{"uin":"IRDAN103CP0001V01202223","name":"IndusInd Solar PV Insurance","url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223","insurer":{"slug":"indusind-general-insurance","name":"IndusInd General Insurance Company Limited","url":"https://indiainsurances.com/insurer/indusind-general-insurance"},"line":"general","category":"other-general","category_name":"Other general insurance","irdai_type":null,"kind":"product","status":"active","approved_on":null,"withdrawn_on":null,"summary":"This is a manufacturer insurance policy for contractual liabilities arising out of long-term performance and product warranties on photovoltaic modules. It covers Photovoltaic Module Failure Insured Perils of Faulty Manufacturing, Material Defects and Material Ageing, with a Claim Notice Form required within thirty (30) days after awareness of the loss occurrence.","analysis":{"state":"machine","analysed_at":"2026-10-20 04:50:35.324001+00","note":"First pass: one AI reading; every stated fact carries a verbatim quote found in the cited clause, but it has not been reviewed. Check the clause before relying on it."},"facts":[{"key":"plan_variants","label":"Plans and variants","section":"Overview","meaning":"The named plans inside this product (not cover types or payout options). Facts can differ between them.","status":"not-stated","value":null,"display":null,"note":"The wording does not print any named plan variants.","quote":null,"sources":[],"law":[]},{"key":"policy_term","label":"Policy term","section":"Eligibility","meaning":"How long one policy runs before it ends or must be renewed.","status":"not-stated","value":null,"display":null,"note":"The wording refers to the Policy Period or PV Module Sales Period, but the actual policy term is not printed.","quote":null,"sources":[],"law":[]},{"key":"claim_intimation","label":"Claim intimation deadline","section":"Claims","meaning":"How soon you must tell the insurer about a claim or hospitalisation.","status":"quote-verified","value":"Notify the insurer as soon as practicable after becoming aware of damages that may lead to a claim or loss, and submit the Claim Notice Form within thirty (30) days after the Policyholder or Beneficiary is aware or should have known of the Loss occurrence.","display":"As soon as practicable; Claim Notice Form within thirty (30) days after awareness or deemed awareness of the Loss occurrence","note":null,"quote":"as soon as practicable notify the Insurer of such occurrence and use reasonable efforts to provide the Claim Notice Form and accompanying required proof of Loss documentation; ... A Claim Notice Form must be submitted to the Insurer within thirty (30) days after the Policyholder (or Beneficiary) is aware or should have known of the Loss occurrence","sources":[{"clause":"2.6(a)","heading":"It","page":10,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-6-a"},{"clause":"2.6(b)","heading":null,"page":11,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-6-b"}],"law":[{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 20, 21","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_documents","label":"Claim documents","section":"Claims","meaning":"Documents the insurer asks for when you claim.","status":"quote-verified","value":["Claim Notice Form","Applicable Warranty conditions of the Affected Photovoltaic Module.","Applicable other warranties/purchase agreement in force and effect applicable to the Loss.","For the manufacturer: Evidence of payout of warranty indemnification to the purchaser.","Evidence of the date when the loss first occurred or is known to have occurred.","A list of Affected Photovoltaic Modules identified by the serial number and invoice number.","STC Power test report or verification report","Maintenance protocol and logs of O&M operator and reports on failures and remedies of Photovoltaic Modules that are in commercial projects.","If available, historical recall protocol or communication from the suppliers or Manufacturer.","Where necessary, clearance access to the Project sites for inspection.","For registered sales contract customers; due diligence proof on the insolvency of the Policyholder and proof of an insurable interest at the time of loss."],"display":"Claim Notice Form with proof of loss documents including warranty conditions, other warranties or purchase agreements, payout evidence, date evidence, affected module list, STC Power test report, O&M logs, recall communications, site access and insolvency or insurable-interest proof where applicable","note":"Some requirements are conditional: manufacturer payout evidence, historical recall material if available, site access where necessary, and insolvency or insurable-interest proof for registered sales contract customers.","quote":"The Insurer has a standard Claim Notice form for claims in relation to the Policy. This form contains the necessary information for claims processing. ... • Applicable Warranty conditions of the Affected Photovoltaic Module. ... • Applicable other warranties/purchase agreement in force and effect applicable to the Loss. ... • For the manufacturer: Evidence of payout of warranty indemnification to the purchaser. ... • Evidence of the date when the loss first occurred or is known to have occurred. ... • A list of Affected Photovoltaic Modules identified by the serial number and invoice number. ... • STC Power test report or verification report ... • Maintenance protocol and logs of O&M operator and reports on failures and remedies of Photovoltaic Modules that ... are in commercial projects. ... • If available, historical recall protocol or communication from the suppliers or Manufacturer. ... • Where necessary, clearance access to the Project sites for inspection. ... • For registered sales contract customers; due diligence proof on the insolvency of the Policyholder and proof of an insurable interest at the time of loss.","sources":[{"clause":"Appendix E","heading":"Claims Notice Form","page":20,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-appendix-e"},{"clause":"8","heading":null,"page":21,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-8"}],"law":[{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 17","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 23","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"claim_settlement_time","label":"Claim settlement time promised","section":"Claims","meaning":"How quickly the policy says a claim is decided or paid, and from when that is counted (intimation or last document).","status":"quote-verified","value":"If all information requested in the Claims Notice Form is provided, the insurer will review the submission and inform the claimant of its decision within thirty (30) business days, then proceed with payment within thirty (30) business days after the claimant acknowledges the decision.","display":"Decision within thirty (30) business days; payment within thirty (30) business days after acknowledgement of the decision","note":null,"quote":"If the Policyholder (or the eligible Beneficiary after Insolvency Event has occurred) provides all information requested in the Claims Notice Form, the Insurer shall review the submission and inform the claimant of the Insurer’s decision within thirty (30) business days. The Insurer shall proceed with payment of Loss within thirty (30) business days after the acknowledgement of the decision by the claimant.","sources":[{"clause":"2.7","heading":"Determination of Loss","page":11,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-7"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64UM(4) to (6)","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 10","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 15","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 16","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 22","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(i), V.3(ii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, V.3(iii)","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, V.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 23","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"The Motor Vehicles Act, 1988: Chapter XI, insurance of motor vehicles against third party risks","section":"Section 149","url":"https://indiainsurances.com/law/motor-vehicles-act-1988"}]},{"key":"exclusions_main","label":"Main exclusions","section":"Exclusions","meaning":"What the policy does not pay for, in the policy's own words.","status":"quote-verified","value":["any Loss occurring during the Waiting Period","any ex gratia payment made by the Insured to the Buyer","any failure in quality control as specified in the Insured quality handbook and work instructions controlled by means of ISO-9000/9001","any fraud or willful act or gross negligence on the part of the Policyholder/Insured or any of its Representatives / Beneficiary","any inobservance of proper installation or operation standard that leads to poor or improper maintenance of the Photovoltaic Modules","any losses related to grid operation, grid outage including curtailment and grid maintenance or over-voltage/voltagesurge","any consequential loss or damage of any kind including any business interruption, loss of profits or loss minimizing costs or expenditure","any fault or defect of the Photovoltaic Module existing at the commencement of the Policy Period","any inverters, cables, trackers, module level electronics, fastening systems or objects for mounting or transporting any Photovoltaic Module","any installation, dismantling, removal, transportation, reassembly or modification of Photovoltaic Module","any physical loss or material damage caused by any peril other than Photovoltaic Module Failure Insured Perils","any loss related to a product recall","Cyber Loss","Communicable Disease","Act of Terrorism"],"display":"Waiting period loss; ex gratia payments; quality-control failure; fraud, willful act or gross negligence; improper installation, operation or maintenance; grid-related losses; consequential loss; known existing defects; non-module equipment; installation, dismantling, removal, transportation, reassembly or modification; physical loss from non-insured perils; product recall; Cyber Loss; Communicable Disease; Act of Terrorism","note":null,"quote":"any Loss occurring during the Waiting Period; ... any ex gratia payment made by the Insured to the Buyer; ... any failure in quality control as specified in the Insured quality handbook and work instructions controlled by means of ISO-9000/9001; ... any fraud or willful act or gross negligence on the part of the Policyholder/Insured or any of its Representatives / Beneficiary ... any inobservance of proper installation or operation standard that leads to poor or improper maintenance of the Photovoltaic Modules; ... any losses related to grid operation, grid outage including curtailment and grid maintenance or over-voltage/voltagesurge ... any consequential loss or damage of any kind including any business interruption, loss of profits or loss minimizing costs or expenditure ... any fault or defect of the Photovoltaic Module existing at the commencement of the Policy Period ... any inverters, cables, trackers, module level electronics, fastening systems or objects for mounting or transporting any Photovoltaic Module; ... any installation, dismantling, removal, transportation, reassembly or modification of Photovoltaic Module; ... any physical loss or material damage caused by any peril other than Photovoltaic Module Failure Insured Perils ... any loss related to a product recall ... this Policy excludes any: 1.1 Cyber Loss; ... this insurance does not insure any loss, damage, claim, cost or expense of whatsoever nature directly or indirectly caused by, contributed to by, resulting from, arising out of, or in connection with a Communicable Disease ... this Policy excludes loss, damage, cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in connection with any Act of Terrorism","sources":[{"clause":"2.4(a)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-a"},{"clause":"2.4(b)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-b"},{"clause":"2.4(c)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-c"},{"clause":"2.4(d)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-d"},{"clause":"2.4(e)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-e"},{"clause":"2.4(f)","heading":null,"page":6,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-f"},{"clause":"2.4(g)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-g"},{"clause":"2.4(h)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-h"},{"clause":"2.4(k)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-k"},{"clause":"2.4(l)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-l"},{"clause":"2.4(m)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-m"},{"clause":"2.4(s)","heading":null,"page":7,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-s"},{"clause":"2.4.4","heading":"(Property Cyber and Data Exclusion – LMA5401)","page":8,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-4"},{"clause":"2.4.5","heading":"(Communicable Disease Exclusion – LMA5397)","page":9,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-5"},{"clause":"2.4.8","heading":"(Terrorism Exclusion Endorsement – NMA2920)","page":10,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-4-8"}],"law":[{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 11","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 16","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"grievance","label":"Grievance route","section":"Claims","meaning":"Who to complain to first, as stated in the policy, before going to the Insurance Ombudsman.","status":"quote-verified","value":"First send the grievance in writing by post or email to the insurer's Grievance Redressal Officer at the stated Mumbai address or services@indusindinsurance.com.","display":"Write by post or email to the Grievance Redressal Officer, 6th Floor, Oberoi Commerz, Goregaon (East), Mumbai - 400 063; services@indusindinsurance.com","note":null,"quote":"You can send Your grievance in writing by post or email to Our Grievance Redressal Officer at the following address: 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off Western Express Highway, Goregaon (East), Mumbai - 400 063 E-mail: services@indusindinsurance.com","sources":[{"clause":"1","heading":"Our Grievance Redressal Officer","page":23,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-1-59"}],"law":[{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 3","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 4","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"Consumer Protection (Jurisdiction of the District Commission, the State Commission and the National Commission) Rules, 2021","section":"Rule 5","url":"https://indiainsurances.com/law/consumer-jurisdiction-rules-2021"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(11)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 2(42)","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 34","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Consumer Protection Act, 2019","section":"Section 69","url":"https://indiainsurances.com/law/consumer-protection-act-2019"},{"title":"The Insurance Act, 1938","section":"Section 38","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 12","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 19","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 20","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 13","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 2","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(5), 5(6)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 5(9)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 25","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.1","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, VI.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Para 26","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"IRDAI (Insurance Products) Regulations, 2024","section":"Schedule III, Para 11","url":"https://indiainsurances.com/law/irdai-products-regs-2024"},{"title":"Review of revision in premium rates under health insurance policies for senior citizens, 2025","section":"Para 3","url":"https://indiainsurances.com/law/irdai-senior-premium-2025"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 13","url":"https://indiainsurances.com/law/ombudsman-rules-2017"},{"title":"Insurance Ombudsman Rules, 2017","section":"Rule 14","url":"https://indiainsurances.com/law/ombudsman-rules-2017"}]},{"key":"perils","label":"What is covered","section":"Cover","meaning":"The events or risks covered.","status":"quote-verified","value":["Faulty Manufacturing","Material Defects","Material Ageing"],"display":"Faulty Manufacturing; Material Defects; Material Ageing","note":null,"quote":"Only losses arising solely and directly from the following perils are covered for Photovoltaic Module Failure under this Policy:\ni) Faulty Manufacturing;\nii) Material Defects; and\niii) Material Ageing.","sources":[{"clause":"1.27","heading":"Photovoltaic Module Failure Insured Perils","page":3,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-1-27"}],"law":[]},{"key":"deductible","label":"Deductible or excess","section":"Limits and co-pay","meaning":"Amount of each claim you bear.","status":"not-stated","value":null,"display":null,"note":"The wording says the deductible is stated in the Schedule, but the Schedule amount is not printed in the provided wording.","quote":null,"sources":[],"law":[]},{"key":"cancellation_refund","label":"Cancellation by you","section":"Renewal and rights","meaning":"What you get back if you cancel during the year.","status":"quote-verified","value":"The Policyholder may cancel the policy by written notice, but the cancellation does not affect the obligation to pay the entire Premium and does not affect the insurer's right to retain premium or other payments already paid or payable.","display":"No refund stated; entire Premium remains payable and the insurer may retain premium paid or payable","note":null,"quote":"The Policyholder may cancel the Policy, in whole but not in part, at any time after the Policy Inception Date upon written notice to the Insurer. ... Any cancellation shall not affect the Policyholder’s obligation to make payment to Insurer of the entire Premium or other payment obligations hereunder ... any such cancellation shall not adversely affect Insurers’ right to retain the Premium or other payments already paid or payable by the Policyholder.","sources":[{"clause":"2.12","heading":"Cancellation by the Policyholder","page":13,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-2-12"}],"law":[{"title":"The Insurance Act, 1938","section":"Section 64VB","url":"https://indiainsurances.com/law/insurance-act-1938"},{"title":"Master Circular on General Insurance Business, 2024","section":"Ch I, Para 8","url":"https://indiainsurances.com/law/irdai-general-mc-2024"},{"title":"Master Circular on Health Insurance Business, 2024","section":"Ch I Para 6","url":"https://indiainsurances.com/law/irdai-health-mc-2024"},{"title":"Master Circular on Life Insurance Products, 2024","section":"Chapter 1, Para 5","url":"https://indiainsurances.com/law/irdai-life-products-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 17","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Insurance Regulatory and Development Authority of India (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024","section":"Reg 20(3) to 20(5)","url":"https://indiainsurances.com/law/irdai-ppi-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part A, III.2","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part B, IV.4","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"},{"title":"Master Circular on Protection of Policyholders' Interests, 2024","section":"Sec 1, Part C, IV.3","url":"https://indiainsurances.com/law/irdai-ppi-mc-2024"}]},{"key":"territory","label":"Where it covers","section":"Overview","meaning":"Geographic area of cover: India only, worldwide, or listed countries. 'As stated in the schedule' is not an answer.","status":"quote-verified","value":"The policy wording indicates the photovoltaic modules are sold internationally and the technical conditions refer to installations located worldwide.","display":"Installations located in worldwide","note":"Coverage is for photovoltaic modules and submitted sales contracts endorsed under the policy.","quote":"photovoltaic modules which are sold internationally ... The Policyholder sells only Grade A solar modules (classified by the manufacturer internally as ‘excellent’ quality module with no major abnormalities in visual appearance nor performance) to installations located in worldwide.","sources":[{"clause":null,"heading":"PREAMBLE","page":1,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-preamble"},{"clause":"4(a)","heading":null,"page":18,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-4-a"}],"law":[]},{"key":"subject_covered","label":"What is insured","section":"Cover","meaning":"The thing or risk this policy covers.","status":"quote-verified","value":"The policy insures the Client's contractual liabilities arising out of long-term performance and product warranties provided to customers for photovoltaic modules, indemnifying costs and expenses necessary to fulfil obligations under the Manufacturer's Warranty.","display":"Contractual liabilities from long-term performance and product warranties for photovoltaic modules","note":null,"quote":"Client wishes to insure its contractual liabilities arising out of the long-term performance and product warranties provided to its customers according to the ‘Title Of Warranty’ or respective Section within the Sales Contract (hereinafter referred to as the “Manufacturer’s Warranty”) ... This Policy shall, according to the Policy’s terms, conditions and limitations, indemnify Client for the costs and expenses necessary to fulfil its obligations under the Manufacturer’s Warranty.","sources":[{"clause":null,"heading":"PREAMBLE","page":1,"url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838#c-preamble"}],"law":[]}],"documents":[{"kind":"wording","label":"IndusInd Solar PV Insurance PW","pages":26,"fetched_at":"2026-10-17 19:51:23+00","source_url":"https://www.indusindinsurance.com/downloads/indusind-solar-pv-insurance-pw","url":"https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223/document/9838"}],"versions":[],"where_to_buy":[{"purpose":"buy","kind":"insurer","name":"IndusInd General Insurance official website","url":"https://www.indusindinsurance.com/","note":"Buy directly from the insurer."},{"purpose":"buy","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."}],"claims_and_complaints":[{"purpose":"claim","kind":"insurer","name":"Car insurance claim","url":"https://www.indusindinsurance.com/car-insurance-claim","note":null},{"purpose":"claim","kind":"insurer","name":"Health insurance claims","url":"https://www.indusindinsurance.com/health-insurance-claims","note":null},{"purpose":"claim","kind":"insurer","name":"Travel insurance claim","url":"https://www.indusindinsurance.com/travel-insurance-claim","note":null},{"purpose":"claim","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"grievance","kind":"insurer","name":"Grievance redressal","url":"https://www.indusindinsurance.com/about-us/grievance-redressal","note":null},{"purpose":"grievance","kind":"official","name":"Bima Bharosa (IRDAI grievance portal)","url":"https://bimabharosa.irdai.gov.in/","note":"Register and track a complaint against any insurer with IRDAI. Complain to the insurer first; escalate here if the reply is late or unsatisfactory."},{"purpose":"grievance","kind":"official","name":"e-Daakhil (consumer commission e-filing)","url":"https://edaakhil.nic.in/","note":"Not reachable from our crawler on 2026-10-19; use e-Jagriti if this link does not open."},{"purpose":"grievance","kind":"official","name":"e-Jagriti (consumer commission filing)","url":"https://e-jagriti.gov.in/","note":"Ministry of Consumer Affairs platform for consumer commission cases, a route for insurance disputes that the Ombudsman does not settle."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Ahmedabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Gujarat, Dadra & Nagar Haveli, Daman and Diu. Email: oio.ahmedabad@cioins.co.in. Phone: 079 - 25501201/02. Address: Office of the Insurance Ombudsman, Jeevan Prakash Building, 6th floor, Tilak Marg, Relief Road, AHMEDABAD – 380 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bengaluru","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Karnataka. Email: oio.bengaluru@cioins.co.in. Phone: 080 - 26652048 / 26652049. Address: Office of the Insurance Ombudsman, Jeevan Soudha Building,PID No. 57-27-N-19 Ground Floor, 19/19, 24th Main Road, JP Nagar, Ist Phase, Bengaluru – 560 078."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhopal","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Madhya Pradesh, Chhattisgarh. Email: oio.bhopal@cioins.co.in. Phone: 0755 - 2769201 / 2769202 / 2769203. Address: Office of the Insurance Ombudsman, 1st floor,\"Jeevan Shikha\", 60-B,Hoshangabad Road, Opp. Gayatri Mandir,Arera Hills Bhopal – 462 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Bhubaneswar","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Odisha. Email: oio.bhubaneswar@cioins.co.in. Phone: 0674 - 2596461 /2596455/2596429/2596003. Address: Office of the Insurance Ombudsman, 62, Forest park, Bhubaneswar – 751 009."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chandigarh","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Punjab, Haryana (excluding Gurugram, Faridabad, Sonepat and Bahadurgarh), Himachal Pradesh, Union Territories of Jammu & Kashmir,Ladakh & Chandigarh. Email: oio.chandigarh@cioins.co.in. Phone: 0172-2706468. Address: Office Of The Insurance Ombudsman, Jeevan Deep Building SCO 20-27, Ground Floor Sector- 17 A, Chandigarh – 160 017."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Chennai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Tamil Nadu, PuducherryTown and Karaikal (which are part of Puducherry). Email: oio.chennai@cioins.co.in. Phone: 044 - 24333668 / 24333678. Address: Office of the Insurance Ombudsman, Fatima Akhtar Court, 4th Floor, 453, Anna Salai, Teynampet, CHENNAI – 600 018."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Delhi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Delhi & following Districts of Haryana - Gurugram, Faridabad, Sonepat & Bahadurgarh. Email: oio.delhi@cioins.co.in. Phone: 011 - 46013992/23213504/23232481. Address: Office of the Insurance Ombudsman, 2/2 A, Universal Insurance Building, Asaf Ali Road, New Delhi – 110 002."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Guwahati","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Assam, Meghalaya, Manipur, Mizoram, Arunachal Pradesh, Nagaland and Tripura. Email: oio.guwahati@cioins.co.in. Phone: 0361 - 2632204 / 2602205 / 2631307. Address: Office of the Insurance Ombudsman, Jeevan Nivesh, 5th Floor, Near Pan Bazar , S.S. Road, Guwahati – 781001(ASSAM)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Hyderabad","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Andhra Pradesh, Telangana, Yanam and part of Union Territory of Puducherry. Email: oio.hyderabad@cioins.co.in. Phone: 040 - 23312122 / 23376991 / 23376599 / 23328709 / 23325325. Address: Office of the Insurance Ombudsman, 6-2-46, 1st floor, \"Moin Court\", Lane Opp.Hyundai Showroom , A. C. Guards, Lakdi-Ka-Pool, Hyderabad - 500 004."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Jaipur","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Rajasthan. Email: oio.jaipur@cioins.co.in. Phone: 0141- 2740363. Address: Office of the Insurance Ombudsman, Jeevan Nidhi – II Bldg., Gr. Floor, Bhawani Singh Marg, Jaipur - 302 005."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kochi","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Kerala, Lakshadweep, Mahe-a part of Union Territory of Puducherry. Email: oio.ernakulam@cioins.co.in. Phone: 0484 - 2358759. Address: Office of the Insurance Ombudsman, 10th Floor, Jeevan Prakash,LIC Building, Opp to Maharaja's College Ground,M.G.Road, Kochi - 682 011."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Kolkata","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: West Bengal, Sikkim, Andaman & Nicobar Islands. Email: oio.kolkata@cioins.co.in. Phone: 033 - 22124339 / 22124341. Address: Office of the Insurance Ombudsman, Hindustan Bldg. Annexe, 7th Floor, 4, C.R. Avenue, KOLKATA - 700 072."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Lucknow","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Districts of Uttar Pradesh : Lalitpur, Jhansi, Mahoba, Hamirpur, Banda, Chitrakoot, Allahabad, Mirzapur, Sonbhabdra, Fatehpur, Pratapgarh, Jaunpur,Varanasi, Gazipur, Jalaun, Kanpur, Lucknow, Unnao, Sitapur, Lakhimpur, Bahraich, Barabanki, Raebareli, Sravasti, Gonda, Faizabad, Amethi, Kaushambi, Balrampur, Basti, Ambedkarnagar, Sultanpur, Maharajgang, Santkabirnagar, Azamgarh, Kushinagar, Gorkhpur, Deoria, Mau, Ghazipur, Chandauli, Ballia, Sidharathnagar. Email: oio.lucknow@cioins.co.in. Phone: 0522 - 4002082 / 3500613. Address: Office of the Insurance Ombudsman, 6th Floor, Jeevan Bhawan, Phase-II, Nawal Kishore Road, Hazratganj, Lucknow - 226 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Mumbai","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: List of wards under Mumbai Metropolitan Region excluding wards in Mumbai – i.e M/E, M/W, N , S and T covered under Office of Insurance Ombudsman Thane and excluding areas of Navi Mumbai. Email: oio.mumbai@cioins.co.in. Phone: 022 - 69038800/27/29/31/32/33. Address: Office of the Insurance Ombudsman, 3rd Floor, Jeevan Seva Annexe, S. V. Road, Santacruz (W), Mumbai - 400 054."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Noida","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Uttarakhand and the following Districts of Uttar Pradesh: Agra, Aligarh, Bagpat, Bareilly, Bijnor, Budaun, Bulandshehar, Etah, Kannauj, Mainpuri, Mathura, Meerut, Moradabad, Muzaffarnagar, Oraiyya, Pilibhit, Etawah, Farrukhabad, Firozbad, Gautam Buddh nagar, Ghaziabad, Hardoi, Shahjahanpur, Hapur, Shamli, Rampur, Kashganj, Sambhal, Amroha, Hathras, Kanshiramnagar, Saharanpur. Email: oio.noida@cioins.co.in. Phone: 0120-4027589. Address: Office of the Insurance Ombudsman, Bhagwan Sahai Palace 4th Floor, Main Road, Naya Bans, Sector 15, Distt: Gautam Buddh Nagar, U.P-201301."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: offices and jurisdiction","url":"https://www.cioins.co.in/Ombudsman","note":"Addresses, phone numbers, e-mail and the states or districts each Ombudsman office covers."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Patna","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Bihar, Jharkhand. Email: oio.patna@cioins.co.in. Phone: 0612-2547068. Address: Office of the Insurance Ombudsman, 2nd Floor, Lalit Bhawan, Bailey Road, Patna 800 001."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Pune","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: State of Goa and State of Maharashtra excluding areas of Navi Mumbai, Thane district,Palghar District, Raigad district & Mumbai Metropolitan Region. Email: oio.pune@cioins.co.in. Phone: 020-24471175. Address: Office of the Insurance Ombudsman, Jeevan Darshan Bldg., 3rd Floor, C.T.S. No.s. 195 to 198, N.C. Kelkar Road, Narayan Peth, Pune – 411 030."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman: register a complaint online","url":"https://cioins.co.in/Complaint/Online","note":"Council for Insurance Ombudsmen. Free. For disputes with an insurer after its own grievance process; the office is chosen by where you live (see the offices list)."},{"purpose":"grievance","kind":"official","name":"Insurance Ombudsman, Thane","url":"https://www.cioins.co.in/Ombudsman","note":"Covers: Area of Navi Mumbai, Thane District, Raigad District, Palghar District and wards of Mumbai , M/East, M/West, N, S and T. Email: oio.thane@cioins.co.in. Phone: 022-20812868/69. Address: Office of the Insurance Ombudsman, Jeevan Chintamani Building, 2nd Floor,Near New RTO Office, Louis Wadi,Vasantrao Naik Mahamarg, Thane (West)- 400604."},{"purpose":"grievance","kind":"official","name":"National Consumer Helpline","url":"https://consumerhelpline.gov.in/public/","note":"Government consumer helpline; can take up a complaint before you go to a consumer commission."},{"purpose":"port","kind":"ours","name":"Get free help from IndiaInsurances","url":"/help","note":"Free. We do not sell insurance and earn no commission; your request is not passed to anyone."},{"purpose":"renew","kind":"insurer","name":"Renew car insurance","url":"https://www.indusindinsurance.com/car-insurance/renew-car-insurance","note":null},{"purpose":"renew","kind":"insurer","name":"Renew health insurance","url":"https://www.indusindinsurance.com/health-insurance/health-insurance-renewal","note":null}],"notice":"Information, not advice. IndiaInsurances is not an insurer or an insurance intermediary, does not sell insurance and earns no commission. Policy terms change and your own policy schedule can differ: always confirm with the policy document and the insurer before you buy or claim.","cite_as":"IndusInd Solar PV Insurance (UIN IRDAN103CP0001V01202223), IndiaInsurances, https://indiainsurances.com/policy/indusind-general-insurance/indusind-solar-pv-insurance-irdan103cp0001v01202223"}