Child Part arising out of manufacturing defect"],"display":"Breakdown or failure of a mechanical or electrical part arising out of manufacturing defect","note":"Child Part Cover may be on indemnity basis or benefit basis as specified in the Policy Schedule.","quote":"The Company will indemnify the Insured during the Policy Period against the repair or replacement costs in respect of the Insured Vehicle/Equipment caused by a Breakdown or failure of a mechanical or electrical part arising out of manufacturing defect ... The Company will indemnify the Insured during the Policy Period against the repair or replacement costs in respect of the Child Part caused by a Breakdown or failure of a mechanical or electrical part arising out of manufacturing defect","sources":[{"clause":"A","heading":"INSURED VEHICLE / EQUIPMENT","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-a"},{"clause":"B","heading":"CHILD PART COVER","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-b"}],"law":[]},{"key":"cancellation_refund","label":"Cancellation by you","section":"Renewal and rights","meaning":"What you get back if you cancel during the year.","status":"quote-verified","value":"The insured may cancel at any time by giving at least 15 days written notice. Premium is refunded pro-rata for the time cover is provided, subject to minimum retention of 25%, and no refund is due if a claim has been made.","display":"15 days notice; pro-rata refund subject to minimum 25% retention; no refund if a claim has been made","note":null,"quote":"This Policy/Group Policy may be cancelled by the Insured at any time by giving at least 15 days written notice to the Company. The Company will refund premium on a pro-rata basis by reference to the time cover is provided, subject to a minimum retention of premium of 25% ... No refund of premium shall be due on cancellation if a claim has been made under this Policy/Group Policy.","sources":[{"clause":"9(b)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-9-b"},{"clause":"9(c)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-9-c"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64VB","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 8","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 6","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 5","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 17","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(3) to 20(5)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, III.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, IV.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, IV.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"territory","label":"Where it covers","section":"Overview","meaning":"Geographic area of cover: India only, worldwide, or listed countries. 'As stated in the schedule' is not an answer.","status":"quote-verified","value":"The policy covers insured events arising within India, and payments are made within India in Indian Rupees only.","display":"Within India; payment within India in Indian Rupees only","note":null,"quote":"This Policy/Group Policy covers insured events arising during the Policy Period within India. The Company’s liability to make any payment shall be to make payment within India and in Indian Rupees only.","sources":[{"clause":"15","heading":"Territorial Limits","page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-15"}],"law":[]},{"key":"cover_types","label":"Cover types","section":"Cover","meaning":"Comprehensive, standalone own damage, third-party only.","status":"not-applicable","value":null,"display":null,"note":"This is a motor vehicle warranty/breakdown policy, not a standard motor comprehensive, standalone own-damage or third-party liability policy.","quote":null,"sources":[],"law":[]},{"key":"third_party","label":"Third-party liability","section":"Cover","meaning":"Compulsory cover for injury, death or property damage to others. Unlimited for death and injury.","status":"quote-verified","value":"Third-party liability is excluded; the policy excludes any legal liability, death or injury to occupants, third party, and damage to personal property and third-party property.","display":"Excluded","note":null,"quote":"Consequential damage or loss whatsoever, any legal liability, death or injury to occupants, third party and damage to personal property and third-party property damages.","sources":[{"clause":"28","heading":null,"page":9,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-28"}],"law":[{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 8","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch V, I, Paras 1 to 4","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch V, I, Para 7","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, IV.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 146","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 147","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 150","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 149","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 157","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 164","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 161","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 166(3)","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 162","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"}]},{"key":"idv","label":"Insured declared value (IDV)","section":"Cover","meaning":"The vehicle's insured value: maximum paid for theft or total loss.","status":"not-applicable","value":null,"display":null,"note":"This warranty policy uses a Sum Insured stated in the Policy Schedule for breakdown claims, not an insured declared value for theft or total loss under a standard motor own-damage policy.","quote":null,"sources":[],"law":[]},{"key":"depreciation","label":"Depreciation on parts","section":"Limits and co-pay","meaning":"How much of the cost of replaced parts you bear because of age (unless you have zero depreciation).","status":"quote-verified","value":"Where the defective component can reasonably be repaired or reinstated at less than replacement cost, the insurer pays expenses to restore the vehicle to its pre-event state and no depreciation is deducted.","display":"No depreciation shall be deducted","note":null,"quote":"Where the defective component of the Insured Vehicle can reasonably be repaired or reinstated at a cost less than the replacement cost, the Company will indemnify the Insured in respect of the expenses necessarily incurred to restore the Insured Vehicle to its state immediately prior to the happening of the insured event. No depreciation shall be deducted.","sources":[{"clause":"37(a)","heading":null,"page":10,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-37-a-3"}],"law":[]},{"key":"ncb","label":"No-claim bonus","section":"Cover","meaning":"Discount on own-damage premium for claim-free years (20% to 50%).","status":"not-applicable","value":null,"display":null,"note":"No-claim bonus applies to standard motor own-damage premium; this document is a vehicle warranty/breakdown policy and does not provide own-damage NCB.","quote":null,"sources":[],"law":[]},{"key":"compulsory_deductible","label":"Compulsory deductible","section":"Limits and co-pay","meaning":"Fixed amount you pay on every own-damage claim.","status":"quote-verified","value":"The policy has a deductible amount shown in the Policy Schedule, borne by the insured for each and every claim; the insurer pays in excess of that deductible.","display":"Deductible shown in the Policy Schedule, for each and every claim","note":"The document does not state a fixed rupee amount.","quote":"Deductible means the amount shown in the Policy Schedule which shall be borne by the Insured in respect of each and every claim made under the Policy/Group Policy. The Company’s liability to make any payment under the Policy/Group Policy is in excess of the Deductible.","sources":[{"clause":"2(h)","heading":"Accommodation Benefits","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-h"}],"law":[]},{"key":"deductible","label":"Voluntary deductible","section":"Limits and co-pay","meaning":"An extra amount per claim you choose to bear for a lower premium.","status":"not-stated","value":null,"display":null,"note":"The wording defines a per-claim deductible shown in the Policy Schedule, but does not state a voluntary deductible option chosen for a lower premium.","quote":null,"sources":[],"law":[]},{"key":"pa_owner_driver","label":"Personal accident cover for owner-driver","section":"Cover","meaning":"Compulsory PA cover for the owner-driver.","status":"not-applicable","value":null,"display":null,"note":"This is a vehicle warranty/breakdown policy, not a standard motor policy carrying compulsory personal accident cover for owner-driver.","quote":null,"sources":[],"law":[{"title":"Enhancement of Capital Sum Insured in Compulsory Personal Accident Cover for Owner-Driver under Motor Insurance Policies","section":"Para 4(i) to (iii)","url":"https://indiainsurances.com/law/irdai-motor-cpa-2018"},{"title":"Compulsory Personal Accident Insurance for Owner-Driver under Motor Insurance","section":"Paras 1 and 2","url":"https://indiainsurances.com/law/irdai-motor-cpa-choice-2018"},{"title":"Cover for Compulsory Personal Accident (CPA) for Owner-Driver under Motor Insurance Policies","section":"Para 3","url":"https://indiainsurances.com/law/irdai-motor-cpa-standalone-2018"},{"title":"Cover for Compulsory Personal Accident (CPA) for Owner-Driver under Motor Insurance Policies","section":"Para 4(iv) to (viii)","url":"https://indiainsurances.com/law/irdai-motor-cpa-standalone-2018"}]},{"key":"addons","label":"Add-ons offered","section":"Cover","meaning":"Zero depreciation, engine protect, return to invoice, roadside assistance, consumables...","status":"quote-verified","value":["24x7 SPOT ASSISTANCE","INCONVENIENCE BENEFIT/ INCIDENTAL COSTS COVER"],"display":"24x7 Spot Assistance; Inconvenience Benefit/Incidental Costs Cover","note":null,"quote":"EXTENSIONS\n24x7 SPOT ASSISTANCE In consideration of the payment of additional premium, it is hereby agreed and declared that You shall be entitled to the below mentioned benefits: ... INCONVENIENCE BENEFIT/ INCIDENTAL COSTS COVER Save as more specifically stated elsewhere and in consideration of payment of additional premium","sources":[{"clause":"2(c)","heading":null,"page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-c"},{"clause":"2(h)","heading":"Accommodation Benefits","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-h"}],"law":[]},{"key":"cashless_garages","label":"Cashless garages","section":"Claims","meaning":"Whether repairs can be cashless at network garages.","status":"not-stated","value":null,"display":null,"note":"The wording refers to preferred or authorized workshops but does not state that repairs are cashless.","quote":null,"sources":[],"law":[]},{"key":"motor_exclusions","label":"Main motor exclusions","section":"Exclusions","meaning":"No valid licence, drunk driving, use outside the permitted purpose, wear and tear...","status":"quote-verified","value":["Any loss or damage due to Accident not involving any Breakdown.","Any Breakdown, loss, damage and/or liability caused, sustained or incurred whilst the Insured Vehicle is being used otherwise than in accordance with the limitations as to use.","Any loss or damage to the Insured Vehicle arising out of participation in a | motor racing competition or trial runs","Any damage that results from neglect of the periodic maintenance as specified by manufacturer or not carried out at an authorized dealer/service center of the manufacturer.","Any damage that results from use of non-genuine parts, non-genuine oils, non-genuine coolants or accessories or other than those approved by the manufacturer.","Any damage that results from vehicle performance modifications not approved by the manufacturer.","Any claims for repair/replacement of parts covered under the Manufacturer’s Warranty Period.","Theft of vehicle/equipments and/or parts or accessories.","Mechanical and electrical breakdown caused by overloading, strain, over running, freezing, excessive pressure, short circuiting, heating.","Damage to engine parts and fuel injection as a result of use of poor quality/contaminated/improper fuel, coolant or lubricant oil","Damage to engine, transmission assembly, turbocharger, differential assembly or their internal parts due to hydrostatic lock or oil starvation.","Consequential damage or loss whatsoever, any legal liability, death or injury to occupants, third party and damage to personal property and third-party property damages."],"display":"Accident without breakdown, use outside limitations, racing, poor maintenance, non-genuine parts or fluids, unapproved modifications, manufacturer warranty items, theft, overload/strain/short-circuit/heating, poor fuel, hydrolock/oil starvation, and consequential or third-party liability","note":null,"quote":"Any loss or damage due to Accident not involving any Breakdown. ... Any Breakdown, loss, damage and/or liability caused, sustained or incurred whilst the Insured Vehicle is being used otherwise than in accordance with the limitations as to use. ... Any loss or damage to the Insured Vehicle arising out of participation in a | motor racing competition\nor trial runs ... Any damage that results from neglect of the periodic maintenance as specified by manufacturer or not carried out at an authorized dealer/service center of the manufacturer. ... Any damage that results from use of non-genuine parts, non-genuine oils, non-genuine coolants or accessories or other than those approved by the manufacturer. ... Any damage that results from vehicle performance modifications not approved by the manufacturer. ... Any claims for repair/replacement of parts covered under the Manufacturer’s Warranty Period. ... Theft of vehicle/equipments and/or parts or accessories. ... Mechanical and electrical breakdown caused by overloading, strain, over running, freezing, excessive pressure, short circuiting, heating. ... Damage to engine parts and fuel injection as a result of use of poor quality/contaminated/improper fuel, coolant or lubricant oil ... Damage to engine, transmission assembly, turbocharger, differential assembly or their internal parts due to hydrostatic lock or oil starvation. ... Consequential damage or loss whatsoever, any legal liability, death or injury to occupants, third party and damage to personal property and third-party property damages.","sources":[{"clause":"2(h)","heading":"Accommodation Benefits","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-h"},{"clause":"16","heading":"Renewal Notice","page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-16"},{"clause":"17","heading":null,"page":8,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-17"},{"clause":"20","heading":null,"page":8,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-20"},{"clause":"25","heading":null,"page":9,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-25"},{"clause":"26","heading":null,"page":9,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-26"},{"clause":"28","heading":null,"page":9,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-28"}],"law":[]},{"key":"sum_insured_basis","label":"Sum insured basis","section":"Cover","meaning":"How the cover amount is set: market value, reinstatement value, agreed value, IDV.","status":"quote-verified","value":"The Sum Insured is the amount stated in the Policy Schedule and is the insurer’s maximum liability during the Policy Period.","display":"Amount stated in the Policy Schedule; maximum liability during the Policy Period","note":null,"quote":"Sum Insured means the amount stated in the Policy Schedule and shall be the maximum liability of the Company during the Policy Period ... the liability of the Company in respect of any Insured Vehicle/Equipment in any one Policy Period shall not individually or in the aggregate exceed the Sum Insured of the Insured Vehicle/Equipment at the time of occurrence","sources":[{"clause":"2(i)(ii)","heading":null,"page":5,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-2-i-ii"},{"clause":"37(d)","heading":null,"page":11,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224#c-37-d"}],"law":[]},{"key":"addon_cover","label":"What the add-on pays","section":"Cover","meaning":"What this add-on adds to the base motor policy.","status":"not-stated","value":null,"display":null,"note":null,"quote":null,"sources":[],"law":[]},{"key":"addon_limits","label":"Limits on the add-on","section":"Limits and co-pay","meaning":"Number of claims per year, vehicle age limits and other caps.","status":"not-stated","value":null,"display":null,"note":null,"quote":null,"sources":[],"law":[]}],"documents":[{"kind":"wording","label":"Motor Vehicle Warranty Policy Policy Wordings","pages":14,"fetched_at":"2026-10-17 19:44:14+00","source_url":"https://www.bajajgeneralinsurance.com/download-documents/commercial-insurance/motor-vehicle-warranty-policy/Motor-Vehicle-Warranty-Policy.pdf","url":"https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425/document/3224"}],"versions":[],"where_to_buy":[{"purpose":"buy","kind":"insurer","name":"Bajaj General Insurance official website","url":"https://www.bajajgeneralinsurance.com/","note":"Buy directly from the insurer."},{"purpose":"buy","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."}],"claims_and_complaints":[{"purpose":"claim","kind":"insurer","name":"Claims","url":"https://www.bajajgeneralinsurance.com/general-insurance-claims.html","note":null},{"purpose":"claim","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"grievance","kind":"insurer","name":"Online grievance form","url":"https://www.bajajgeneralinsurance.com/forms/form-online-grievance.html","note":null},{"purpose":"grievance","kind":"official","name":"Bima Bharosa (IRDAI grievance portal)","url":"https://bimabharosa.irdai.gov.in/","note":"Register and track a complaint against any insurer with IRDAI. Complain to the insurer first; escalate here if the reply is late or unsatisfactory."},{"purpose":"grievance","kind":"official","name":"e-Daakhil (consumer commission e-filing)","url":"https://edaakhil.nic.in/","note":"Not reachable from our crawler on 2026-10-19; use e-Jagriti if this link does not open."},{"purpose":"grievance","kind":"official","name":"e-Jagriti (consumer commission filing)","url":"https://e-jagriti.gov.in/","note":"Ministry of Consumer Affairs platform for consumer commission cases, a route for insurance disputes that the Ombudsman does not settle."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Ahmedabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Gujarat, Dadra & Nagar Haveli, Daman and Diu. Email: oio.ahmedabad@cioins.co.in. Phone: 079 - 25501201/02. Address: Office of the Insurance Ombudsman, Jeevan Prakash Building, 6th floor, Tilak Marg, Relief Road, AHMEDABAD – 380 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bengaluru","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Karnataka. Email: oio.bengaluru@cioins.co.in. Phone: 080 - 26652048 / 26652049. Address: Office of the Insurance Ombudsman, Jeevan Soudha Building,PID No. 57-27-N-19 Ground Floor, 19/19, 24th Main Road, JP Nagar, Ist Phase, Bengaluru – 560 078."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhopal","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Madhya Pradesh, Chhattisgarh. Email: oio.bhopal@cioins.co.in. Phone: 0755 - 2769201 / 2769202 / 2769203. Address: Office of the Insurance Ombudsman, 1st floor,\"Jeevan Shikha\", 60-B,Hoshangabad Road, Opp. Gayatri Mandir,Arera Hills Bhopal – 462 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhubaneswar","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Odisha. Email: oio.bhubaneswar@cioins.co.in. Phone: 0674 - 2596461 /2596455/2596429/2596003. Address: Office of the Insurance Ombudsman, 62, Forest park, Bhubaneswar – 751 009."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chandigarh","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Punjab, Haryana (excluding Gurugram, Faridabad, Sonepat and Bahadurgarh), Himachal Pradesh, Union Territories of Jammu & Kashmir,Ladakh & Chandigarh. Email: oio.chandigarh@cioins.co.in. Phone: 0172-2706468. Address: Office Of The Insurance Ombudsman, Jeevan Deep Building SCO 20-27, Ground Floor Sector- 17 A, Chandigarh – 160 017."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chennai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Tamil Nadu, PuducherryTown and Karaikal (which are part of Puducherry). Email: oio.chennai@cioins.co.in. Phone: 044 - 24333668 / 24333678. Address: Office of the Insurance Ombudsman, Fatima Akhtar Court, 4th Floor, 453, Anna Salai, Teynampet, CHENNAI – 600 018."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Delhi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Delhi & following Districts of Haryana - Gurugram, Faridabad, Sonepat & Bahadurgarh. Email: oio.delhi@cioins.co.in. Phone: 011 - 46013992/23213504/23232481. Address: Office of the Insurance Ombudsman, 2/2 A, Universal Insurance Building, Asaf Ali Road, New Delhi – 110 002."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Guwahati","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Assam, Meghalaya, Manipur, Mizoram, Arunachal Pradesh, Nagaland and Tripura. Email: oio.guwahati@cioins.co.in. Phone: 0361 - 2632204 / 2602205 / 2631307. Address: Office of the Insurance Ombudsman, Jeevan Nivesh, 5th Floor, Near Pan Bazar , S.S. Road, Guwahati – 781001(ASSAM)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Hyderabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Andhra Pradesh, Telangana, Yanam and part of Union Territory of Puducherry. Email: oio.hyderabad@cioins.co.in. Phone: 040 - 23312122 / 23376991 / 23376599 / 23328709 / 23325325. Address: Office of the Insurance Ombudsman, 6-2-46, 1st floor, \"Moin Court\", Lane Opp.Hyundai Showroom , A. C. Guards, Lakdi-Ka-Pool, Hyderabad - 500 004."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Jaipur","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Rajasthan. Email: oio.jaipur@cioins.co.in. Phone: 0141- 2740363. Address: Office of the Insurance Ombudsman, Jeevan Nidhi – II Bldg., Gr. Floor, Bhawani Singh Marg, Jaipur - 302 005."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kochi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Kerala, Lakshadweep, Mahe-a part of Union Territory of Puducherry. Email: oio.ernakulam@cioins.co.in. Phone: 0484 - 2358759. Address: Office of the Insurance Ombudsman, 10th Floor, Jeevan Prakash,LIC Building, Opp to Maharaja's College Ground,M.G.Road, Kochi - 682 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kolkata","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: West Bengal, Sikkim, Andaman & Nicobar Islands. Email: oio.kolkata@cioins.co.in. Phone: 033 - 22124339 / 22124341. Address: Office of the Insurance Ombudsman, Hindustan Bldg. Annexe, 7th Floor, 4, C.R. Avenue, KOLKATA - 700 072."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Lucknow","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Districts of Uttar Pradesh : Lalitpur, Jhansi, Mahoba, Hamirpur, Banda, Chitrakoot, Allahabad, Mirzapur, Sonbhabdra, Fatehpur, Pratapgarh, Jaunpur,Varanasi, Gazipur, Jalaun, Kanpur, Lucknow, Unnao, Sitapur, Lakhimpur, Bahraich, Barabanki, Raebareli, Sravasti, Gonda, Faizabad, Amethi, Kaushambi, Balrampur, Basti, Ambedkarnagar, Sultanpur, Maharajgang, Santkabirnagar, Azamgarh, Kushinagar, Gorkhpur, Deoria, Mau, Ghazipur, Chandauli, Ballia, Sidharathnagar. Email: oio.lucknow@cioins.co.in. Phone: 0522 - 4002082 / 3500613. Address: Office of the Insurance Ombudsman, 6th Floor, Jeevan Bhawan, Phase-II, Nawal Kishore Road, Hazratganj, Lucknow - 226 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Mumbai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: List of wards under Mumbai Metropolitan Region excluding wards in Mumbai – i.e M/E, M/W, N , S and T covered under Office of Insurance Ombudsman Thane and excluding areas of Navi Mumbai. Email: oio.mumbai@cioins.co.in. Phone: 022 - 69038800/27/29/31/32/33. Address: Office of the Insurance Ombudsman, 3rd Floor, Jeevan Seva Annexe, S. V. Road, Santacruz (W), Mumbai - 400 054."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Noida","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Uttarakhand and the following Districts of Uttar Pradesh: Agra, Aligarh, Bagpat, Bareilly, Bijnor, Budaun, Bulandshehar, Etah, Kannauj, Mainpuri, Mathura, Meerut, Moradabad, Muzaffarnagar, Oraiyya, Pilibhit, Etawah, Farrukhabad, Firozbad, Gautam Buddh nagar, Ghaziabad, Hardoi, Shahjahanpur, Hapur, Shamli, Rampur, Kashganj, Sambhal, Amroha, Hathras, Kanshiramnagar, Saharanpur. Email: oio.noida@cioins.co.in. Phone: 0120-4027589. Address: Office of the Insurance Ombudsman, Bhagwan Sahai Palace 4th Floor, Main Road, Naya Bans, Sector 15, Distt: Gautam Buddh Nagar, U.P-201301."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: offices and jurisdiction","url":"https://www.cioins.co.in/Ombudsman","note":"Addresses, phone numbers, e-mail and the states or districts each Ombudsman office covers."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Patna","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Bihar, Jharkhand. Email: oio.patna@cioins.co.in. Phone: 0612-2547068. Address: Office of the Insurance Ombudsman, 2nd Floor, Lalit Bhawan, Bailey Road, Patna 800 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Pune","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Goa and State of Maharashtra excluding areas of Navi Mumbai, Thane district,Palghar District, Raigad district & Mumbai Metropolitan Region. Email: oio.pune@cioins.co.in. Phone: 020-24471175. Address: Office of the Insurance Ombudsman, Jeevan Darshan Bldg., 3rd Floor, C.T.S. No.s. 195 to 198, N.C. Kelkar Road, Narayan Peth, Pune – 411 030."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: register a complaint online","url":"https://cioins.co.in/Complaint/Online","note":"Council for Insurance Ombudsmen. Free. For disputes with an insurer after its own grievance process; the office is chosen by where you live (see the offices list)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Thane","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Area of Navi Mumbai, Thane District, Raigad District, Palghar District and wards of Mumbai , M/East, M/West, N, S and T. Email: oio.thane@cioins.co.in. Phone: 022-20812868/69. Address: Office of the Insurance Ombudsman, Jeevan Chintamani Building, 2nd Floor,Near New RTO Office, Louis Wadi,Vasantrao Naik Mahamarg, Thane (West)- 400604."},{"purpose":"grievance","kind":"official","name":"National Consumer Helpline","url":"https://consumerhelpline.gov.in/public/","note":"Government consumer helpline; can take up a complaint before you go to a consumer commission."},{"purpose":"port","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."}],"notice":"Information, not advice. IndiaInsurances is not an insurer or an insurance intermediary, does not sell insurance and earns no commission. Policy terms change and your own policy schedule can differ: always confirm with the policy document and the insurer before you buy or claim.","cite_as":"Motor Vehicle Warranty Policy (UIN IRDAN113RPMS0033V01202425), IndiaInsurances, https://indiainsurances.com/policy/bajaj-general-insurance/motor-vehicle-warranty-policy-irdan113rpms0033v01202425"}