{"id":5603,"title":"Miscellaneous Professional Indemnity Plus PROPOSAL FORM (For other than Technology Professionals)","purpose":"proposal","insurer":{"slug":"zurich-kotak-general-insurance","name":"Zurich Kotak General Insurance Company (India) Limited"},"source_pdf":"https://cms.zurichkotak.com/uploads/Miscellaneous_Professional_Indemnity_Plus_Proposal_Form_feba0d4ad8.pdf","sha256":"6170202009eb4742bcf3921c8ef8440930e92e205ddf4ffaf77b0014c03b90be","pages":12,"collected":"2026-10-17","instructions":{"about":"This form is a proposal for Miscellaneous Professional Indemnity insurance coverage, to be filled by the proposer (applicant) seeking insurance.","notes":["Fill the proposal form in BLOCK LETTERS.","All details marked with * are mandatory.","Attach additional sheets if more space is needed, indicating question number.","Information given will be treated in strict confidence.","Policy liability commences only after acceptance and receipt of premium.","Use original documents for attachments where applicable.","Policy and service related communication will be sent in soft copy to the email provided unless physical copy is requested.","The limit of liability for software copyright endorsement is part of the overall policy limit and defense costs are within the limit.","The proposal form includes an acknowledgement section for payment receipt.","Electronic Insurance Account (EIA) details are required if applicable."],"title":"Miscellaneous Professional Indemnity Plus PROPOSAL FORM (For other than Technology Professionals)","submit":{"to":"","how":"","address":""},"purpose":"proposal","sections":[{"title":"Proposer and Intermediary Details","fields":[{"help":"","type":"text","label":"Policy issuing office","options":[],"required":null,"pdf_field":""},{"help":"","type":"text","label":"Policy servicing office","options":[],"required":null,"pdf_field":""},{"help":"","type":"text","label":"Intermediary/Agent Name","options":[],"required":null,"pdf_field":""},{"help":"","type":"text","label":"Intermediary License no /Agent code.","options":[],"required":null,"pdf_field":""},{"help":"","type":"phone","label":"Intermediary/Agent Contact No.","options":[],"required":null,"pdf_field":""},{"help":"Fill in full legal name of the proposer","type":"text","label":"Name of Proposer","options":[],"required":true,"pdf_field":""},{"help":"Full street address of the proposer","type":"text","label":"Street Address","options":[],"required":true,"pdf_field":""},{"help":"City of the proposer","type":"text","label":"City","options":[],"required":true,"pdf_field":""},{"help":"Official website URL if any","type":"text","label":"Website","options":[],"required":false,"pdf_field":""},{"help":"Country where the proposer is registered","type":"text","label":"Country of Registration","options":[],"required":true,"pdf_field":""},{"help":"Date when the proposer entity was incorporated or formed","type":"date","label":"Date of incorporation/formation","options":[],"required":true,"pdf_field":""},{"help":"Select nationality of the proposer","type":"choice","label":"Nationality","options":["Indian","Non – Indian"],"required":true,"pdf_field":""},{"help":"Specify country if nationality is Non-Indian","type":"text","label":"If Non-Indian, please specify Country","options":[],"required":false,"pdf_field":""},{"help":"Select the type of proposer","type":"choice","label":"Proposer is","options":["Corporation","Partnership","Individual"],"required":true,"pdf_field":""},{"help":"Select the organizational type","type":"choice","label":"Type of Organization","options":["Corporations","Governments","Non Governmental Organizations","Society","International Organization","Trust","Partnership","Cooperatives","Section 25 Company"],"required":true,"pdf_field":""},{"help":"Select source of funds and specify if others","type":"choice","label":"Sources of funds","options":["Salary","Business","Others (please specify)"],"required":true,"pdf_field":""}],"filled_by":"proposer and intermediary/agent"},{"title":"Entities and Business Details","fields":[{"help":"List all entities to be insured","type":"text","label":"Name of each entity to be included as an insured","options":[],"required":true,"pdf_field":""},{"help":"Describe relationship of entities to proposer business","type":"text","label":"How are these entities related to your business?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Is the proposer firm owned by, controlled by or associated with, or does the proposer firm own or control, any other partnership, corporation or firm?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if above is yes","type":"text","label":"If yes please provide the details","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Are professional services provided to this entity?","options":[],"required":true,"pdf_field":""},{"help":"Year when full time operations started","type":"number","label":"Year full time operation began","options":[],"required":true,"pdf_field":""},{"help":"Specify requested liability limits and jurisdictions","type":"text","label":"Limit(s) of Liability & Jurisdiction(s) being requested","options":[],"required":true,"pdf_field":""},{"help":"Specify applicable law for the policy","type":"text","label":"Applicable Law","options":[],"required":true,"pdf_field":""},{"help":"Specify policy start and end dates","type":"text","label":"Policy Period","options":[],"required":true,"pdf_field":""},{"help":"Specify territorial scope for coverage","type":"text","label":"Territorial Scope of Cover required","options":[],"required":true,"pdf_field":""},{"help":"Specify retention amount per wrongful act","type":"amount","label":"Retention (each Wrongful Act)","options":[],"required":true,"pdf_field":""},{"help":"Describe professional services in detail","type":"text","label":"Please describe in detail the professional services that the Proposer provides for which coverage is required, including services offered by subsidiaries","options":[],"required":true,"pdf_field":""},{"help":"Provide annual gross revenue for the three periods","type":"table","label":"Annual Gross Revenue derived from the professional services: a) 2 years ago b) Last Year c) Projected this year","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Does the Proposer wholly or partially own, operate, manage or control any other business and for which coverage is requested?","options":[],"required":true,"pdf_field":""},{"help":"Provide details of other businesses if yes","type":"table","label":"If yes, provide details below: Name, Location, Ownership, Business","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Does any regulatory authority license the Proposer?","options":[],"required":true,"pdf_field":""},{"help":"List regulatory authorities if yes","type":"text","label":"If yes, please list the regulatory authority(ies)","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Is the Proposer presently involved in or considering any merger, acquisition or change in control?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, please provide full details","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Has the Proposer changed its name in the past five (5) years?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, please provide full details","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Has the Proposer been involved in any mergers, acquisitions or consolidations in the past five (5) years?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, please provide full details","options":[],"required":false,"pdf_field":""},{"help":"Provide percentage receipts for each market, total 100%","type":"table","label":"Indicate the market(s) for your products/services (with Receipts %)","options":["Aerospace","Communications/Transportation","Construction/Mining/Agriculture","Education","Financial Institutions","Government (non military)","Health Care/Medical Services","Home use","Manufacturing/Industrial","Trade: Retail/Wholesale","Other (please specify)"],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Is similar insurance currently in force?","options":[],"required":true,"pdf_field":""},{"help":"Provide details of current insurance if yes","type":"text","label":"If yes, indicate Carrier, Expiration date, How long in force, Limit, Deductible/Retention, Premium","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"In the next eighteen (18) months, does the Proposer anticipate any changes in the nature of the professional services described?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, please provide full details","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Service Agreements, Quality Control and Client Management","fields":[{"help":"Answer yes or no","type":"yes-no","label":"Are contract fees negotiated and agreed to in advance?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no and attach sample if yes","type":"yes-no","label":"Are written service agreements required for all clients? (If Yes, attach a sample)","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Have the written service agreements been reviewed by a law firm experienced in the Applicant’s field?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Are all changes to service agreements confirmed in writing?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Does the Applicant provide warranties or guarantees?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no and attach sample if yes","type":"yes-no","label":"Does the Applicant describe services in a brochure? (If Yes, attach a sample)","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Is there a formal procedure for handling client complaints?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Is ADR or mediation to resolve complaints part of the service agreement?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Are audits or reviews of service performed by employees conducted?","options":[],"required":true,"pdf_field":""},{"help":"Select frequency of audits if applicable","type":"choice","label":"How often? Annually Semi-Annually Quarterly Other","options":["Annually","Semi-Annually","Quarterly","Other"],"required":false,"pdf_field":""},{"help":"Answer yes or no and attach sample if yes","type":"yes-no","label":"Does the Applicant ever assume liability for others by contract? (If yes, please attach a sample contract)","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no and specify if yes","type":"yes-no","label":"Do employees hold professional licenses or certification? If Yes, please identify.","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Does the Applicant pay for continuing education to maintain such professional licenses or certification?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Are there formal criteria for accepting new clients?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Is there a formal policy for conflict of interest?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Is there a formal policy for client confidentiality?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Does the Applicant engage in any other professional activities not listed in question 5 above?","options":[],"required":true,"pdf_field":""}],"filled_by":"proposer"},{"title":"Attachments","fields":[{"help":"Attach latest audited annual report and accounts","type":"attachment","label":"Latest audited annual report & accounts","options":[],"required":false,"pdf_field":""},{"help":"Attach latest interim report and accounts","type":"attachment","label":"Latest interim report & accounts","options":[],"required":false,"pdf_field":""},{"help":"Attach brochures describing services or products","type":"attachment","label":"Brochures describing services or Products offered","options":[],"required":false,"pdf_field":""},{"help":"Attach sample service agreements","type":"attachment","label":"Sample service agreements","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Prior Knowledge / Warranty","fields":[{"help":"Answer yes or no","type":"yes-no","label":"Has the Applicant, any partner, officer, director, or employee for whom coverage is being requested, ever been censored, fined, or had a professional license suspended or revoked?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, provide details","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Does the Applicant, any partner, officer, director, or employee for whom coverage is being requested, know of any circumstances, acts, errors or omissions that could result in a professional liability claim?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, provide details","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Has any professional liability claim ever been made against the Applicant or any past or present partner, officer, director, or employee?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, provide details","options":[],"required":false,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, provide details","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Company and Authorised Signatory Details","fields":[{"help":"Provide CKYC identifier if available","type":"text","label":"Company’s CKYC Identifier / Number (Generated by CERSAI)","options":[],"required":false,"pdf_field":""},{"help":"Provide PAN number","type":"text","label":"PAN (mandatory)","options":[],"required":true,"pdf_field":""},{"help":"Provide GSTIN if applicable","type":"text","label":"GSTIN","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Bank Account and Payment Details","fields":[{"help":"Provide cheque or demand draft number if applicable","type":"text","label":"Cheque / D.D #","options":[],"required":false,"pdf_field":""},{"help":"Amount on cheque or draft","type":"amount","label":"Drawn Amount","options":[],"required":false,"pdf_field":""},{"help":"Name of bank or entity cheque/draft is drawn to","type":"text","label":"Drawn To","options":[],"required":false,"pdf_field":""},{"help":"Bank IFSC or MICR code","type":"text","label":"IFSC/MICR Code","options":[],"required":false,"pdf_field":""},{"help":"Name of bank","type":"text","label":"Bank Name","options":[],"required":false,"pdf_field":""},{"help":"Bank branch name","type":"text","label":"Bank and Branch Name","options":[],"required":false,"pdf_field":""},{"help":"Name of bank account holder","type":"text","label":"Account Holder name","options":[],"required":false,"pdf_field":""},{"help":"Reference number for transaction if applicable","type":"text","label":"Transaction Reference No","options":[],"required":false,"pdf_field":""},{"help":"Date of transaction","type":"date","label":"Transaction Date","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Do you have an EIA Account?","options":[],"required":false,"pdf_field":""},{"help":"Provide EIA number if yes","type":"text","label":"If Yes, please quote EIA Number","options":[],"required":false,"pdf_field":""},{"help":"Name of insurance repository","type":"text","label":"Please mention name of Insurance Repository","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"If No, do you want Us to create an EIA account for you?","options":[],"required":false,"pdf_field":""},{"help":"Email registered with insurance repository","type":"email","label":"Email id (Registered with Insurance Repository)","options":[],"required":true,"pdf_field":""}],"filled_by":"proposer"},{"title":"Declarations and Signatures","fields":[{"help":"Place of signing","type":"text","label":"Place","options":[],"required":true,"pdf_field":""},{"help":"Date of signing","type":"date","label":"Date","options":[],"required":true,"pdf_field":""},{"help":"Signature and stamp of proposer","type":"signature","label":"Signature and Stamp of Proposer","options":[],"required":true,"pdf_field":""},{"help":"Signature and stamp of insurance advisor or authorized person","type":"signature","label":"Signature & Stamp as applicable of the Insurance Advisor/ Specified person of Corporate Agent/Authorised Employee of Broker/ Sales person","options":[],"required":true,"pdf_field":""},{"help":"Date of signing for vernacular declaration","type":"date","label":"Date (Vernacular Declaration)","options":[],"required":true,"pdf_field":""}],"filled_by":"proposer and agent"},{"title":"Software Copyright Infringement Supplemental Proposal","fields":[{"help":"Answer yes or no and attach copy if yes","type":"yes-no","label":"Do you have written policies and procedures concerning the use of copyrighted software?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Do you conduct regular educational seminars, which all employees are required to attend, outlining appropriate software copyright procedures and the risks of infringement?","options":[],"required":true,"pdf_field":""},{"help":"Specify frequency of seminars","type":"text","label":"If so, how often are these held?","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Do you have a person within your organization who is responsible for ensuring that copyright violations do not occur?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Are licenses obtained for all software programs used?","options":[],"required":true,"pdf_field":""},{"help":"Number of new software programs launched annually","type":"number","label":"On average, how many new software programs do you launch in a year?","options":[],"required":false,"pdf_field":""},{"help":"Number of custom software programs","type":"number","label":"Of these, how many are custom?","options":[],"required":false,"pdf_field":""},{"help":"Percentage of revenue from software related products/services","type":"number","label":"What percentage of your annual revenue is derived from software or software related products and services?","options":[],"required":false,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Do you take steps to ensure that new employees do not infringe on former employers software copyrights?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no","type":"yes-no","label":"Do you take steps to ensure that former employees do not assert copyright claims against the proposer?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no and attach details if yes","type":"yes-no","label":"During the past 5 years, with respect to any possible or actual copyright claim, have you received any notice or warning, whether written or oral or been involved in any legal action or proceeding?","options":[],"required":true,"pdf_field":""},{"help":"Answer yes or no and provide details if yes","type":"yes-no","label":"Are you aware of any circumstance that could give rise to a copyright claim?","options":[],"required":true,"pdf_field":""},{"help":"Provide details if yes","type":"text","label":"If yes, provide a detailed description of those circumstances","options":[],"required":false,"pdf_field":""},{"help":"Signature of authorized representative","type":"signature","label":"Signed","options":[],"required":true,"pdf_field":""},{"help":"Date of signature","type":"date","label":"Date","options":[],"required":true,"pdf_field":""},{"help":"Title of authorized representative","type":"text","label":"Title","options":[],"required":true,"pdf_field":""},{"help":"Name of insurance producer","type":"text","label":"Producer","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"}],"deadlines":[],"applies_to":"Miscellaneous Professional Indemnity Plus insurance for professionals other than technology professionals","attachments":["Latest audited annual report & accounts","Latest interim report & accounts","Brochures describing services or Products offered","Sample service agreements","Copy of written policies and procedures concerning the use of copyrighted software (if applicable)","Sample service agreements (if applicable)","Brochures describing services (if applicable)","Sample contract (if applicable)","Details of any copyright claims or notices (if applicable)"],"declarations":["The statements made in this Proposal Form are true to the best of the proposer's knowledge and belief and form the basis of the contract.","The proposer agrees to notify the insurer immediately of any changes in information between proposal date and policy effective date.","Submission of this proposal or payment does not bind the insurer to issue a policy; acceptance is at insurer's sole discretion.","The insurer may cancel the insurance contract if premiums are not paid from bonafide sources or if involved in money laundering.","Consent is given to verify identity/address through official registries for KYC purposes.","The proposer declares whether associated with Politically Exposed Persons or is a Non-Profit Organization.","Agent declares that policy features and terms have been explained to the proposer and signature is affixed after understanding.","Vernacular declaration confirms contents and terms have been explained in a language understood by the proposer.","Prohibition of rebates under Section 41 of Insurance Act 1938 is acknowledged.","Software copyright supplemental proposal declarations and warranties are true and complete."],"dropped_labels":14},"pdf_fields":null,"fillable_pdf":false,"send_to":[{"purpose":"customer-care","channel":"email","value":"care@zurichkotak.com","label":"Email Address","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"in\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is chat only number.\nAccessibility\nZoom in page\nZoom out page\nIncrea","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"phone","value":"1800 2120","label":"Toll Free Number","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"age claims\nCustomer support\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is cha","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"phone","value":"+91-22-69417220","label":"Toll Number (INDIA And Overseas)","level":null,"hours":"IST 8 am to 8 pm","applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"Download policy\nManage policy\nManage claims\nCustomer support\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"whatsapp","value":"7998879988","label":"WhatsApp Number","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"t\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is chat only number.\nAccessibilit","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"email","value":"grievanceofficer@zurichkotak.com","label":"Grievance Officer","level":1,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"om .\nIn case the I nsured is not satisfied with the response, I nsured may contact the Grievance Officer of the ZKGI at grievanceofficer@zurichkotak.com . In case if the I nsured is not satisfied with the solution the\nGrievance Officer has provided, | I nsured | can write","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"address","value":"Unit no. 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East) Mumbai- 400063. Maharashtra, India.","label":"Registered & Corporate Office","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/","quote":"ker\nHealth portability\nResearch & Reports\nCorrespondence Address\nZurich Kotak General Insurance Company (India) Limited\nUnit no. 401, 4th Floor, Silver Metropolis,\nJai Coach Compound, Off Western Express Highway,\nGoregaon (East) Mumbai- 400063. Maharashtra, India.\nConnect with us\n: 022 - 69417220 (Toll number)\n: 1800 2120 (Toll free)\n+91-22-69417220 (IST 8 am to 8 pm)\nwww.zurichkot","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"email","value":"care@zurichkotak.com","label":"Customer Care Email","level":null,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"may contact the respective branch office of the ZKGI or may call toll free number 1800 2120 or may write an e - mail at care@zurichkotak.com .\nIn case the I nsured is not satisfied with the response, I nsured may contact the Grievance Officer of the ZKGI at gr","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"url","value":"www.zurichkotak.com","label":"Grievance Redressal Process","level":null,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"nder.\nThe details of the Insurance Ombudsman/ complete Grievance Redressal Process is also available at ZKGI’s website: www.zurichkotak.com\nThe updated details of Insurance Ombudsman offices are also available on the website of | Council for\nInsurance Ombudsm","fetched_at":"2026-10-20"}],"how_to_use":"Ask the user for each field in order, in plain words; never invent an answer. Labels are as printed. If fillable_pdf is true, pdf_fields gives the PDF's own field names so the file can be filled directly. The printed form decides if anything differs.","url":"https://indiainsurances.com/forms/zurich-kotak-general-insurance/5603-miscellaneous-professional-indemnity-plus-proposal-form-for-other-than-technolog"}