{"id":5584,"title":"Commercial General Liability Policy (Occurrence Based)- Proposal Form- UIN (IRDAN152CPLB0605V01202526)","purpose":"proposal","insurer":{"slug":"zurich-kotak-general-insurance","name":"Zurich Kotak General Insurance Company (India) Limited"},"source_pdf":"https://cms.zurichkotak.com/uploads/Commercial_General_Liability_Policy_Occurrence_Based_Proposal_Form_fb51702183.pdf","sha256":"c0495d52900abf809427f3c60772eecaee3b94348f269b2d33635db5d6c29bf6","pages":11,"collected":"2026-10-17","instructions":{"about":"This form is a proposal for insurance under the Commercial General Liability Policy (Occurrence based) to be filled by the insured or proposer seeking coverage.","notes":["Proposers desiring only Public Liability coverage are not required to fill Section IV.","Proposers desiring only Product Liability coverage are not required to fill Section III.","Proposers not desiring extensions under Section V and VI are not required to fill those Sections.","Mark Not Applicable (N/A) where sections do not apply.","Attach separate sheets if space is insufficient.","Fees of working directors not to be included in employee details.","Use original documents for attachments.","Policy issuance is subject to Board approved underwriting policy and terms and conditions.","Premium must be received in full and in time; else no liability arises.","EIA account details override address details provided in this form."],"title":"Commercial General Liability Policy (Occurrence Based)- Proposal Form- UIN (IRDAN152CPLB0605V01202526)","submit":{"to":"Zurich Kotak General Insurance Company (India) Limited","how":"","address":"Registered & Corporate Office: 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East), Mumbai – 400063. Maharashtra, India"},"purpose":"proposal","sections":[{"title":"Section I: General Information","fields":[{"help":"","type":"text","label":"Policy issuing office","options":[],"required":null,"pdf_field":""},{"help":"","type":"text","label":"Policy servicing office","options":[],"required":null,"pdf_field":""},{"help":"","type":"text","label":"Intermediary/Agent Name","options":[],"required":null,"pdf_field":""},{"help":"","type":"text","label":"Intermediary License no /Agent code.","options":[],"required":null,"pdf_field":""},{"help":"","type":"phone","label":"Intermediary/Agent Contact No.","options":[],"required":null,"pdf_field":""},{"help":"Include all subsidiaries or affiliated companies to be insured","type":"text","label":"Name & Registered Address of the Insured (including names of all subsidiaries or affiliated companies to be insured)","options":[],"required":true,"pdf_field":""},{"help":"Provide the insured's website address","type":"text","label":"Website Address","options":[],"required":false,"pdf_field":""},{"help":"Describe the nature of your business operations and activities","type":"text","label":"Please describe your business operations and activities","options":[],"required":true,"pdf_field":""},{"help":"Indicate if communication address is same as head office address","type":"yes-no","label":"Is the Communication address same as the Head Office address ?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Provide communication address if different from head office","type":"text","label":"Communication Address","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Section II: Insurance Requirement","fields":[{"help":"Select the form type of insurance coverage","type":"choice","label":"Form Type","options":["Claims Made","Occurrence Based"],"required":true,"pdf_field":""},{"help":"Fill limits for each category below","type":"amount","label":"Limits of Insurance (Amount in Indian Rupees)","options":[],"required":true,"pdf_field":""},{"help":"Limit of liability amount","type":"amount","label":"Limit of Liability","options":[],"required":true,"pdf_field":""},{"help":"Aggregate limit for any one event","type":"amount","label":"Any One Event In the Aggregate","options":[],"required":true,"pdf_field":""},{"help":"General aggregate limit for premises and operations","type":"amount","label":"General Aggregate Limit Premises and Operations","options":[],"required":true,"pdf_field":""},{"help":"Limit for transportation liability extension","type":"amount","label":"Transportation Liability Extension","options":[],"required":false,"pdf_field":""},{"help":"Limit for products/completed operations","type":"amount","label":"Products/Completed Operations Limit","options":[],"required":false,"pdf_field":""},{"help":"Employers liability limit","type":"amount","label":"Employers Liability","options":[],"required":false,"pdf_field":""},{"help":"Limit for automobiles liability extension","type":"amount","label":"Automobiles Liability (Non Owned/Hired) Extension","options":[],"required":false,"pdf_field":""},{"help":"Specify the policy start and end dates","type":"date","label":"Policy Period","options":[],"required":true,"pdf_field":""},{"help":"Provide retroactive date if Claims Made form selected","type":"date","label":"Retroactive date (only for Claims Made Form)","options":[],"required":false,"pdf_field":""},{"help":"Select the territory of coverage","type":"choice","label":"Territory","options":["India","Worldwide excluding USA and Canada","Worldwide including USA and Canada"],"required":true,"pdf_field":""},{"help":"Select the jurisdiction applicable","type":"choice","label":"Jurisdiction","options":["India","Worldwide excluding USA and Canada","Worldwide including USA and Canada"],"required":true,"pdf_field":""}],"filled_by":"proposer"},{"title":"Section III: General Liability","fields":[{"help":"Describe the activities requiring coverage","type":"text","label":"Please give full description of activities for which cover is required","options":[],"required":true,"pdf_field":""},{"help":"Provide location, number of locations, and nature of risk for manufacturing units, warehouses/godowns/shops/depots/tank farms/offices in India and overseas","type":"table","label":"List all premises to be insured in India and overseas","options":[],"required":true,"pdf_field":""},{"help":"Provide annual sales turnover for premises operations and transportation for projected, current, and last year","type":"table","label":"Please quantify annual sales turnover of last three years (Amount in Indian Rupees)","options":[],"required":true,"pdf_field":""},{"help":"Describe surrounding areas by direction and type (industrial, agricultural, residential, others)","type":"table","label":"Please describe in brief surrounding areas and third party property within an approximate radius of 2 kms from each manufacturing unit","options":[],"required":false,"pdf_field":""},{"help":"Provide details if applicable","type":"text","label":"Do you handle or use gases, pressure-storage, explosive, hazardous substances, asbestos, toxic, radioactive materials and hydrocarbons? If so, please give details of their quantity, storage, handling and precautions taken","options":[],"required":false,"pdf_field":""},{"help":"Provide details of fire and explosion prevention program","type":"text","label":"Is there a programme for the prevention of fire, explosion incidents? If so, pls indicate: (a). Type of detection and alarm system; (b). Availability of service organisation in case of such incidents (fire brigade, specialists in environmental protection and toxicology); (c). Provisions made for supply of energy, water etc. in an emergency","options":[],"required":false,"pdf_field":""},{"help":"Indicate if exposure to harmful substances occurs","type":"yes-no","label":"Will you, or your employees, handle or come into contact with any industrial dust of known harmful nature (e.g. asbestos, silica, cotton), radioactive materials, or any other substance harmful to health?","options":["Yes","No"],"required":true,"pdf_field":""}],"filled_by":"proposer"},{"title":"Section IV: Product Liability","fields":[{"help":"Select extensions required","type":"checkbox","label":"Extensions required: (a). Act of God Perils Extension (viz., Earthquake, Storm, Typhoon, Flood and Inundation etc.); (b). 72 Hrs Sudden and Accidental Pollution Extension; (c). Effluent Discharge Extension","options":["Act of God Perils Extension","72 Hrs Sudden and Accidental Pollution Extension","Effluent Discharge Extension"],"required":false,"pdf_field":""},{"help":"Provide pipeline length if Effluent Discharge Extension selected","type":"text","label":"If yes, what is the length of pipeline from the compound wall of your premises to the disposal point?","options":[],"required":false,"pdf_field":""},{"help":"Provide number of employees traveling overseas annually","type":"number","label":"Number of Employees that Travel Overseas Annually","options":[],"required":false,"pdf_field":""},{"help":"Provide total travel days per year","type":"number","label":"Number of travel days per year","options":[],"required":false,"pdf_field":""},{"help":"Describe purpose of overseas trips","type":"text","label":"Purpose of trips","options":[],"required":false,"pdf_field":""},{"help":"List overseas travel destinations","type":"text","label":"Overseas Travel Destinations","options":[],"required":false,"pdf_field":""},{"help":"Provide percentage value","type":"number","label":"What percentage of your annual sales is derived directly from your web site?","options":[],"required":false,"pdf_field":""},{"help":"Answer yes/no and provide details if yes","type":"text","label":"Do you use comparative advertising in your advertisements? If \"Yes\", was an independent organization consulted on how such comparisons were made?","options":[],"required":false,"pdf_field":""},{"help":"Answer yes/no and provide details if yes","type":"text","label":"Is music used in your advertisements? If \"Yes\", were all the rights secured prior to use?","options":[],"required":false,"pdf_field":""},{"help":"Indicate if likeness of famous people is used","type":"yes-no","label":"Is the likeness of famous people used in your advertisements?","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Indicate if any such legal action has occurred","type":"yes-no","label":"Have you ever been sued, or have you sued another, for copyright or trademark infringement?","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Indicate if other publications are produced","type":"yes-no","label":"Besides the information related to your goods, products or services, do you produce any other publications for external use?","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Attach relevant product brochures or literature","type":"attachment","label":"Please attach a product brochure or literature or labels or warnings etc. with this form","options":[],"required":false,"pdf_field":""},{"help":"Describe products manufactured or supplied","type":"text","label":"Please provide a specific description of products manufactured or supplied","options":[],"required":true,"pdf_field":""},{"help":"Provide product name, principal components, annual units produced, end usage/intended customer use, expected life of the product","type":"table","label":"Please furnish details of products to be considered for insurance","options":[],"required":true,"pdf_field":""},{"help":"Provide sales turnover for USA/Canada/Australia, UK/Europe, Rest of the World, India for projected, current, and last year","type":"table","label":"Please quantify annual sales turnover of last three years (Amount in Indian Rupees)","options":[],"required":true,"pdf_field":""},{"help":"Describe other services and estimated turnover","type":"text","label":"Do you provide any services or treatment other than sale of products? If yes, pls describe the nature of services and estimated annual turnover","options":[],"required":false,"pdf_field":""},{"help":"List new products planned for marketing","type":"text","label":"Please furnish particulars of new products to be marketed during the next 12 months","options":[],"required":false,"pdf_field":""},{"help":"Provide duration of export to these regions","type":"text","label":"How long have you been exporting to these countries? (a). USA and Canada; (b). UK/Europe","options":[],"required":false,"pdf_field":""},{"help":"Provide duration of export to rest of the world","type":"text","label":"(c). Rest of the World","options":[],"required":false,"pdf_field":""},{"help":"Explain manufacturing details and purchased components","type":"text","label":"Do you manufacture the complete product? If not, what components/parts are purchased by you?","options":[],"required":false,"pdf_field":""},{"help":"Indicate if R&D or technical collaboration exists","type":"yes-no","label":"Do you have Research & Development department or Technical Know-how/Collaboration?","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Indicate if rights of recovery are retained","type":"yes-no","label":"Do you retain rights of recovery against manufacturers?","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Provide details and precautions for such products","type":"text","label":"Please specify any products, which are inflammable/explosive, dangerous, radioactive, and harmful to health, poisonous by themselves or any combination with others. If so, please give full details and state what precautions are taken","options":[],"required":false,"pdf_field":""},{"help":"List discontinued, recalled or withdrawn products","type":"text","label":"Please furnish details and list of products discontinued or recalled or withdrawn during the last five years","options":[],"required":false,"pdf_field":""},{"help":"Provide details of any such enquiry or investigation","type":"text","label":"Have your products ever been subject to any enquiry or investigation by any Government agency, concerning the efficiency/adequacy or labelling, hazardous contents or safety? If so, please give full details","options":[],"required":false,"pdf_field":""},{"help":"Provide details if products are sold under others' labels","type":"text","label":"Are any products manufactured and sold under someone else’s label or trademark? If yes, please give full details","options":[],"required":false,"pdf_field":""},{"help":"Indicate if contract holds distributors harmless","type":"yes-no","label":"Does the Insured’s contract of sale agree to hold distributors harmless?","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Provide vendor details if applicable","type":"text","label":"Does the Insured require the name of vendor to be included as a Named Insured? If yes, pls provide the name, address and list of products to be supplied to the vendor","options":[],"required":false,"pdf_field":""},{"help":"Indicate if vendor does final product preparation","type":"yes-no","label":"Does the vendor undertake final preparation of product?","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Describe quality control measures","type":"text","label":"Give details of checks or examinations or controls including batch control and testing carried out or effected to discover possible defects or errors in products","options":[],"required":false,"pdf_field":""},{"help":"Indicate compliance with product standards","type":"yes-no","label":"Do your products comply with standards like ISI or any other Standards?","options":["Yes","No"],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Section V: Employee details","fields":[{"help":"Provide number and wage roll for clerical staff, supervisory/manual, hazardous activity, and all other employees by region (USA/Canada/Australia, UK/Europe, Rest of the World, India)","type":"table","label":"Please provide projected details for the next 12 months","options":[],"required":true,"pdf_field":""}],"filled_by":"proposer"},{"title":"Section VI: Non-Owned and Hired Automobile Liability","fields":[{"help":"Provide estimated number of automobiles hired, type of vehicle, frequency of hire, and duration of a single hire by region (USA/Canada/Australia, UK/Europe, Rest of the World)","type":"table","label":"Please provide projected details for the next 12 months","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Section VII: Loss Information","fields":[{"help":"Provide date of occurrence, description of claim, date of claim, amount paid, amount reserved, and claim status","type":"table","label":"Please enter all claims or losses (regardless of fault and whether or not insured) or any occurrences or incidents, conditions, defects, circumstances or suspected defects, which may give rise to a claim; over the last five years under Public Liability and/or Products Liability (Amount in Indian Rupees)","options":[],"required":true,"pdf_field":""},{"help":"Indicate if aware of any such incident or circumstance","type":"yes-no","label":"Are you aware of any incident/circumstance that could lead to loss or claim under the proposed policy (Yes/No)","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Provide details if aware of incident/circumstance","type":"text","label":"If yes please provide full details of that incident/circumstance","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Section VIII: Prior Insurance","fields":[{"help":"Provide type, insurer, limit of liability, premium (excluding taxes and ERF contribution), deductible for Public Liability Act, Public Liability, Product Liability, Commercial General Liability","type":"table","label":"Please provide details of expiring policy","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"},{"title":"Section IX: Other Information (Compulsory)","fields":[{"help":"Select all applicable sources of funds","type":"checkbox","label":"Sources of funds","options":["Salary","Business","Investments","Other (Please Specify)"],"required":true,"pdf_field":""},{"help":"Provide CKYC Identifier if available","type":"text","label":"Company’s CKYC Identifier / Number (Generated by CERSAI)","options":[],"required":false,"pdf_field":""},{"help":"Provide PAN number","type":"text","label":"PAN (mandatory)","options":[],"required":true,"pdf_field":""},{"help":"Provide GSTIN if applicable","type":"text","label":"GSTIN","options":[],"required":false,"pdf_field":""},{"help":"Provide name of authorised signatory","type":"text","label":"Please share the below details for the Authorised Signatory: Name","options":[],"required":true,"pdf_field":""},{"help":"Provide designation of authorised signatory","type":"text","label":"Designation","options":[],"required":true,"pdf_field":""},{"help":"Provide PAN of authorised signatory","type":"text","label":"PAN","options":[],"required":true,"pdf_field":""},{"help":"Provide CKYC Identifier of authorised signatory if available","type":"text","label":"CKYC Identifier / Number (Generated by CERSAI)","options":[],"required":false,"pdf_field":""},{"help":"Provide bank account details for payment and refund/claims","type":"text","label":"Bank Account Details","options":[],"required":true,"pdf_field":""},{"help":"Indicate if you have an Electronic Insurance Account","type":"yes-no","label":"Do you have an EIA Account","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Provide EIA number if applicable","type":"text","label":"If Yes, please quote EIA Number","options":[],"required":false,"pdf_field":""},{"help":"Provide name of insurance repository","type":"text","label":"Please mention name of Insurance Repository","options":[],"required":false,"pdf_field":""},{"help":"Indicate if you want an EIA account created","type":"yes-no","label":"If No, do you want Us to create an EIA account for you","options":["Yes","No"],"required":false,"pdf_field":""},{"help":"Provide email id registered with insurance repository","type":"email","label":"Email id (Registered with Insurance Repository)","options":[],"required":true,"pdf_field":""},{"help":"Note about address override","type":"text","label":"Your address details as mentioned in the EIA account shall override the address provided in this application for Insurance","options":[],"required":false,"pdf_field":""},{"help":"Indicate if associated with a Politically Exposed Person","type":"yes-no","label":"Are You or any of the proposed applicants or close relatives is/are associated to Politically Exposed Person (PEP)?","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Indicate if you are a non-profit organization","type":"yes-no","label":"Are you a Non-Profit Organization? (only in case of an entity)","options":["Yes","No"],"required":true,"pdf_field":""},{"help":"Select the type of organization","type":"choice","label":"In case of entity, Type of Organization making the payment","options":["Limited Company","Government Organization","Non-Government Organization (NGO)","Society","Trust","Partnership","International Organization","Co-operatives","Section 25 Company","Others"],"required":true,"pdf_field":""},{"help":"Sign and stamp the form","type":"signature","label":"Signature and Stamp of Proposer","options":[],"required":true,"pdf_field":""},{"help":"Agent or intermediary to sign and stamp","type":"signature","label":"Signature & Stamp as applicable of the Insurance Advisor/ Specified person of Corporate Agent/Authorised Employee of Broker/ Sales person","options":[],"required":true,"pdf_field":""},{"help":"Intermediary or sales person to sign","type":"signature","label":"Signature of Intermediary/ Sales Person","options":[],"required":false,"pdf_field":""}],"filled_by":"proposer"}],"deadlines":[],"applies_to":"Commercial General Liability Policy (Occurrence based)","attachments":["Separate sheet if space indicated in the proposal form is insufficient","Lay-Out Plans and Risk Inspection Report of the manufacturing units proposed for Insurance","Product brochure or literature or labels or warnings etc."],"declarations":["Statements made in this Proposal Form are true to the best of the proposer's knowledge and belief and form the basis of the contract.","Policy and service related communication will be sent in soft copy to the email id mentioned unless physical copy is requested.","Consent is given to verify identity/address proof through specified government portals for KYC purposes.","All premiums have been/will be paid from bonafide sources and not from proceeds of crime related to offences under Prevention of Money Laundering Act, 2002.","The Company has the right to call for documents to establish sources of funds and to cancel the insurance contract if found guilty under money laundering statutes.","Agent declares that policy features and terms have been fully explained to the proposer who has signed after understanding.","Vernacular declaration confirms contents and terms have been explained in language understood by proposer who has signed/thumb printed.","Submission of proposal or payment does not oblige the Company to issue a policy; acceptance is at Company's sole discretion.","Company's liability commences only after proposal acceptance and premium receipt as per Insurance Act provisions.","No person shall offer or accept rebates on commission or premium except as allowed by insurer's published prospectus; violation may lead to penalty."],"dropped_labels":2},"pdf_fields":null,"fillable_pdf":false,"send_to":[{"purpose":"customer-care","channel":"email","value":"care@zurichkotak.com","label":"Email Address","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"in\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is chat only number.\nAccessibility\nZoom in page\nZoom out page\nIncrea","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"phone","value":"1800 2120","label":"Toll Free Number","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"age claims\nCustomer support\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is cha","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"phone","value":"+91-22-69417220","label":"Toll Number (INDIA And Overseas)","level":null,"hours":"IST 8 am to 8 pm","applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"Download policy\nManage policy\nManage claims\nCustomer support\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be","fetched_at":"2026-10-20"},{"purpose":"customer-care","channel":"whatsapp","value":"7998879988","label":"WhatsApp Number","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/customer-support/grievance-redressal-process","quote":"t\nGrievance redressal\nLogin\nToll Number (INDIA And Overseas)\n+91-22-69417220\nToll Free Number\n1800 2120\nWhatsApp Number\n7998879988\nEmail Address\ncare@zurichkotak.com\nOur WhatsApp number cannot be used for calls. This is chat only number.\nAccessibilit","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"email","value":"grievanceofficer@zurichkotak.com","label":"Grievance Officer","level":1,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"om .\nIn case the I nsured is not satisfied with the response, I nsured may contact the Grievance Officer of the ZKGI at grievanceofficer@zurichkotak.com . In case if the I nsured is not satisfied with the solution the\nGrievance Officer has provided, | I nsured | can write","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"address","value":"Unit no. 401, 4th Floor, Silver Metropolis, Jai Coach Compound, Off Western Express Highway, Goregaon (East) Mumbai- 400063. Maharashtra, India.","label":"Registered & Corporate Office","level":null,"hours":null,"applies_to":"all","source_url":"https://www.zurichkotak.com/","quote":"ker\nHealth portability\nResearch & Reports\nCorrespondence Address\nZurich Kotak General Insurance Company (India) Limited\nUnit no. 401, 4th Floor, Silver Metropolis,\nJai Coach Compound, Off Western Express Highway,\nGoregaon (East) Mumbai- 400063. Maharashtra, India.\nConnect with us\n: 022 - 69417220 (Toll number)\n: 1800 2120 (Toll free)\n+91-22-69417220 (IST 8 am to 8 pm)\nwww.zurichkot","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"email","value":"care@zurichkotak.com","label":"Customer Care Email","level":null,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"may contact the respective branch office of the ZKGI or may call toll free number 1800 2120 or may write an e - mail at care@zurichkotak.com .\nIn case the I nsured is not satisfied with the response, I nsured may contact the Grievance Officer of the ZKGI at gr","fetched_at":"2026-10-20"},{"purpose":"grievance","channel":"url","value":"www.zurichkotak.com","label":"Grievance Redressal Process","level":null,"hours":null,"applies_to":"all","source_url":"https://cms.zurichkotak.com/uploads/Policy_Wordings_CPI_dc7b416cf1.pdf","quote":"nder.\nThe details of the Insurance Ombudsman/ complete Grievance Redressal Process is also available at ZKGI’s website: www.zurichkotak.com\nThe updated details of Insurance Ombudsman offices are also available on the website of | Council for\nInsurance Ombudsm","fetched_at":"2026-10-20"}],"how_to_use":"Ask the user for each field in order, in plain words; never invent an answer. Labels are as printed. If fillable_pdf is true, pdf_fields gives the PDF's own field names so the file can be filled directly. The printed form decides if anything differs.","url":"https://indiainsurances.com/forms/zurich-kotak-general-insurance/5584-commercial-general-liability-policy-occurrence-based-proposal-form-uin-irdan152c"}