{"id":5622,"title":"CONTAMINATED PRODUCTS INSURANCE PROPOSAL FORM","purpose":"proposal","insurer":{"slug":"zurich-kotak-general-insurance","name":"Zurich Kotak General Insurance Company (India) Limited"},"source_pdf":"https://cms.zurichkotak.com/uploads/Proposal_Form_CPI_e973042cbe.pdf","sha256":"43b761b990abab0bbe749582a5904b3c2ebea08c5894894030dfb6ece6afad08","pages":10,"collected":"2026-10-17","instructions":{"about":"This form is a proposal for Contaminated Products Insurance to be filled by the proposer (applicant) seeking insurance coverage for contaminated products risks.","notes":["Fill the proposal form in BLOCK LETTERS.","All details marked with * are mandatory.","Attach additional sheets if more space is needed, indicating question number.","Information given will be treated in strict confidence.","Submission of proposal or payment does not oblige the company to issue a policy.","Policy issuance is subject to underwriting policy and full premium payment.","If proposal is not accepted, payment will be refunded without interest."],"title":"CONTAMINATED PRODUCTS INSURANCE PROPOSAL FORM","submit":{"to":"","how":"","address":""},"purpose":"proposal","sections":[{"title":"Proposer Details","fields":[{"help":"Enter full name of the proposer in block letters","type":"text","label":"Name of Proposer","options":[],"required":true,"pdf_field":""},{"help":"Enter mobile phone number","type":"phone","label":"Mobile No. of the Proposer","options":[],"required":true,"pdf_field":""},{"help":"Enter valid email address","type":"email","label":"Email ID of the Proposer","options":[],"required":true,"pdf_field":""},{"help":"List all parties with insurable interest","type":"text","label":"Policy to be issued in favour of (list out all the parties who have insurable interest) including the financial Institutions","options":[],"required":true,"pdf_field":""},{"help":"Enter permanent address","type":"text","label":"Permanent Address","options":[],"required":true,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Is the Communication address same as the Permanent Address?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Fill only if communication address is different from permanent address","type":"text","label":"Communication Address","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Risk and Policy Details","fields":[{"help":"Enter address where risk is located","type":"text","label":"Risk Location Address","options":[],"required":true,"pdf_field":""},{"help":"Describe nature of business or work","type":"text","label":"Nature of Business/Work","options":[],"required":true,"pdf_field":""},{"help":"Enter policy start date","type":"date","label":"Policy Period: From","options":[],"required":true,"pdf_field":""}],"filled_by":"proposer"},{"title":"Product Details","fields":[{"help":"Enter website URL","type":"text","label":"Applicant’s Website","options":[],"required":false,"pdf_field":""},{"help":"Enter number of years in business","type":"number","label":"No:of Years in Business","options":[],"required":false,"pdf_field":""},{"help":"Enter name of parent company if any","type":"text","label":"Parent Company of the Applicant","options":[],"required":false,"pdf_field":""},{"help":"Enter address of parent company","type":"text","label":"Address of the Parent Company","options":[],"required":false,"pdf_field":""},{"help":"Enter required liability limit in Indian Rupees","type":"amount","label":"What is the Limit of Liability required (INR)","options":[],"required":true,"pdf_field":""},{"help":"Enter estimated turnover in INR","type":"amount","label":"Estimated turnover for the next 12 months (INR)","options":[],"required":true,"pdf_field":""},{"help":"Enter actual gross earnings in INR","type":"amount","label":"Actual gross earnings for the last 12 months (INR)","options":[],"required":true,"pdf_field":""},{"help":"Provide detailed product information; attach extra pages if needed","type":"text","label":"Product Information (Attach additional pages as needed)","options":[],"required":false,"pdf_field":""},{"help":"Enter percentage value","type":"number","label":"What Percentage (%) of products are sold as ingredients?","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Does the Applicant contract manufacture, bottle or pack for any third parties?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Enter percentage if applicable","type":"number","label":"If Yes, what is the percentage","options":[],"required":false,"pdf_field":""},{"help":"List products, turnover percentage and distribution type","type":"table","label":"Geographical Distribution: Product(s), % of Total turnover e.g. (retailer (R), wholesaler (W)/manufacturer (M))","options":[],"required":false,"pdf_field":""},{"help":"Provide details for regions: North America, Europe, ANZ, Japan; Asia excluding Japan; Other","type":"table","label":"Region, Product(s), Turnover","options":[],"required":false,"pdf_field":""},{"help":"List top three raw materials with supplier and value","type":"table","label":"Please list out the top three raw materials and ingredients: Name of Supplier, Raw material and ingredients, Value (INR)","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Has the Applicant agreed to indemnify or hold harmless any suppliers of goods or services (e.g. supplier of raw materials/contract packers) or other parties?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Are labels routinely inspected for accuracy and content?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select who reviews labels","type":"choice","label":"Who reviews labels?","options":["Technical","Legal","Other"],"required":false,"pdf_field":""},{"help":"Describe frequency of label review","type":"text","label":"How often are labels reviewed?","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Have you completed a detailed allergen risk analysis for all products and ingredients?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Is a batch coding system utilised?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Describe batch coding details","type":"text","label":"Details of coding (ex. – by date, shift line, operator)","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Can all products be tracked so that the source and destination of individual batches can be identified?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Explain if tracking is not possible","type":"text","label":"If No, please provide details","options":[],"required":false,"pdf_field":""},{"help":"Select applicable packaging types","type":"checkbox","label":"Is tamper-evident or tamper-resistant packaging used? Please check all that apply","options":["Blister Packs","Shrink Wrapping","Vaccum Sealer","Other"],"required":false,"pdf_field":""},{"help":"Describe packaging","type":"text","label":"Packaging Description","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Has the Applicant had strikes/riots/work stoppages/plant closings in the past 3 years?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Provide details if applicable","type":"text","label":"If Yes, please describe","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Has the Applicant been the subject of or been threatened with a wrongful termination legal action?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Provide details if applicable","type":"text","label":"If Yes, please describe below or attach details","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Quality Assurance","fields":[{"help":"Select Yes or No","type":"yes-no","label":"Does the Applicant and all of its divisions and Subsidiary Companies have in place a certified HACCP (Hazard Analysis and Critical Control Point) program for all products?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Describe HACCP program","type":"text","label":"If Yes, please describe","options":[],"required":false,"pdf_field":""},{"help":"Enter last review date","type":"date","label":"Date HACCP last reviewed","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Are Quality Assurance audits performed by independent third parties?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Name of audit party","type":"text","label":"By Whom","options":[],"required":false,"pdf_field":""},{"help":"Date or frequency of audits","type":"text","label":"Date/ Frequency","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"If so have all these been closed out by the auditor?","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Attach latest audit and HACCP documents","type":"attachment","label":"Please attach a copy of the latest third-party audits for all manufacturing sites, HACCP verification table & HACCP audit table summarizing CCP","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Does the Applicant and all of its divisions and Subsidiary Companies have a Technical Department whose role includes food safety?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"List if no technical department","type":"text","label":"If No, please list","options":[],"required":false,"pdf_field":""},{"help":"Provide names and qualifications","type":"text","label":"Who is responsible for overseeing and implementing Food Safety Procedures and what are the qualifications for Senior Food Safety Personnel?","options":[],"required":false,"pdf_field":""},{"help":"Describe complaint monitoring process","type":"text","label":"How do you collate and monitor customer complaints?","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Have the products of the Applicant’s divisions or Subsidiary companies or any of their premises been the subject of comment or complaint by any food regulation to food safety issues?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Describe outcome","type":"text","label":"Outcome of such comment or complaint","options":[],"required":false,"pdf_field":""},{"help":"Enter resolution date","type":"date","label":"Date resolved","options":[],"required":false,"pdf_field":""},{"help":"Attach relevant reports","type":"attachment","label":"Please attach copy of report or similar","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Do all the products which are subject to this proposal confirm in all respects with the requirements of law or regulation?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Does the Insured and all of its divisions and Subsidiary Companies require its supplier(s) of raw material and contract manufacturers and packers to abide by HACCP standards?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Describe quality assessment steps","type":"text","label":"What steps do you take to assess the Quality Standards adhered to by raw material suppliers, contract manufacturers and/or packers? (e.g. copy of HACCP certification, site visits, testing, COAs)","options":[],"required":false,"pdf_field":""},{"help":"Describe quality assurance for imports","type":"text","label":"If you are an importer of goods what steps do you take to ensure the quality of the product produced by the overseas manufacturers?","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Product Testing","fields":[{"help":"Select Yes or No","type":"yes-no","label":"Do you test raw material?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select all applicable testing methods","type":"checkbox","label":"If so, methods used","options":["Micro-biological testing","Allergen","X Ray","Metal Detection","Chemical Testing","Other"],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Is there an incoming quarantine process?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Is there Product Testing utilized for all products?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Explain if not all products are tested","type":"text","label":"If No, Please explain","options":[],"required":false,"pdf_field":""},{"help":"Describe testing procedures","type":"text","label":"Please describe the testing procedures utilized (e.g. micro, x-ray, metal detectors)","options":[],"required":false,"pdf_field":""},{"help":"Select testing stage","type":"choice","label":"At what point in the manufacturing process is testing performed?","options":["In Line","End Product","Other"],"required":false,"pdf_field":""},{"help":"Describe frequency of testing","type":"text","label":"How often is product testing carried out? Each Batch etc?","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Is there a hold period before shipping?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select type of lab used","type":"choice","label":"Describe your testing laboratory relationship","options":["In-house Lab","External Lab"],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Recall Preparedness","fields":[{"help":"Select Yes or No","type":"yes-no","label":"Does the Applicant have an in-force recall plan?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Describe recall plan","type":"text","label":"If yes, please describe","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Are mock recalls conducted?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Enter date of last mock recall","type":"date","label":"If Yes, date of last mock recall","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Does the Applicant have an in-force crisis management plan?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Describe crisis management plan","type":"text","label":"If Yes, please describe","options":[],"required":false,"pdf_field":""},{"help":"Provide estimated recall cost","type":"amount","label":"Estimate the cost to recall your leading brand","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Incident History","fields":[{"help":"Select Yes or No","type":"yes-no","label":"Has the Applicant or any of its Divisions or Subsidiary Companies had any actual, threatened or suspected incidents or extortions, tampering, Alleged Contaminations, Government Recalls and/or contaminations?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Were any contracts lost/discontinued as a result?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Does the Applicant, its directors, officers or any other person to the knowledge of the Applicant have knowledge of any actual, threatened or suspected Malicious Product Tamperings, Product Extortions, Alleged Contaminations involving any of the Applicants products during the last twenty-four (24) months?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Provide details if applicable","type":"text","label":"If Yes please provide details","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Does the Applicant, its directors, officers or any other person to the knowledge of the Applicant have knowledge of or information about any fact or circumstance which may reasonably give rise to a claim under the proposed policy?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Provide details if applicable","type":"text","label":"If Yes please provide details","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"Has any Insurer: i. declined to insure the Applicant in respect of any coverage(s) proposed for herein?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Provide insurer details","type":"text","label":"If Yes to any of the above, please provide details including name of insurer","options":[],"required":false,"pdf_field":""},{"help":"Disclose any additional material facts","type":"text","label":"The answers you have provided to the above questions usually provide sufficient information for a proper consideration of your application, however, if there are any matters which are material to the risk to which this Application relates, you must disclose those fact to us in the space provided below","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Bank Account Details and Payment Details","fields":[{"help":"Select applicable option","type":"checkbox","label":"Details as per premium cheque to be used for electronic fund transfer; Cancelled cheque submitted of other bank","options":["Details as per premium cheque","Cancelled cheque submitted of other bank"],"required":false,"pdf_field":""},{"help":"Enter cheque or demand draft number","type":"text","label":"Cheque / D.D #","options":[],"required":false,"pdf_field":""},{"help":"Enter amount drawn","type":"amount","label":"Drawn Amount","options":[],"required":false,"pdf_field":""},{"help":"Enter bank account number","type":"text","label":"Account Number","options":[],"required":false,"pdf_field":""},{"help":"Enter name of account holder or bank","type":"text","label":"Drawn To","options":[],"required":false,"pdf_field":""},{"help":"Enter IFSC or MICR code","type":"text","label":"IFSC/MICR Code","options":[],"required":false,"pdf_field":""},{"help":"Enter date of payment","type":"date","label":"Date","options":[],"required":false,"pdf_field":""},{"help":"Enter bank name","type":"text","label":"Bank Name","options":[],"required":false,"pdf_field":""},{"help":"Enter bank branch name","type":"text","label":"Bank and Branch Name","options":[],"required":false,"pdf_field":""},{"help":"Enter account holder's name","type":"text","label":"Account Holder name","options":[],"required":false,"pdf_field":""},{"help":"Enter transaction reference number for online payments","type":"text","label":"Transaction Reference No","options":[],"required":false,"pdf_field":""},{"help":"Enter transaction date","type":"date","label":"Transaction Date","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Electronic Insurance Account Details of Applicant","fields":[{"help":"Select Yes or No","type":"yes-no","label":"Do you have an EIA Account","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Enter EIA number","type":"text","label":"If Yes, please quote EIA Number","options":[],"required":false,"pdf_field":""},{"help":"Enter insurance repository name","type":"text","label":"Please mention name of Insurance Repository","options":[],"required":false,"pdf_field":""},{"help":"Select Yes or No","type":"yes-no","label":"If No, do you want Us to create an EIA account for you","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Enter registered email id","type":"email","label":"Email id (Registered with Insurance Repository)","options":[],"required":true,"pdf_field":""}],"filled_by":"proposer"},{"title":"Declarations and Signatures","fields":[{"help":"Enter place of signing","type":"text","label":"Place","options":[],"required":true,"pdf_field":""},{"help":"Enter date of signing","type":"date","label":"Date","options":[],"required":true,"pdf_field":""},{"help":"Sign and stamp here","type":"signature","label":"Signature and Stamp of Proposer","options":[],"required":true,"pdf_field":""},{"help":"Sign here","type":"signature","label":"Signature of Proposer","options":[],"required":true,"pdf_field":""},{"help":"Agent to sign and stamp","type":"signature","label":"Signature & Stamp as applicable of the Insurance Advisor/ Specified person of Corporate Agent/Authorised Employee of Broker/ Sales person","options":[],"required":true,"pdf_field":""},{"help":"Agent to sign","type":"signature","label":"Signature of Intermediary/ Sales Person","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer and agent"}],"deadlines":[],"applies_to":"Contaminated Products Insurance","attachments":["Additional sheets if more space is needed for answers","Latest third-party audits for all manufacturing sites","HACCP verification table & HACCP audit table summarizing CCP","Copy of report or similar for any food safety comments or complaints","Cancelled cheque or details as per premium cheque for electronic fund transfer","Insurance Repository Application form (if EIA account creation requested)"],"declarations":["Statements made in this Proposal Form are true to the best of the proposer’s knowledge and belief and form the basis of the contract.","Policy liability commences only after acceptance and premium receipt.","Policy is voidable if any statement is untrue, incorrect, incomplete, or if material information is withheld.","Consent is given to verify identity/address through official registries for KYC purposes.","Premiums are paid from bonafide sources and not from proceeds of crime; company may cancel contract if found guilty under money laundering laws.","Policy and service communications will be sent in soft copy unless physical copy is requested.","Agent declares that policy features and terms have been explained to the proposer.","Politically Exposed Person (PEP) status and Non-Profit Organization status must be declared.","Prohibition of rebates under Section 41 of Insurance Act 1938 applies."],"dropped_labels":11},"pdf_fields":null,"fillable_pdf":false,"send_to":[{"purpose":"customer-care","channel":"email","value":"care@zurichkotak.com","label":"Email Address","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"in\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is chat only number.\nAccessibility\nZoom in page\nZoom out page\nIncrea","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"phone","value":"1800 2120","label":"Toll Free Number","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"age claims\nCustomer support\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is cha","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"phone","value":"+91-22-69417220","label":"Toll Number (INDIA And Overseas)","level":null,"hours":"IST 8 am to 8 pm","applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"Download policy\nManage policy\nManage claims\nCustomer support\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"whatsapp","value":"7998879988","label":"WhatsApp Number","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"t\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is chat only number.\nAccessibilit","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"email","value":"grievanceofficer@zurichkotak.com","label":"Grievance Officer","level":1,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"om .\nIn case the I nsured is not satisfied with the response, I nsured may contact the Grievance Officer of the ZKGI at grievanceofficer@zurichkotak.com . In case if the I nsured is not satisfied with the solution the\nGrievance Officer has provided, | I nsured | can write","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"address","value":"Unit no. 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East) Mumbai- 400063. Maharashtra, India.","label":"Registered & Corporate Office","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/","quote":"ker\nHealth portability\nResearch & Reports\nCorrespondence Address\nZurich Kotak General Insurance Company (India) Limited\nUnit no. 401, 4th Floor, Silver Metropolis,\nJai Coach Compound, Off Western Express Highway,\nGoregaon (East) Mumbai- 400063. Maharashtra, India.\nConnect with us\n: 022 - 69417220 (Toll number)\n: 1800 2120 (Toll free)\n+91-22-69417220 (IST 8 am to 8 pm)\nwww.zurichkot","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"email","value":"care@zurichkotak.com","label":"Customer Care Email","level":null,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"may contact the respective branch office of the ZKGI or may call toll free number 1800 2120 or may write an e - mail at care@zurichkotak.com .\nIn case the I nsured is not satisfied with the response, I nsured may contact the Grievance Officer of the ZKGI at gr","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"url","value":"www.zurichkotak.com","label":"Grievance Redressal Process","level":null,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"nder.\nThe details of the Insurance Ombudsman/ complete Grievance Redressal Process is also available at ZKGI’s website: www.zurichkotak.com\nThe updated details of Insurance Ombudsman offices are also available on the website of | Council for\nInsurance Ombudsm","fetched_at":"2026-10-20"}],"how_to_use":"Ask the user for each field in order, in plain words; never invent an answer. Labels are as printed. If fillable_pdf is true, pdf_fields gives the PDF's own field names so the file can be filled directly. The printed form decides if anything differs.","url":"https://indiainsurances.com/forms/zurich-kotak-general-insurance/5622-contaminated-products-insurance-proposal-form"}