{"uin":"IRDAN113RP0002V01200203","name":"Farmer's Package Insurance","url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203","insurer":{"slug":"bajaj-general-insurance","name":"Bajaj General Insurance Limited","url":"https://indiainsurances.com/insurer/bajaj-general-insurance"},"line":"general","category":"rural","category_name":"Crop, cattle and rural","irdai_type":"Main product","kind":"product","status":"active","approved_on":"2021-04-07","withdrawn_on":null,"summary":"Farmer’s Package Insurance is a rural package policy covering farm buildings, farmhouse contents, farm produce, pump sets, poultry, carts, tractors, pedal cycles, personal accident and baggage. The policy covers insured events during the Policy Period, subject to the deductible, sums insured, limits and cover-specific exclusions.","analysis":{"state":"machine","analysed_at":"2026-10-20 08:29:59.756456+00","note":"First pass: one AI reading; every stated fact carries a verbatim quote found in the cited clause, but it has not been reviewed. Check the clause before relying on it."},"facts":[{"key":"plan_variants","label":"Plans and variants","section":"Overview","meaning":"The named plans inside this product (not cover types or payout options). Facts can differ between them.","status":"not-stated","value":null,"display":null,"note":"The wording lists covers, not named plans or variants.","quote":null,"sources":[],"law":[]},{"key":"policy_term","label":"Policy term","section":"Eligibility","meaning":"How long one policy runs before it ends or must be renewed.","status":"not-stated","value":null,"display":null,"note":"The wording defines Policy Period by the effective date/hour and expiry date shown in the Schedule, but does not print a fixed policy term.","quote":null,"sources":[],"law":[]},{"key":"claim_intimation","label":"Claim intimation deadline","section":"Claims","meaning":"How soon you must tell the insurer about a claim or hospitalisation.","status":"quote-verified","value":"The general deadline is immediate written notice and in any event within 14 days; for Cover 2 Robbery and Burglary it is within 48 hours. Special cover deadlines include pump set intimation immediately by telephone or telegram as well as in writing, poultry claim notice within 72 hours, poultry epidemic notice within 12 hours, and personal accident death written notice within 14 days.","display":"Immediately and within 14 days; 48 hours for Robbery and Burglary","note":"Special deadlines apply to some covers as stated in the answer.","quote":"immediately and in any event within 14 days (48 hours in the case of a claim under Cover 2 [Robbery and Burglary]) give written notice of the same to the address shown in the Schedule for this purpose ... upon the happening of any event that gives rise to or may give rise to a claim, the Insured shall immediately give the Company full details by telephone or telegram as well as in writing. ... notify the Company of a claim immediately and in any event within 72 hours of the occurrence of an insured event ... notify the Company within 12 hours of discovery of the epidemic ... In the event of the Named Insured’s death, the Insured shall give the Company written notice accompanied by a copy of the post mortem report (if performed) within 14 days","sources":[{"clause":"3(a)","heading":null,"page":13,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-3-a"},{"clause":null,"heading":"Cover 4: Agricultural Pump set","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-4-agricultural-pump-set"},{"clause":null,"heading":"Cover 5: Poultry","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-5-poultry"},{"clause":"7.5(b)(iii)","heading":null,"page":5,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-5-b-iii"}],"law":[{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 20, 21","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_documents","label":"Claim documents","section":"Claims","meaning":"Documents the insurer asks for when you claim.","status":"quote-verified","value":["completed claim form detailing the loss or damage that has occurred and an estimate of the quantum of any claim","all documentation required to support and substantiate the amount sought from the Company","copy of that written complaint, the First Information Report and/or Final Report","post mortem report issued by a qualified veterinary practitioner","Duly Completed Claim Form signed by Nominee","Attested copy of Death Certificate","Attested copy of FIR / Panchanama / Inquest Panchanama","Attested copy of Post Mortem Report (only if performed)","Duly Completed Personal Accident Claim Form signed by insured","Attested copy of disability certificate from government medical authority stating percentage of disability"],"display":"Completed claim form, supporting documents, police/FIR papers where required, and cover-specific documents such as post mortem or disability certificate","note":"Documents vary by cover and claim type.","quote":"within 28 days deliver to the Company its completed claim form detailing the loss or damage that has occurred and an estimate of the quantum of any claim along with all documentation required to support and substantiate the amount sought from the Company; ... provide a copy of that written complaint, the First Information Report and/or Final Report to the Company; ... in the event of any claim the Insured shall immediately provide the Company with a post mortem report issued by a qualified veterinary practitioner. ... Duly Completed Claim Form signed by Nominee. ... Attested copy of Death Certificate. ... Attested copy of FIR / Panchanama / Inquest Panchanama. ... Attested copy of Post Mortem Report (only if performed). ... Duly Completed Personal Accident Claim Form signed by insured. ... Attested copy of disability certificate from government medical authority stating percentage of disability.","sources":[{"clause":"3(c)","heading":null,"page":13,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-3-c"},{"clause":"3(b)","heading":null,"page":13,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-3-b"},{"clause":null,"heading":"Cover 5: Poultry","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-5-poultry"},{"clause":"7.5(f)(i)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-5-f-i"},{"clause":"7.5(f)(ii)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-5-f-ii"}],"law":[{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 17","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 23","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_settlement_time","label":"Claim settlement time promised","section":"Claims","meaning":"How quickly the policy says a claim is decided or paid, and from when that is counted (intimation or last document).","status":"quote-verified","value":"For non-third-party liability claims, after receipt of all required relevant and necessary documents the Company must offer settlement within 30 days or reject within 30 days from receipt of the last relevant and necessary document; delay attracts interest at 2% above bank rate. For the Personal Accident cover, payment after acceptance of settlement is within 7 days, investigation must be completed within 30 days from the last necessary document, and investigated claims are settled within 45 days from the last necessary document.","display":"30 days from required/last documents; PA payment within 7 days after acceptance, or 45 days after last document if investigated","note":"The general claim procedure states it is not applicable to third party liability claims.","quote":"On receipt of all required information/ documents that are relevant and necessary for the claim, the Company shall, within a period of 30 days offer a settlement of the claim to the insured. If the Company, for any reasons, decides to reject a claim under the policy, it shall do so within a period of 30 days from the receipt of last relevant and necessary document. ... In the event the claim is not settled within 30 days as stipulated above, the insurer shall be liable to pay interest at a rate, which is 2% above the bank rate ... the payment of the amount due shall be made within 7 days from the date of acceptance of the offer by the insured. ... the Company will initiate and complete such investigation at the earliest, in any case not later than 30 days from the date of receipt of last necessary document. In such cases, the Company will settle the claim within 45 days from the date of receipt of last necessary document.","sources":[{"clause":"4(e)","heading":null,"page":14,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-4-e"},{"clause":"7.5(b)(iii)","heading":null,"page":5,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-5-b-iii"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64UM(4) to (6)","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 10","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 15","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 16","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(i), V.3(ii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 23","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 149","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"}]},{"key":"exclusions_main","label":"Main exclusions","section":"Exclusions","meaning":"What the policy does not pay for, in the policy's own words.","status":"quote-verified","value":["consequential losses of any kind (including but not limited to loss of profit, loss of opportunity, loss of gain, business interruption, market loss, loss of a pure financial nature, loss of goodwill)","legal liability","any liability which attaches by virtue of any agreement but which would not have attached in the absence of such agreement","Any circumstance, fact or matter of which the Insured was or ought reasonably to have been aware prior to the commencement of the Policy Period.","Liability more specifically insured elsewhere.","Ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste","Asbestosis or in any manner related to or arising out of the sale, manufacture, production, distribution or the like of asbestos.","War (whether war be declared or not), invasion, acts of foreign enemies, hostilities, civil war, rebellion, revolution, insurrection, terrorism or terrorist acts or activities","Earthquake, flood, storm, cyclone or other convulsions of nature or atmospheric disturbances.","Pollution or contamination by solids, liquids, gaseous or thermal irritants, contaminants, smoke, vapour, soot, fumes, acids, alkalis, radioactive and/or nuclear material, chemical or waste materials"],"display":"General exclusions include consequential losses, legal liability, prior known matters, other insurance, nuclear/radiation, asbestos, war/terrorism, natural convulsions and pollution","note":"These are general exclusions applying in addition to cover-specific exclusions.","quote":"consequential losses of any kind (including but not limited to loss of profit, loss of opportunity, loss of gain, business interruption, market loss, loss of a pure financial nature, loss of goodwill); ... legal liability; ... any liability which attaches by virtue of any agreement but which would not have attached in the absence of such agreement. ... Any circumstance, fact or matter of which the Insured was or ought reasonably to have been aware prior to the commencement of the Policy Period. ... Liability more specifically insured elsewhere. ... Ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste ... Asbestosis or in any manner related to or arising out of the sale, manufacture, production, distribution or the like of asbestos. ... War (whether war be declared or not), invasion, acts of foreign enemies, hostilities, civil war, rebellion, revolution, insurrection, terrorism or terrorist acts or activities ... Earthquake, flood, storm, cyclone or other convulsions of nature or atmospheric disturbances. ... Pollution or contamination by solids, liquids, gaseous or thermal irritants, contaminants, smoke, vapour, soot, fumes, acids, alkalis, radioactive and/or nuclear material, chemical or waste materials","sources":[{"clause":"1","heading":"The Insured’s","page":11,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-1-2"},{"clause":"2","heading":null,"page":12,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-2-2"},{"clause":"3","heading":null,"page":12,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-3-2"},{"clause":"6","heading":null,"page":12,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-6-2"},{"clause":"7","heading":null,"page":12,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-2"},{"clause":"8","heading":null,"page":12,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-8-2"},{"clause":"9","heading":null,"page":12,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-9-2"},{"clause":"10","heading":null,"page":12,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-10-2"}],"law":[{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 11","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 16","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"grievance","label":"Grievance route","section":"Claims","meaning":"Who to complain to first, as stated in the policy, before going to the Insurance Ombudsman.","status":"quote-verified","value":"First contact the Branch Manager or Regional Manager of the local office which issued the policy. If dissatisfied, write or email the Customer Care Cell or use the stated Customer Experience Team and escalation contacts before approaching the Insurance Ombudsman.","display":"First: Branch Manager / Regional Manager of the issuing local office; then Customer Care/Customer Experience escalation","note":"The wording also gives Level 1, Level 2 and Level 3 escalation contacts in the grievance procedure.","quote":"Initially, we suggest you contact the Branch Manager / Regional Manager of the local office which has issued the policy. The address and telephone number will be available in the policy. ... But if you feel dissatisfied with the suggested resolution of the issue after contacting the local office, please e-mail or write to:\nCustomer Care Cell Bajaj General Insurance Limited ... If you are still not satisfied, you can approach the Insurance Ombudsman","sources":[{"clause":null,"heading":"First Step","page":16,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-first-step"},{"clause":null,"heading":"Second Step","page":16,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-second-step"}],"law":[{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 3","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 4","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 5","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(11)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(42)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 34","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 69","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Insurance Act, 1938","section":"Section 38","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 12","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 19","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 20","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 13","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 2","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(5), 5(6)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(9)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 25","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 26","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"IRDAI (Insurance Products) Regulations, 2024","section":"Schedule III, Para 11","url":"https://indiainsurances.com/law/irdai-products-regs-2024"},{"title":"Review of revision in premium rates under health insurance policies for senior citizens, 2025","section":"Para 3","url":"https://indiainsurances.com/law/irdai-senior-premium-2025"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 13","url":"https://indiainsurances.com/law/ombudsman-rules-2017"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 14","url":"https://indiainsurances.com/law/ombudsman-rules-2017"}]},{"key":"perils","label":"What is covered","section":"Cover","meaning":"The events or risks covered.","status":"quote-verified","value":["Buildings, Farmhouse and Contents in the Farmhouse on the same terms as if they were covered under the Company’s Standard Fire and Special Perils Policy","actual or attempted Robbery or Burglary","Accidental fire; Lightning; The explosion of gas in a domestic appliance; Accidental impact damage; Riot, strike or malicious damage","Accidental fire; Lightning; Sudden and unexpected mechanical or electrical breakdown; Riot, strike or malicious damage","death of the Insured’s poultry on the Farm (in excess of the Mortality Rates shown in the Schedule) by disease or Accidental death","Loss or damage caused to the Insured’s Cart by Accident or the malicious act of a third party","Insured’s Tractors on the same terms as if they were vehicles covered under the Company’s Standard Commercial Vehicle Package Policy","loss of or damage to a Pedal Cycle belonging to the Insured or any member of the Insured’s Family caused by Accident or the malicious act of a third party","Named Insured’s death within 12 months of having sustained Accidental Bodily Injury","Accidental loss or destruction of, or damage to personal baggage"],"display":"Package covers buildings and contents, robbery/burglary, farm produce perils, pump set perils, poultry death, cart, tractor, pedal cycle, personal accident and baggage","note":"Each listed cover is subject to its own special conditions and exclusions.","quote":"Buildings, Farmhouse and Contents in the Farmhouse on the same terms as if they were covered under the Company’s Standard Fire and Special Perils Policy ... actual or attempted Robbery or Burglary ... Accidental fire;\nb) Lightning;\nc) The explosion of gas in a domestic appliance;\nd) Accidental impact damage;\ne) Riot, strike or malicious damage. ... Accidental fire;\nii) Lightning;\niii) Sudden and unexpected mechanical or electrical breakdown;\niv) Riot, strike or malicious damage. ... death of the Insured’s poultry on the Farm (in excess of the Mortality Rates shown in the Schedule) by disease or Accidental death ... Loss or damage caused to the Insured’s Cart by Accident or the malicious act of a third party. ... Insured’s Tractors on the same terms as if they were vehicles covered under the Company’s Standard Commercial Vehicle Package Policy ... loss of or damage to a Pedal Cycle belonging to the Insured or any member of the Insured’s Family caused by Accident or the malicious act of a third party ... Named Insured’s death within 12 months of having sustained Accidental Bodily Injury ... Accidental loss or destruction of, or damage to personal baggage","sources":[{"clause":null,"heading":"Cover 1: Building & Contents","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-1-building-contents"},{"clause":null,"heading":"Cover 2: Robbery & Burglary","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-2-robbery-burglary"},{"clause":null,"heading":"Cover 3: Farm Produce","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-3-farm-produce"},{"clause":null,"heading":"Cover 4: Agricultural Pump set","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-4-agricultural-pump-set"},{"clause":null,"heading":"Cover 5: Poultry","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-5-poultry"},{"clause":null,"heading":"Cover 6: Cart Protection & Liability","page":3,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-6-cart-protection-liability"},{"clause":null,"heading":"Cover 7: Tractors","page":4,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-7-tractors"},{"clause":null,"heading":"Cover 8: Pedal Cycle","page":4,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-8-pedal-cycle"},{"clause":null,"heading":"Cover 9: Personal Accident","page":4,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-9-personal-accident"},{"clause":"7.5(j)(i)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-5-j-i"}],"law":[]},{"key":"deductible","label":"Deductible or excess","section":"Limits and co-pay","meaning":"Amount of each claim you bear.","status":"quote-verified","value":"The insured bears the Deductible for each and every claim, and the Company pays only in excess of that Deductible. The wording does not print the deductible amount.","display":"Deductible applies to each and every claim; amount not stated in wording","note":"The amount of the Deductible is not printed in the provided wording.","quote":"Deductible means the amount which shall be borne by the Insured in respect of each and every claim made under this Policy. The Company’s liability to make any payment under the Policy is in excess of the Deductible.","sources":[{"clause":"11","heading":"Deductible","page":8,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-11"}],"law":[]},{"key":"cancellation_refund","label":"Cancellation by you","section":"Renewal and rights","meaning":"What you get back if you cancel during the year.","status":"quote-verified","value":"You can cancel the policy by giving 15 days notice. Premium is refunded after retaining premium on the short period scale: 1 Week 10%, 1 Month 25%, 2 Months 35%, 3 Months 50%, 4 Months 60%, 6 Months 75%, 8 Months 85%, and exceeding 8 Months full annual premium; no refund is due if a claim has been made.","display":"15 days notice; refund after short-period premium retention scale, no refund if a claim has been made","note":null,"quote":"You can cancel this Policy by giving Us 15 days notice, and if You exercise this right then premium will be refunded after retaining premium according to Our short rate scales as mentioned below. ... 1 Week | 10%\n1 Month | 25%\n2 Months | 35%\n3 Months | 50%\n4 Months | 60%\n6 Months | 75%\n8 Months | 85%\nExceeding 8 Months | Full Annual premium\nNo refund of premium shall be due or payable on cancellation if the Insured and/or, where applicable, the Named Insured, has made a claim under this Policy.","sources":[{"clause":"6(d)","heading":null,"page":15,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-6-d"},{"clause":null,"heading":"Short Period Scale","page":15,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-short-period-scale"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64VB","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 8","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 6","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 5","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 17","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(3) to 20(5)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, III.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, IV.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, IV.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"territory","label":"Where it covers","section":"Overview","meaning":"Geographic area of cover: India only, worldwide, or listed countries. 'As stated in the schedule' is not an answer.","status":"quote-verified","value":"The policy covers insured events within India, except for Cover 9 Personal Accident and Cover 10 Baggage. Payment under any cover is within India and in Indian Rupees only; baggage cover applies while travelling anywhere in India or to the places in the world specified in the Schedule.","display":"India, except Personal Accident and Baggage; payments within India in Indian Rupees","note":"For Baggage, world travel is only to places specified in the Schedule.","quote":"This Policy covers insured events arising during the Policy Period within India save in respect of Cover 9 (Personal Accident) and Cover 10 (Baggage). The Company’s liability to make any payment under any Cover shall be to make payment within India and in Indian Rupees only. ... whilst travelling anywhere in India or to the places in the world specified in the Schedule.","sources":[{"clause":"12","heading":"Territorial Limits","page":16,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-12-2"},{"clause":"7.5(j)(i)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-5-j-i"}],"law":[]},{"key":"subject_covered","label":"Crop or animal covered","section":"Cover","meaning":"What is insured.","status":"quote-verified","value":"The insured subjects include the farmer’s listed buildings and farmhouse contents, farm produce stored in a godown or other building on the farm, the insured agricultural pump set, poultry on the farm, cart and attached animal, tractor, pedal cycle, the named insured for personal accident, and personal baggage. Farm Produce means food grown on the Farm intended for commercial sale in the course of the Farm Business.","display":"Farm buildings and contents, farm produce, pump set, poultry, cart/animal, tractor, pedal cycle, personal accident and baggage","note":null,"quote":"Insured’s Buildings, Farmhouse and Contents in the Farmhouse ... Farm Produce stored in a godown or other Building on the Farm ... Insured’s centrifugal Pump Set (whether electrical or diesel) used solely for Farm Business ... Insured’s poultry on the Farm ... Insured’s Cart ... any animal attached to the Cart ... Insured’s Tractors ... Pedal Cycle belonging to the Insured or any member of the Insured’s Family ... Named Insured’s death within 12 months of having sustained Accidental Bodily Injury ... personal baggage belonging to them or for which they are responsible ... Farm Produce means food grown on the Farm intended for commercial sale in the course of the Farm Business","sources":[{"clause":null,"heading":"Cover 1: Building & Contents","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-1-building-contents"},{"clause":null,"heading":"Cover 3: Farm Produce","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-3-farm-produce"},{"clause":null,"heading":"Cover 4: Agricultural Pump set","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-4-agricultural-pump-set"},{"clause":null,"heading":"Cover 5: Poultry","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-5-poultry"},{"clause":null,"heading":"Cover 6: Cart Protection & Liability","page":3,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-6-cart-protection-liability"},{"clause":null,"heading":"Cover 7: Tractors","page":4,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-7-tractors"},{"clause":null,"heading":"Cover 8: Pedal Cycle","page":4,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-8-pedal-cycle"},{"clause":null,"heading":"Cover 9: Personal Accident","page":4,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-9-personal-accident"},{"clause":"7.5(j)(i)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-5-j-i"},{"clause":"17","heading":"Farm Produce","page":9,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-17"}],"law":[]},{"key":"claim_trigger","label":"Claim trigger","section":"Claims","meaning":"What has to happen for a payout: yield loss, weather index, death of animal.","status":"quote-verified","value":"A payout is triggered when an insured event described in a cover occurs during the Policy Period, subject to the available sum insured or limit. Depending on the cover, the event may be loss or damage, death of poultry, death or permanent total disability of an animal or driver, accidental death or permanent total disability of the named insured, third-party damages, or accidental baggage loss, destruction or damage.","display":"Insured event during the Policy Period, such as loss/damage, death, permanent total disability, liability damages or baggage loss","note":"The exact trigger differs by cover.","quote":"If an insured event described in one of the Covers below occurs then the Company will make payment but only if:\n1) the insured event arises or occurs during the Policy Period, and\n2) only upto the available or remaining Sum Insured or Limit of Indemnity ... loss or damage ... death of the Insured’s poultry ... death or permanent total disability ... Damages to a third party ... death within 12 months of having sustained Accidental Bodily Injury ... Permanent Total Disability within 12 months of having sustained Accidental Bodily Injury ... Accidental loss or destruction of, or damage to personal baggage","sources":[{"clause":"A","heading":"COVERAGE","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-a"},{"clause":null,"heading":"Cover 2: Robbery & Burglary","page":1,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-2-robbery-burglary"},{"clause":null,"heading":"Cover 5: Poultry","page":2,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-5-poultry"},{"clause":null,"heading":"Cover 6: Cart Protection & Liability","page":3,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-6-cart-protection-liability"},{"clause":null,"heading":"Cover 9: Personal Accident","page":4,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-cover-9-personal-accident"},{"clause":"7.5(j)(i)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351#c-7-5-j-i"}],"law":[]}],"documents":[{"kind":"wording","label":"Farmer's Package Insurance Policy Wordings","pages":20,"fetched_at":"2026-10-17 19:47:55+00","source_url":"https://www.bajajgeneralinsurance.com/download-documents/commercial-insurance/farmers-package-insurance/Farmer-Package-Insurance.pdf","url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/3351"},{"kind":"wording","label":"Farmer's Package Insurance (IRDAI copy)","pages":20,"fetched_at":"2026-10-20 00:28:39+00","source_url":"https://irdai.gov.in/documents/37343/993134/IRDAN113RP0002V02200203_GEN4403.pdf/a285079c-2438-ad3e-8ffe-9cf9e8ecbe49?version=1.1&t=1668876990958&download=true","url":"https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203/document/23611"}],"versions":[{"uin":"IRDAN113RP0002V02200203","version":null,"approved_on":null},{"uin":"IRDAN113RP0002V01200203","version":null,"approved_on":null}],"where_to_buy":[{"purpose":"buy","kind":"insurer","name":"Bajaj General Insurance official website","url":"https://www.bajajgeneralinsurance.com/","note":"Buy directly from the insurer."},{"purpose":"buy","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."}],"claims_and_complaints":[{"purpose":"claim","kind":"insurer","name":"Claims","url":"https://www.bajajgeneralinsurance.com/general-insurance-claims.html","note":null},{"purpose":"claim","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"grievance","kind":"insurer","name":"Online grievance form","url":"https://www.bajajgeneralinsurance.com/forms/form-online-grievance.html","note":null},{"purpose":"grievance","kind":"official","name":"Bima Bharosa (IRDAI grievance portal)","url":"https://bimabharosa.irdai.gov.in/","note":"Register and track a complaint against any insurer with IRDAI. Complain to the insurer first; escalate here if the reply is late or unsatisfactory."},{"purpose":"grievance","kind":"official","name":"e-Daakhil (consumer commission e-filing)","url":"https://edaakhil.nic.in/","note":"Not reachable from our crawler on 2026-10-19; use e-Jagriti if this link does not open."},{"purpose":"grievance","kind":"official","name":"e-Jagriti (consumer commission filing)","url":"https://e-jagriti.gov.in/","note":"Ministry of Consumer Affairs platform for consumer commission cases, a route for insurance disputes that the Ombudsman does not settle."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Ahmedabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Gujarat, Dadra & Nagar Haveli, Daman and Diu. Email: oio.ahmedabad@cioins.co.in. Phone: 079 - 25501201/02. Address: Office of the Insurance Ombudsman, Jeevan Prakash Building, 6th floor, Tilak Marg, Relief Road, AHMEDABAD – 380 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bengaluru","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Karnataka. Email: oio.bengaluru@cioins.co.in. Phone: 080 - 26652048 / 26652049. Address: Office of the Insurance Ombudsman, Jeevan Soudha Building,PID No. 57-27-N-19 Ground Floor, 19/19, 24th Main Road, JP Nagar, Ist Phase, Bengaluru – 560 078."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhopal","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Madhya Pradesh, Chhattisgarh. Email: oio.bhopal@cioins.co.in. Phone: 0755 - 2769201 / 2769202 / 2769203. Address: Office of the Insurance Ombudsman, 1st floor,\"Jeevan Shikha\", 60-B,Hoshangabad Road, Opp. Gayatri Mandir,Arera Hills Bhopal – 462 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhubaneswar","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Odisha. Email: oio.bhubaneswar@cioins.co.in. Phone: 0674 - 2596461 /2596455/2596429/2596003. Address: Office of the Insurance Ombudsman, 62, Forest park, Bhubaneswar – 751 009."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chandigarh","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Punjab, Haryana (excluding Gurugram, Faridabad, Sonepat and Bahadurgarh), Himachal Pradesh, Union Territories of Jammu & Kashmir,Ladakh & Chandigarh. Email: oio.chandigarh@cioins.co.in. Phone: 0172-2706468. Address: Office Of The Insurance Ombudsman, Jeevan Deep Building SCO 20-27, Ground Floor Sector- 17 A, Chandigarh – 160 017."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chennai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Tamil Nadu, PuducherryTown and Karaikal (which are part of Puducherry). Email: oio.chennai@cioins.co.in. Phone: 044 - 24333668 / 24333678. Address: Office of the Insurance Ombudsman, Fatima Akhtar Court, 4th Floor, 453, Anna Salai, Teynampet, CHENNAI – 600 018."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Delhi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Delhi & following Districts of Haryana - Gurugram, Faridabad, Sonepat & Bahadurgarh. Email: oio.delhi@cioins.co.in. Phone: 011 - 46013992/23213504/23232481. Address: Office of the Insurance Ombudsman, 2/2 A, Universal Insurance Building, Asaf Ali Road, New Delhi – 110 002."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Guwahati","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Assam, Meghalaya, Manipur, Mizoram, Arunachal Pradesh, Nagaland and Tripura. Email: oio.guwahati@cioins.co.in. Phone: 0361 - 2632204 / 2602205 / 2631307. Address: Office of the Insurance Ombudsman, Jeevan Nivesh, 5th Floor, Near Pan Bazar , S.S. Road, Guwahati – 781001(ASSAM)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Hyderabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Andhra Pradesh, Telangana, Yanam and part of Union Territory of Puducherry. Email: oio.hyderabad@cioins.co.in. Phone: 040 - 23312122 / 23376991 / 23376599 / 23328709 / 23325325. Address: Office of the Insurance Ombudsman, 6-2-46, 1st floor, \"Moin Court\", Lane Opp.Hyundai Showroom , A. C. Guards, Lakdi-Ka-Pool, Hyderabad - 500 004."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Jaipur","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Rajasthan. Email: oio.jaipur@cioins.co.in. Phone: 0141- 2740363. Address: Office of the Insurance Ombudsman, Jeevan Nidhi – II Bldg., Gr. Floor, Bhawani Singh Marg, Jaipur - 302 005."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kochi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Kerala, Lakshadweep, Mahe-a part of Union Territory of Puducherry. Email: oio.ernakulam@cioins.co.in. Phone: 0484 - 2358759. Address: Office of the Insurance Ombudsman, 10th Floor, Jeevan Prakash,LIC Building, Opp to Maharaja's College Ground,M.G.Road, Kochi - 682 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kolkata","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: West Bengal, Sikkim, Andaman & Nicobar Islands. Email: oio.kolkata@cioins.co.in. Phone: 033 - 22124339 / 22124341. Address: Office of the Insurance Ombudsman, Hindustan Bldg. Annexe, 7th Floor, 4, C.R. Avenue, KOLKATA - 700 072."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Lucknow","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Districts of Uttar Pradesh : Lalitpur, Jhansi, Mahoba, Hamirpur, Banda, Chitrakoot, Allahabad, Mirzapur, Sonbhabdra, Fatehpur, Pratapgarh, Jaunpur,Varanasi, Gazipur, Jalaun, Kanpur, Lucknow, Unnao, Sitapur, Lakhimpur, Bahraich, Barabanki, Raebareli, Sravasti, Gonda, Faizabad, Amethi, Kaushambi, Balrampur, Basti, Ambedkarnagar, Sultanpur, Maharajgang, Santkabirnagar, Azamgarh, Kushinagar, Gorkhpur, Deoria, Mau, Ghazipur, Chandauli, Ballia, Sidharathnagar. Email: oio.lucknow@cioins.co.in. Phone: 0522 - 4002082 / 3500613. Address: Office of the Insurance Ombudsman, 6th Floor, Jeevan Bhawan, Phase-II, Nawal Kishore Road, Hazratganj, Lucknow - 226 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Mumbai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: List of wards under Mumbai Metropolitan Region excluding wards in Mumbai – i.e M/E, M/W, N , S and T covered under Office of Insurance Ombudsman Thane and excluding areas of Navi Mumbai. Email: oio.mumbai@cioins.co.in. Phone: 022 - 69038800/27/29/31/32/33. Address: Office of the Insurance Ombudsman, 3rd Floor, Jeevan Seva Annexe, S. V. Road, Santacruz (W), Mumbai - 400 054."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Noida","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Uttarakhand and the following Districts of Uttar Pradesh: Agra, Aligarh, Bagpat, Bareilly, Bijnor, Budaun, Bulandshehar, Etah, Kannauj, Mainpuri, Mathura, Meerut, Moradabad, Muzaffarnagar, Oraiyya, Pilibhit, Etawah, Farrukhabad, Firozbad, Gautam Buddh nagar, Ghaziabad, Hardoi, Shahjahanpur, Hapur, Shamli, Rampur, Kashganj, Sambhal, Amroha, Hathras, Kanshiramnagar, Saharanpur. Email: oio.noida@cioins.co.in. Phone: 0120-4027589. Address: Office of the Insurance Ombudsman, Bhagwan Sahai Palace 4th Floor, Main Road, Naya Bans, Sector 15, Distt: Gautam Buddh Nagar, U.P-201301."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: offices and jurisdiction","url":"https://www.cioins.co.in/Ombudsman","note":"Addresses, phone numbers, e-mail and the states or districts each Ombudsman office covers."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Patna","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Bihar, Jharkhand. Email: oio.patna@cioins.co.in. Phone: 0612-2547068. Address: Office of the Insurance Ombudsman, 2nd Floor, Lalit Bhawan, Bailey Road, Patna 800 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Pune","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Goa and State of Maharashtra excluding areas of Navi Mumbai, Thane district,Palghar District, Raigad district & Mumbai Metropolitan Region. Email: oio.pune@cioins.co.in. Phone: 020-24471175. Address: Office of the Insurance Ombudsman, Jeevan Darshan Bldg., 3rd Floor, C.T.S. No.s. 195 to 198, N.C. Kelkar Road, Narayan Peth, Pune – 411 030."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: register a complaint online","url":"https://cioins.co.in/Complaint/Online","note":"Council for Insurance Ombudsmen. Free. For disputes with an insurer after its own grievance process; the office is chosen by where you live (see the offices list)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Thane","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Area of Navi Mumbai, Thane District, Raigad District, Palghar District and wards of Mumbai , M/East, M/West, N, S and T. Email: oio.thane@cioins.co.in. Phone: 022-20812868/69. Address: Office of the Insurance Ombudsman, Jeevan Chintamani Building, 2nd Floor,Near New RTO Office, Louis Wadi,Vasantrao Naik Mahamarg, Thane (West)- 400604."},{"purpose":"grievance","kind":"official","name":"National Consumer Helpline","url":"https://consumerhelpline.gov.in/public/","note":"Government consumer helpline; can take up a complaint before you go to a consumer commission."},{"purpose":"port","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."}],"notice":"Information, not advice. IndiaInsurances is not an insurer or an insurance intermediary, does not sell insurance and earns no commission. Policy terms change and your own policy schedule can differ: always confirm with the policy document and the insurer before you buy or claim.","cite_as":"Farmer's Package Insurance (UIN IRDAN113RP0002V01200203), IndiaInsurances, https://indiainsurances.com/policy/bajaj-general-insurance/farmer-s-package-insurance-irdan113rp0002v01200203"}